TRUSTCO BANK CORP N Y
TRST · State Commercial Banks · 17.5M shares · -0%/yr ↓ buyback · EDGAR filings ↗
Reference price $52.29 · est. market cap ~$914M — last insider purchase, 2026-06-04 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
C64TrustCo Bancorp NY — thrift-style bank with average returns.
Strengths
- Net income +25% (56th pct), strong cash (87th)
- Low-cost retail deposits
Risks
- ROE 8.9% (38th), ROA (43rd) average
- Residential-mortgage concentration
- Rate sensitivity
Notable findings
Key metrics
Return on equity
8.9%
Return on assets
0.9%
Net-income growth
25.2%
Free cash flow
$46M
Tangible book value
$687M
Cash & investments
$730M
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-06-04 | LUCARELLI LISA M | Buy | 100 | $52.29 |
| 2026-06-04 | LUCARELLI LISA M | Buy | 100 | $52.29 |
| 2026-04-24 | Silverman Frank B | Buy | 105 | $46.18 |
| 2026-03-12 | CURLEY KEVIN M | Buy | 588 | $42.55 |
| 2025-11-26 | LUCARELLI LISA M | Buy | 200 | $42.69 |
| 2025-11-21 | LEONARD ROBERT M | Option exercise | 1.6K | — |
| 2025-11-21 | LEONARD ROBERT M | Tax withheld | 755 | $41.54 |
| 2025-11-21 | OZIMEK MICHAEL M | Option exercise | 1.1K | — |
| 2025-11-21 | OZIMEK MICHAEL M | Tax withheld | 435 | $41.54 |
| 2025-11-21 | CURLEY KEVIN M | Option exercise | 1.1K | — |
| 2025-11-21 | CURLEY KEVIN M | Tax withheld | 461 | $41.54 |
| 2025-11-21 | HALL MICHAEL JAMES | Option exercise | 271 | — |
| 2025-11-21 | HALL MICHAEL JAMES | Disposition | 271 | $41.54 |
| 2025-11-21 | MCCORMICK ROBERT J | Option exercise | 4.2K | — |
| 2025-11-21 | MCCORMICK ROBERT J | Tax withheld | 2.1K | $41.54 |
| 2025-11-19 | CURLEY KEVIN M | Option exercise | 1.1K | — |
| 2025-11-19 | CURLEY KEVIN M | Tax withheld | 455 | $39.70 |
| 2025-11-19 | LEONARD ROBERT M | Option exercise | 1.3K | — |
| 2025-11-19 | LEONARD ROBERT M | Tax withheld | 595 | $39.70 |
| 2025-11-19 | HALL MICHAEL JAMES | Option exercise | 403 | — |
| 2025-11-19 | HALL MICHAEL JAMES | Disposition | 403 | $39.70 |
| 2025-11-19 | MCCORMICK ROBERT J | Option exercise | 3.5K | — |
| 2025-11-19 | MCCORMICK ROBERT J | Tax withheld | 1.8K | $39.70 |
| 2025-11-19 | OZIMEK MICHAEL M | Option exercise | 917 | — |
| 2025-11-19 | OZIMEK MICHAEL M | Tax withheld | 342 | $39.70 |
| 2025-11-19 | MARINELLO ANTHONY J MD PHD | Option exercise | 550 | — |
| 2025-11-19 | MARINELLO ANTHONY J MD PHD | Disposition | 550 | $39.70 |
| 2025-11-19 | FLYNN BRIAN C | Option exercise | 550 | — |
| 2025-11-19 | FLYNN BRIAN C | Disposition | 550 | $39.70 |
| 2025-11-19 | Powell Curtis N | Option exercise | 550 | — |
| 2025-11-19 | Powell Curtis N | Disposition | 550 | $39.70 |
| 2025-11-19 | Silverman Frank B | Option exercise | 550 | — |
| 2025-11-19 | Silverman Frank B | Disposition | 550 | $39.70 |
| 2025-11-19 | LUCARELLI LISA M | Option exercise | 550 | — |
| 2025-11-19 | LUCARELLI LISA M | Disposition | 550 | $39.70 |
| 2025-11-19 | Russell Kimberly Adams | Option exercise | 550 | — |
| 2025-11-19 | Russell Kimberly Adams | Disposition | 550 | $39.70 |
| 2025-11-19 | Cotugno Steffani | Option exercise | 550 | — |
| 2025-11-19 | Cotugno Steffani | Disposition | 550 | $39.70 |
| 2025-11-19 | Maggs Thomas O | Option exercise | 550 | — |
| 2025-11-19 | Maggs Thomas O | Disposition | 550 | $39.70 |
| 2025-11-15 | CURLEY KEVIN M | Option exercise | 877 | — |
| 2025-11-15 | CURLEY KEVIN M | Disposition | 877 | $40.10 |
| 2025-11-15 | LEONARD ROBERT M | Option exercise | 1.2K | — |
| 2025-11-15 | LEONARD ROBERT M | Disposition | 1.2K | $40.10 |
| 2025-11-15 | OZIMEK MICHAEL M | Option exercise | 877 | — |
| 2025-11-15 | OZIMEK MICHAEL M | Disposition | 877 | $40.10 |
| 2025-11-15 | HALL MICHAEL JAMES | Option exercise | 192 | — |
| 2025-11-15 | HALL MICHAEL JAMES | Disposition | 192 | $40.10 |
| 2025-11-15 | MCCORMICK ROBERT J | Option exercise | 3.1K | — |
| 2025-11-15 | MCCORMICK ROBERT J | Disposition | 3.1K | $40.10 |
| 2025-08-27 | HALL MICHAEL JAMES | Option exercise | 225 | $32.15 |
| 2025-08-27 | HALL MICHAEL JAMES | Tax withheld | 184 | $39.32 |
| 2025-06-04 | Cotugno Steffani | Buy | 750 | $31.15 |
| 2025-04-25 | Powell Curtis N | Buy | 200 | $30.44 |
| 2025-04-25 | CURLEY KEVIN M | Buy | 822 | $30.40 |
| 2025-02-05 | Cotugno Steffani | Buy | 400 | $32.33 |
| 2025-01-29 | CURLEY KEVIN M | Buy | 625 | $32.13 |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
| Date | Items | |
|---|---|---|
| 2026-05-20 | OtherExhibits | filing ↗ |
| 2026-05-20 | Exec/director changeShareholder voteOtherExhibits | filing ↗ |
| 2026-04-21 | ResultsExhibits | filing ↗ |
| 2026-04-10 | OtherExhibits | filing ↗ |
| 2026-02-17 | OtherExhibits | filing ↗ |
| 2026-01-29 | Reg FDExhibits | filing ↗ |
| 2026-01-29 | Exec/director change | filing ↗ |
| 2026-01-21 | ResultsExhibits | filing ↗ |
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-05-20 | 2026-05-19 | 0001140361-26-022251 ↗ |
| 8-K | 2026-05-20 | 2026-05-19 | 0001140361-26-022261 ↗ |
| 10-Q | 2026-05-08 | 2026-03-31 | 0001140361-26-020000 ↗ |
| 8-K | 2026-04-21 | 2026-04-21 | 0001140361-26-015892 ↗ |
| 8-K | 2026-04-10 | 2026-04-10 | 0001140361-26-014228 ↗ |
| 10-K | 2026-03-16 | 2025-12-31 | 0001140361-26-009576 ↗ |
| 8-K | 2026-02-17 | 2026-02-17 | 0001140361-26-005771 ↗ |
| 8-K | 2026-01-29 | 2026-01-27 | 0001140361-26-002778 ↗ |
| 8-K | 2026-01-29 | 2026-01-29 | 0001140361-26-002737 ↗ |
| 8-K | 2026-01-21 | 2026-01-21 | 0001140361-26-001838 ↗ |
| 8-K | 2026-01-12 | 2026-01-12 | 0001140361-26-000965 ↗ |
| 8-K | 2025-12-19 | 2025-12-19 | 0001140361-25-046193 ↗ |