UNION BANKSHARES INC
UNB · State Commercial Banks · 4.6M shares · +0%/yr ↑ shares · EDGAR filings ↗
Net buyback after stock comp: -$268K (gross $130K, SBC $398K)
Reference price $25.28 · est. market cap ~$117M — last insider purchase, 2026-02-05 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
B70Union Bankshares (VT) — small bank with high ROE but thin asset returns.
Strengths
- ROE 13.7% (90th pct), net income up sharply (89th)
Risks
- Low ROA (16th) and weak FCF (20th)
- Very small scale
- Rate sensitivity
Notable findings
- Exec changeRecent 8-K item 5.02 8-K ↗
- Material weaknessIf we identify any material weakness in our internal controls over financial reporting and fail to correct it, or otherwise fail to maintain effective internal controls over financial reporting, we ma
Key metrics
Return on equity
13.7%
Return on assets
0.7%
Net-income growth
26.5%
Free cash flow
$16M
Tangible book value
$81M
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-05-20 | Parent Mary K | Grant | 694 | — |
| 2026-05-20 | Sargent Timothy Willis | Grant | 694 | — |
| 2026-05-20 | SPITLER JANET P | Grant | 694 | — |
| 2026-05-20 | Frame Walter B III | Grant | 694 | — |
| 2026-05-20 | Putnam Nancy C | Grant | 694 | — |
| 2026-05-20 | Sargent Gregory D | Grant | 694 | — |
| 2026-05-20 | Bugbee Dawn D | Grant | 694 | — |
| 2026-05-20 | Cote Steven P | Grant | 694 | — |
| 2026-05-04 | Weidley Jeffrey F | Grant | 3.0K | — |
| 2026-03-11 | Hogan Patricia N | Grant | 2.3K | — |
| 2026-03-11 | Kendall Stephen H | Grant | 2.3K | — |
| 2026-03-11 | Locklin Carrie R | Grant | 920 | — |
| 2026-03-11 | Silverman David Scott | Grant | 6.2K | — |
| 2026-03-11 | Hale Karyn J | Grant | 2.9K | — |
| 2026-03-11 | Gould Jonathan Jay | Grant | 2.8K | — |
| 2026-03-11 | Schoenig Vincent W | Grant | 2.3K | — |
| 2026-02-05 | Schoenig Vincent W | Other | 47 | $24.74 |
| 2026-02-05 | Kendall Stephen H | Other | 106 | $24.74 |
| 2026-02-05 | Hogan Patricia N | Other | 109 | $24.74 |
| 2026-02-05 | Gould Jonathan Jay | Other | 150 | $24.74 |
| 2026-02-05 | Hogan Patricia N | Buy | 9 | $25.28 |
| 2025-12-16 | Gould Jonathan Jay | Tax withheld | 468 | $23.13 |
| 2025-12-16 | Hale Karyn J | Tax withheld | 726 | $23.13 |
| 2025-12-16 | Locklin Carrie R | Tax withheld | 178 | $23.13 |
| 2025-12-16 | Hogan Patricia N | Tax withheld | 482 | $23.13 |
| 2025-12-16 | Kendall Stephen H | Tax withheld | 488 | $23.13 |
| 2025-12-16 | Schoenig Vincent W | Tax withheld | 727 | $23.13 |
| 2025-12-16 | Silverman David Scott | Tax withheld | 454 | $23.13 |
| 2025-11-06 | Hogan Patricia N | Buy | 9 | $23.09 |
| 2025-11-06 | Kendall Stephen H | Other | 93 | $23.42 |
| 2025-11-06 | Schoenig Vincent W | Other | 36 | $23.42 |
| 2025-11-06 | Gould Jonathan Jay | Other | 134 | $23.42 |
| 2025-11-06 | Hogan Patricia N | Other | 96 | $23.42 |
| 2025-08-07 | Hogan Patricia N | Other | 81 | $27.30 |
| 2025-08-07 | Kendall Stephen H | Other | 79 | $27.30 |
| 2025-08-07 | Schoenig Vincent W | Other | 31 | $27.30 |
| 2025-08-07 | Gould Jonathan Jay | Other | 113 | $27.30 |
| 2025-08-07 | Hogan Patricia N | Buy | 8 | $27.01 |
| 2025-05-21 | Parent Mary K | Grant | 452 | — |
| 2025-05-21 | BOURASSA JOEL S | Grant | 452 | — |
| 2025-05-21 | Sargent Timothy Willis | Grant | 452 | — |
| 2025-05-21 | Putnam Nancy C | Grant | 452 | — |
| 2025-05-21 | Sargent Gregory D | Grant | 452 | — |
| 2025-05-21 | Bugbee Dawn D | Grant | 452 | — |
| 2025-05-21 | Van Dyke Cornelius John | Grant | 452 | — |
| 2025-05-21 | SPITLER JANET P | Grant | 452 | — |
| 2025-05-01 | Hogan Patricia N | Buy | 6 | $34.67 |
| 2025-05-01 | Schoenig Vincent W | Other | 25 | $33.11 |
| 2025-05-01 | Gould Jonathan Jay | Other | 92 | $33.11 |
| 2025-05-01 | Hogan Patricia N | Other | 66 | $33.11 |
| 2025-05-01 | Van Dyke Cornelius John | Other | 15 | $33.11 |
| 2025-05-01 | Kendall Stephen H | Other | 64 | $33.11 |
| 2025-02-26 | Schoenig Vincent W | Grant | 1.7K | — |
| 2025-02-26 | Jacques Lura L | Grant | 446 | — |
| 2025-02-26 | Silverman David Scott | Grant | 4.5K | — |
| 2025-02-26 | Hale Karyn J | Grant | 2.0K | — |
| 2025-02-26 | Locklin Carrie R | Grant | 643 | — |
| 2025-02-26 | Kendall Stephen H | Grant | 1.7K | — |
| 2025-02-26 | Hogan Patricia N | Grant | 1.7K | — |
| 2025-02-26 | Gould Jonathan Jay | Grant | 2.0K | — |
| 2025-02-06 | Jacques Lura L | Other | 12 | $31.17 |
| 2025-02-06 | Hogan Patricia N | Other | 70 | $31.17 |
| 2025-02-06 | Hogan Patricia N | Buy | 6 | $31.79 |
| 2025-02-06 | Schoenig Vincent W | Other | 26 | $31.17 |
| 2025-02-06 | Gould Jonathan Jay | Other | 97 | $31.17 |
| 2025-02-06 | Kendall Stephen H | Other | 68 | $31.17 |
| 2025-02-06 | Van Dyke Cornelius John | Other | 16 | $31.17 |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
| Date | Items | |
|---|---|---|
| 2026-05-21 | Exec/director changeShareholder vote | filing ↗ |
| 2026-05-07 | ResultsExhibits | filing ↗ |
| 2026-04-17 | ResultsExhibits | filing ↗ |
| 2026-04-15 | ResultsOtherExhibits | filing ↗ |
| 2026-03-24 | Exec/director change | filing ↗ |
| 2026-02-26 | Exec/director change | filing ↗ |
| 2026-02-05 | ResultsExhibits | filing ↗ |
| 2026-01-21 | ResultsOtherExhibits | filing ↗ |
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-05-21 | 2026-05-20 | 0000706863-26-000047 ↗ |
| 10-Q | 2026-05-08 | 2026-03-31 | 0000706863-26-000045 ↗ |
| 8-K | 2026-05-07 | 2026-05-07 | 0000706863-26-000042 ↗ |
| 8-K/A | 2026-04-17 | 2026-04-15 | 0000706863-26-000040 ↗ |
| 8-K | 2026-04-15 | 2026-04-15 | 0000706863-26-000038 ↗ |
| 8-K | 2026-03-24 | 2026-03-18 | 0000706863-26-000031 ↗ |
| 10-K | 2026-03-20 | 2025-12-31 | 0000706863-26-000029 ↗ |
| 8-K | 2026-02-26 | 2026-02-26 | 0000706863-26-000012 ↗ |
| 8-K | 2026-02-05 | 2026-02-05 | 0000706863-26-000006 ↗ |
| 8-K | 2026-01-21 | 2026-01-21 | 0000706863-26-000002 ↗ |
| 8-K | 2025-11-19 | 2025-11-19 | 0000706863-25-000105 ↗ |
| 10-Q | 2025-11-10 | 2025-09-30 | 0000706863-25-000103 ↗ |