FULTON FINANCIAL CORP
FULT, FULTP · National Commercial Banks · 191.1M shares · -0%/yr ↓ buyback · EDGAR filings ↗
Net buyback after stock comp: $75M (gross $77M, SBC $2M)
Reference price $21.26 · est. market cap ~$4.1B — last insider sale, 2026-05-04 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
B70Fulton Financial — Mid-Atlantic regional with improving returns.
Strengths
- Net income +36% (67th pct), ROE 11.2% (65th)
- ROA 74th pct
Risks
- CRE/credit exposure
- Integration of acquisitions
- Rate sensitivity
Notable findings
- Exec changeRecent 8-K item 5.02 8-K ↗
- Customer concentration~79% of revenue from one customer/distributor — Net interest income is the most significant component of our net income, accounting for approximately 79% of total revenues in 2025
- Pending mergerMerger On November 24, 2025, the Corporation entered into the Merger Agreement with Blue Foundry
- Insider sellingInsider selling — 3 open-market sale(s) by 2 insider(s) (cluster of 2 insiders, ~$858,481, last 6mo) Form 4 ↗
Key metrics
Return on equity
11.2%
Return on assets
1.2%
Net-income growth
35.6%
Tangible book value
$2.9B
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-06-01 | Devine Denise L | Option exercise | 5.1K | — |
| 2026-06-01 | Shirk Michael F | Option exercise | 5.1K | — |
| 2026-06-01 | Wenger E Philip | Option exercise | 5.1K | — |
| 2026-06-01 | MOXLEY JAMES R III | Option exercise | 5.1K | — |
| 2026-06-01 | Pergolin Antoinette M | Option exercise | 5.1K | — |
| 2026-05-04 | Myers Curtis J | Sell | 31K | $21.26 |
| 2026-05-01 | Glover John J | Tax withheld | 1.4K | $21.62 |
| 2026-05-01 | Malhotra Atul | Option exercise | 5.9K | — |
| 2026-05-01 | Malhotra Atul | Tax withheld | 2.6K | $21.62 |
| 2026-05-01 | Sargent Angela M | Tax withheld | 11K | $21.62 |
| 2026-05-01 | Myers Curtis J | Option exercise | 117K | — |
| 2026-05-01 | Myers Curtis J | Tax withheld | 54K | $21.62 |
| 2026-05-01 | Mauriello Josephine E | Option exercise | 3.6K | — |
| 2026-05-01 | Mauriello Josephine E | Tax withheld | 1.3K | $21.62 |
| 2026-05-01 | Glover John J | Option exercise | 4.0K | — |
| 2026-05-01 | Mueller Meg R | Tax withheld | 16K | $21.62 |
| 2026-05-01 | Sargent Angela M | Option exercise | 29K | — |
| 2026-05-01 | Fiol Andrew B | Option exercise | 34K | — |
| 2026-05-01 | Fiol Andrew B | Tax withheld | 9.8K | $21.62 |
| 2026-05-01 | Luddington Natasha R. | Option exercise | 30K | — |
| 2026-05-01 | Luddington Natasha R. | Tax withheld | 13K | $21.62 |
| 2026-05-01 | Cossetti Anthony | Option exercise | 5.3K | — |
| 2026-05-01 | Cossetti Anthony | Tax withheld | 1.5K | $21.62 |
| 2026-05-01 | Taylor Bernadette M | Option exercise | 24K | — |
| 2026-05-01 | Taylor Bernadette M | Tax withheld | 93 | $21.62 |
| 2026-05-01 | Taylor Bernadette M | Tax withheld | 9.5K | $21.62 |
| 2026-05-01 | Mueller Meg R | Option exercise | 36K | — |
| 2026-05-01 | Mueller Meg R | Tax withheld | 130 | $21.62 |
| 2026-04-16 | Martin George K | Other | 16 | $21.80 |
| 2026-04-13 | Wenger E Philip | Sell | 5.0K | $21.42 |
| 2026-03-12 | Kraemer Richard S | Other | 749 | $19.64 |
| 2026-03-12 | Gremer Kevin C | Other | 1.3K | $19.64 |
| 2026-03-12 | Fiol Andrew B | Other | 180 | $19.64 |
| 2026-03-12 | Myers Curtis J | Other | 207 | $19.64 |
| 2026-03-09 | Taylor Bernadette M | Gift | 425 | — |
| 2026-01-16 | Martin George K | Other | 17 | $20.14 |
| 2026-01-12 | Wenger E Philip | Sell | 5.0K | $19.55 |
| 2025-12-05 | Taylor Bernadette M | Gift | 425 | — |
| 2025-12-03 | Fiol Andrew B | Gift | 11K | — |
| 2025-11-26 | Wenger E Philip | Gift | 300 | — |
| 2025-09-12 | Wenger E Philip | Sell | 5.0K | $19.28 |
| 2025-09-11 | Fiol Andrew B | Buy | 256 | $19.30 |
| 2025-09-11 | Taylor Bernadette M | Buy | 164 | $19.30 |
| 2025-09-03 | Kraemer Richard S | Tax withheld | 5.0K | $19.45 |
| 2025-09-03 | Kraemer Richard S | Option exercise | 14K | — |
| 2025-08-07 | Wenger E Philip | Gift | 20K | — |
| 2025-07-25 | Wenger E Philip | Sell | 1.1K | $18.41 |
| 2025-07-25 | Wenger E Philip | Sell | 3.9K | $18.41 |
| 2025-06-06 | Fiol Andrew B | Buy | 249 | $17.02 |
| 2025-06-05 | Taylor Bernadette M | Buy | 160 | $17.02 |
| 2025-06-01 | Devine Denise L | Option exercise | 4.9K | — |
| 2025-06-01 | Shirk Michael F | Option exercise | 3.7K | — |
| 2025-06-01 | MOXLEY JAMES R III | Option exercise | 4.9K | — |
| 2025-06-01 | Wenger E Philip | Option exercise | 4.9K | — |
| 2025-05-23 | Wenger E Philip | Gift | 3.0K | — |
| 2025-05-14 | Luddington Natasha R. | Option exercise | 85 | — |
| 2025-05-14 | Luddington Natasha R. | Tax withheld | 41 | $20.76 |
| 2025-05-08 | Taylor Bernadette M | Option exercise | 178 | — |
| 2025-05-08 | Taylor Bernadette M | Tax withheld | 178 | $16.91 |
| 2025-05-08 | Snyder Angela M | Option exercise | 467 | — |
| 2025-05-08 | Snyder Angela M | Tax withheld | 467 | $16.91 |
| 2025-05-08 | Mueller Meg R | Option exercise | 253 | — |
| 2025-05-08 | Mueller Meg R | Tax withheld | 253 | $16.91 |
| 2025-05-01 | Glover John J | Option exercise | 2.1K | — |
| 2025-05-01 | Sargent Angela M | Option exercise | 25K | — |
| 2025-05-01 | Sargent Angela M | Tax withheld | 9.7K | $16.91 |
| 2025-05-01 | Taylor Bernadette M | Option exercise | 18K | — |
| 2025-05-01 | Taylor Bernadette M | Tax withheld | 7.3K | $16.91 |
| 2025-05-01 | Wenger E Philip | Option exercise | 208K | — |
| 2025-05-01 | Wenger E Philip | Tax withheld | 92K | $16.91 |
| 2025-05-01 | Mueller Meg R | Tax withheld | 13K | $16.91 |
| 2025-05-01 | Malhotra Atul | Option exercise | 4.7K | — |
| 2025-05-01 | Malhotra Atul | Tax withheld | 1.3K | $16.91 |
| 2025-05-01 | Luddington Natasha R. | Option exercise | 25K | — |
| 2025-05-01 | Luddington Natasha R. | Tax withheld | 12K | $16.91 |
| 2025-05-01 | Glover John J | Tax withheld | 683 | $16.91 |
| 2025-05-01 | Cossetti Anthony | Option exercise | 3.6K | — |
| 2025-05-01 | Cossetti Anthony | Tax withheld | 1.0K | $16.91 |
| 2025-05-01 | Fiol Andrew B | Option exercise | 17K | — |
| 2025-05-01 | Fiol Andrew B | Tax withheld | 5.0K | $16.91 |
| 2025-05-01 | Snyder Angela M | Option exercise | 38K | — |
| 2025-05-01 | Snyder Angela M | Tax withheld | 14K | $16.91 |
| 2025-05-01 | Myers Curtis J | Option exercise | 63K | — |
| 2025-05-01 | Myers Curtis J | Tax withheld | 27K | $16.91 |
| 2025-05-01 | Mueller Meg R | Option exercise | 30K | — |
| 2025-04-21 | Malhotra Atul | Buy | 1.1K | $18.60 |
| 2025-03-13 | Snyder Angela M | Other | 269 | $15.03 |
| 2025-03-13 | Fiol Andrew B | Other | 239 | $15.03 |
| 2025-03-13 | Myers Curtis J | Other | 269 | $15.03 |
| 2025-03-13 | Taylor Bernadette M | Other | 179 | $15.03 |
| 2025-02-26 | MOXLEY JAMES R III | Other | 39K | — |
| 2025-02-26 | MOXLEY JAMES R III | Other | 9.8K | — |
| 2025-01-27 | Snyder Angela M | Sell | 13K | $20.69 |
| 2025-01-03 | Luddington Natasha R. | Tax withheld | 3.9K | $19.45 |
| 2025-01-03 | Luddington Natasha R. | Option exercise | 9.8K | — |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
| Date | Items | |
|---|---|---|
| 2026-05-28 | Exec/director changeShareholder vote | filing ↗ |
| 2026-05-05 | OtherExhibits | filing ↗ |
| 2026-04-27 | Reg FDExhibits | filing ↗ |
| 2026-04-22 | ResultsExhibits | filing ↗ |
| 2026-04-01 | Acquisition/dispositionReg FDExhibits | filing ↗ |
| 2026-02-23 | Reg FDOtherExhibits | filing ↗ |
| 2026-01-21 | ResultsExhibits | filing ↗ |
| 2025-12-17 | Exec/director change | filing ↗ |
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-05-28 | 2026-05-28 | 0000700564-26-000019 ↗ |
| 10-Q | 2026-05-08 | 2026-03-31 | 0000700564-26-000016 ↗ |
| 8-K | 2026-05-05 | 2026-05-01 | 0001552781-26-000299 ↗ |
| 8-K | 2026-04-27 | 2026-04-27 | 0001552781-26-000274 ↗ |
| 8-K | 2026-04-22 | 2026-04-22 | 0000700564-26-000010 ↗ |
| 8-K | 2026-04-01 | 2026-04-01 | 0001193125-26-135892 ↗ |
| 10-K | 2026-02-27 | 2025-12-31 | 0000700564-26-000006 ↗ |
| 8-K | 2026-02-23 | 2026-02-19 | 0001193125-26-062561 ↗ |
| 8-K | 2026-01-21 | 2026-01-21 | 0000700564-26-000002 ↗ |
| 8-K | 2025-12-17 | 2025-12-15 | 0001193125-25-322692 ↗ |
| 8-K | 2025-12-16 | 2025-12-16 | 0000700564-25-000060 ↗ |
| 8-K | 2025-11-25 | 2025-11-24 | 0001193125-25-294477 ↗ |