COMMUNITY TRUST BANCORP INC /KY/
CTBI · State Commercial Banks · 18.2M shares · +0%/yr ↑ shares · EDGAR filings ↗
Net buyback after stock comp: -$477K (gross $1M, SBC $2M)
Reference price $58.50 · est. market cap ~$1.1B — last insider purchase, 2026-03-13 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
B73Community Trust Bancorp — high-ROA Kentucky bank, conservatively run.
Strengths
- ROA 85th pct, ROE 11.5% (70th)
- Low leverage (28th pct)
Risks
- Appalachian regional concentration
- Modest growth
- Rate sensitivity
Notable findings
- Exec changeRecent 8-K item 5.02 8-K ↗
- Strong balance sheetStrong balance sheet — $364M cash & investments
Key metrics
Return on equity
11.5%
Return on assets
1.5%
Net-income growth
18.4%
Debt / equity
0.1×
Free cash flow
$97M
Tangible book value
$791M
Cash & investments
$364M
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-04-28 | MINNIFIELD FRANKY | Grant | 301 | $66.46 |
| 2026-04-28 | Sandlin Jefferson F | Grant | 301 | $66.46 |
| 2026-04-28 | McGhee James E II | Grant | 301 | $66.46 |
| 2026-04-28 | STREET CHAD C | Grant | 301 | $66.46 |
| 2026-04-28 | Matthews Ina Michelle | Grant | 301 | $66.46 |
| 2026-04-28 | Luallen Eugenia Crittenden | Grant | 301 | $66.46 |
| 2026-04-28 | Baird David L. | Grant | 301 | $66.46 |
| 2026-04-28 | St. Charles Anthony W. | Grant | 301 | $66.46 |
| 2026-04-28 | Webb Lillian Kay | Grant | 301 | $66.46 |
| 2026-03-13 | SPARKMAN RICKY D | Buy | 84 | $58.50 |
| 2026-01-27 | Dollins Billie J. | Grant | 667 | — |
| 2026-01-27 | Waters Andy D | Grant | 821 | — |
| 2026-01-27 | TACKETT DAVID I | Grant | 701 | — |
| 2026-01-27 | STUMBO KEVIN J | Grant | 1.0K | — |
| 2026-01-27 | SPARKMAN RICKY D | Grant | 898 | — |
| 2026-01-27 | Smith Mark Edward | Grant | 667 | — |
| 2026-01-27 | NEWSOM RICHARD W | Grant | 1.0K | — |
| 2026-01-27 | McCoy Thomas E. | Grant | 616 | — |
| 2026-01-27 | Jones David Andrew | Grant | 809 | — |
| 2026-01-27 | Hancock Charles Wayne II | Grant | 886 | — |
| 2026-01-27 | GOOCH MARK A | Grant | 2.5K | — |
| 2025-12-19 | STUMBO KEVIN J | Gift | 50 | $58.73 |
| 2025-08-18 | Waters Andy D | Sell | 918 | $56.18 |
| 2025-07-31 | Waters Andy D | Gift | 341 | $53.98 |
| 2025-07-22 | Baird David L. | Grant | 176 | — |
| 2025-07-08 | STUMBO KEVIN J | Gift | 50 | $55.53 |
| 2025-06-02 | MINNIFIELD FRANKY | Buy | 2.0K | $51.01 |
| 2025-04-22 | MINNIFIELD FRANKY | Grant | 412 | — |
| 2025-04-22 | McGhee James E II | Grant | 412 | — |
| 2025-04-22 | Matthews Ina Michelle | Grant | 412 | — |
| 2025-04-22 | Luallen Eugenia Crittenden | Grant | 412 | — |
| 2025-04-22 | FARRIS FRANKLIN H JR | Grant | 412 | — |
| 2025-04-22 | St. Charles Anthony W. | Grant | 412 | — |
| 2025-04-22 | Webb Lillian Kay | Grant | 412 | — |
| 2025-04-22 | STREET CHAD C | Grant | 412 | — |
| 2025-04-22 | Sandlin Jefferson F | Grant | 412 | — |
| 2025-01-28 | Waters Andy D | Grant | 843 | — |
| 2025-01-28 | TACKETT DAVID I | Grant | 701 | — |
| 2025-01-28 | STUMBO KEVIN J | Grant | 1.0K | — |
| 2025-01-28 | SPARKMAN RICKY D | Grant | 925 | — |
| 2025-01-28 | Smith Mark Edward | Grant | 659 | — |
| 2025-01-28 | NEWSOM RICHARD W | Grant | 1.1K | — |
| 2025-01-28 | Jones David Andrew | Grant | 841 | — |
| 2025-01-28 | Hancock Charles Wayne II | Grant | 897 | — |
| 2025-01-28 | GOOCH MARK A | Grant | 2.6K | — |
| 2025-01-28 | DRAUGHN JAMES B | Grant | 1.0K | — |
| 2025-01-28 | Dollins Billie J. | Grant | 664 | — |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
| Date | Items | |
|---|---|---|
| 2026-05-04 | Exec/director changeReg FDExhibits | filing ↗ |
| 2026-04-29 | Shareholder vote | filing ↗ |
| 2026-04-28 | Reg FDExhibits | filing ↗ |
| 2026-04-15 | ResultsReg FDExhibits | filing ↗ |
| 2026-02-03 | Reg FDExhibits | filing ↗ |
| 2026-01-28 | Material agreementExec/director changeExhibits | filing ↗ |
| 2026-01-21 | ResultsReg FDExhibits | filing ↗ |
| 2025-11-10 | Reg FDExhibits | filing ↗ |
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 10-Q | 2026-05-08 | 2026-03-31 | 0001140361-26-019739 ↗ |
| 8-K | 2026-05-04 | 2026-04-29 | 0000350852-26-000056 ↗ |
| 8-K | 2026-04-29 | 2026-04-28 | 0000350852-26-000044 ↗ |
| 8-K | 2026-04-28 | 2026-03-31 | 0000350852-26-000041 ↗ |
| 8-K | 2026-04-15 | 2026-03-31 | 0000350852-26-000039 ↗ |
| 10-K | 2026-02-27 | 2025-12-31 | 0001140361-26-007058 ↗ |
| 8-K | 2026-02-03 | 2025-12-31 | 0000350852-26-000035 ↗ |
| 8-K | 2026-01-28 | 2026-01-27 | 0000350852-26-000019 ↗ |
| 8-K | 2026-01-21 | 2025-12-31 | 0000350852-26-000015 ↗ |
| 8-K | 2025-11-10 | 2025-09-30 | 0000350852-25-000094 ↗ |
| 10-Q | 2025-11-07 | 2025-09-30 | 0001140361-25-040959 ↗ |
| 8-K | 2025-10-15 | 2025-09-30 | 0000350852-25-000092 ↗ |