MITSUBISHI UFJ FINANCIAL GROUP INC
MUFG, MBFJF · Commercial Banks, NEC · EDGAR filings ↗
Grade
C60Money-center Japanese bank with a large franchise but low, sub-median returns.
Strengths
- Massive, diversified global banking franchise with rising operating margin (14.4%, 76.8th pct)
- Solid FCF and improving rate environment as BoJ tightens
Risks
- Low ROE (6.9%, 20th pct) and very low ROA (0.31%, 12th pct); net income -4.4%
- Heavy Japanese-economy and JGB/rate-sensitivity, plus real-estate credit concentration
Key metrics
Operating margin
14.4%
Net margin
11.7%
Return on equity
6.9%
Return on assets
0.3%
Revenue growth (QoQ)
9.4%
Net-income growth
-3.2%
Free cash flow
$6.0B
EBITDA
$11.7B
Tangible book value
$109.3B
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-04-14 | Yokoyama Shuichi | Other | 29K | — |
All non-derivative Form 4 activity (SEC), newest first.
Supply chain
Customers (1)
Suppliers (0)
Named in the 10-K; linked when we track them.
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 20-F | 2025-07-07 | 2025-03-31 | 0000067088-25-000011 ↗ |
| 20-F | 2024-07-30 | 2024-03-31 | 0000067088-24-000021 ↗ |
| 20-F | 2023-07-24 | 2023-03-31 | 0000067088-23-000008 ↗ |
| 20-F | 2022-07-08 | 2022-03-31 | 0000067088-22-000005 ↗ |
| 20-F | 2021-07-09 | 2021-03-31 | 0001193125-21-211223 ↗ |
| 20-F | 2020-07-10 | 2020-03-31 | 0001193125-20-190825 ↗ |
| 20-F | 2019-07-10 | 2019-03-31 | 0001193125-19-191525 ↗ |
| 20-F | 2018-07-12 | 2018-03-31 | 0001193125-18-216433 ↗ |
| 20-F | 2017-07-14 | 2017-03-31 | 0001193125-17-227940 ↗ |
| 20-F | 2016-07-15 | 2016-03-31 | 0001193125-16-648782 ↗ |
| 20-F | 2015-07-27 | 2015-03-31 | 0000950123-15-007710 ↗ |
| 20-F | 2014-07-18 | 2014-03-31 | 0001193125-14-272193 ↗ |