MERCURY GENERAL CORP
MCY · Fire, Marine & Casualty Insurance · 55.4M shares · +0%/yr ↑ shares · EDGAR filings ↗
Reference price $90.42 · est. market cap ~$5.0B — last insider purchase, 2025-12-10 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
C66Mercury General — California-centric auto insurer, recovering margins.
Strengths
- High gross margin (98th pct), ROA (76th)
- Revenue growth on rate increases
Risks
- Net margin only 9% (30th)
- California regulatory/rate-approval risk
- Catastrophe (wildfire) exposure
Quarterly revenue
Last 4 quarters · from SEC filings.
Key metrics
Gross margin
99.7%
Net margin
9.0%
Return on assets
5.7%
Revenue growth (QoQ)
0.3%
Net-income growth
15.6%
Stock comp / revenue
0.2%
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-02-21 | Zhang Ximeng Simon | Option exercise | 812 | — |
| 2026-02-21 | Zhang Ximeng Simon | Disposition | 812 | $86.44 |
| 2026-02-21 | Joseph Victor George | Option exercise | 1.3K | — |
| 2026-02-21 | Joseph Victor George | Disposition | 1.3K | $86.44 |
| 2026-02-21 | Petro Randall R | Option exercise | 690 | — |
| 2026-02-21 | Petro Randall R | Disposition | 690 | $86.44 |
| 2026-02-21 | Schroeder Jeffrey Michael | Option exercise | 812 | — |
| 2026-02-21 | Schroeder Jeffrey Michael | Disposition | 812 | $86.44 |
| 2026-02-21 | TIRADOR GABRIEL | Option exercise | 4.3K | — |
| 2026-02-21 | TIRADOR GABRIEL | Disposition | 4.3K | $86.44 |
| 2026-02-21 | Colby Nicholas Vincent | Option exercise | 690 | — |
| 2026-02-21 | Colby Nicholas Vincent | Disposition | 690 | $86.44 |
| 2026-02-21 | Pang Wei | Option exercise | 1.1K | — |
| 2026-02-21 | Pang Wei | Disposition | 1.1K | $86.44 |
| 2026-02-21 | Thompson Erik Dahl | Option exercise | 536 | — |
| 2026-02-21 | Thompson Erik Dahl | Disposition | 536 | $86.44 |
| 2026-02-21 | Ribisi Mark Allan | Option exercise | 812 | — |
| 2026-02-21 | Ribisi Mark Allan | Disposition | 812 | $86.44 |
| 2026-02-21 | Gibbs Katelyn Marie | Option exercise | 649 | — |
| 2026-02-21 | Gibbs Katelyn Marie | Disposition | 649 | $86.44 |
| 2026-02-21 | STALICK THEODORE R | Option exercise | 1.4K | — |
| 2026-02-21 | STALICK THEODORE R | Disposition | 1.4K | $86.44 |
| 2026-02-21 | Butler Kelly Lynn | Option exercise | 649 | — |
| 2026-02-21 | Butler Kelly Lynn | Disposition | 649 | $86.44 |
| 2026-02-21 | GRAVES CHRISTOPHER | Option exercise | 979 | — |
| 2026-02-21 | GRAVES CHRISTOPHER | Disposition | 979 | $86.44 |
| 2025-12-10 | Braunegg George Gwyer | Buy | 552 | $90.42 |
| 2025-05-23 | Joseph Victor George | Buy | 15K | $59.95 |
| 2025-05-16 | Zhang Ximeng Simon | Buy | 1.5K | $61.91 |
| 2025-01-07 | Ribisi Mark Allan | Buy | 55 | $64.71 |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
| Date | Items | |
|---|---|---|
| 2026-06-24 | Material agreement1.02Debt obligationExhibits | filing ↗ |
| 2026-06-12 | Material agreementDebt obligationOtherExhibits | filing ↗ |
| 2026-06-09 | Other | filing ↗ |
| 2026-05-14 | Shareholder voteExhibits | filing ↗ |
| 2026-05-05 | ResultsExhibits | filing ↗ |
| 2026-02-17 | ResultsExhibits | filing ↗ |
| 2025-11-04 | ResultsExhibits | filing ↗ |
| 2025-07-29 | ResultsExhibits | filing ↗ |
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-06-24 | 2026-06-24 | 0001193125-26-281118 ↗ |
| 8-K | 2026-06-12 | 2026-06-09 | 0001193125-26-269392 ↗ |
| 8-K | 2026-06-09 | 2026-06-09 | 0001193125-26-263041 ↗ |
| 8-K | 2026-05-14 | 2026-05-13 | 0000064996-26-000017 ↗ |
| 10-Q | 2026-05-05 | 2026-03-31 | 0000064996-26-000014 ↗ |
| 8-K | 2026-05-05 | 2026-05-05 | 0001193125-26-206384 ↗ |
| 8-K | 2026-02-17 | 2026-02-17 | 0001193125-26-054598 ↗ |
| 10-K | 2026-02-17 | 2025-12-31 | 0000064996-26-000005 ↗ |
| 8-K | 2025-11-04 | 2025-11-04 | 0001193125-25-264686 ↗ |
| 10-Q | 2025-11-04 | 2025-09-30 | 0000064996-25-000044 ↗ |
| 8-K | 2025-07-29 | 2025-07-29 | 0001193125-25-167999 ↗ |
| 10-Q | 2025-07-29 | 2025-06-30 | 0000064996-25-000041 ↗ |