AMERISERV FINANCIAL INC /PA/
ASRV · National Commercial Banks · 17.0M shares · -1%/yr ↓ buyback · EDGAR filings ↗
Net buyback after stock comp: $2M (gross $2M, SBC $8K)
Reference price $3.85 · est. market cap ~$65M — last insider purchase, 2026-05-05 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
C56AmeriServ Financial — sub-scale Pennsylvania bank with low returns.
Strengths
- Net income up sharply off a low base
Risks
- ROE 4.7% (11th), ROA (10th) weak
- Very small scale
- Cost/efficiency pressure
Notable findings
- Exec changeRecent 8-K item 5.02 8-K ↗
- Customer concentration~70% of revenue from one customer/distributor — 2 million increase in net interest income, which is important since this category represented approximately 70% of total revenue
Quarterly revenue
Last 4 quarters · from SEC filings.
Key metrics
Net margin
38.3%
Return on equity
4.7%
Return on assets
0.4%
Revenue growth (QoQ)
-7.5%
Net-income growth
55.8%
Tangible book value
$106M
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-06-02 | ADAMS J MICHAEL JR | Grant | 7.2K | $3.79 |
| 2026-06-02 | Bloomingdale Richard W. | Grant | 7.2K | $3.79 |
| 2026-06-02 | Bradley Amy | Grant | 7.2K | $3.79 |
| 2026-06-02 | Hickton David J. | Grant | 7.2K | $3.79 |
| 2026-06-02 | KUNKLE KIM W | Grant | 7.2K | $3.79 |
| 2026-06-02 | Onorato Daniel A. | Grant | 7.2K | $3.79 |
| 2026-06-02 | PASQUERILLA MARK E | Grant | 7.2K | $3.79 |
| 2026-05-18 | Onorato Daniel A. | Grant | 434 | $3.92 |
| 2026-05-18 | KUNKLE KIM W | Grant | 921 | $3.92 |
| 2026-05-18 | KUNKLE KIM W | Grant | 305 | $3.92 |
| 2026-05-18 | KUNKLE KIM W | Grant | 69 | $3.92 |
| 2026-05-18 | Hickton David J. | Grant | 196 | $3.92 |
| 2026-05-18 | Bloomingdale Richard W. | Grant | 222 | $3.92 |
| 2026-05-18 | FINUI DAVID A | Grant | 9 | $3.92 |
| 2026-05-05 | STOPKO JEFFREY A | Buy | 3.0K | $3.85 |
| 2026-02-17 | Onorato Daniel A. | Grant | 440 | $3.84 |
| 2026-02-17 | KUNKLE KIM W | Grant | 934 | $3.84 |
| 2026-02-17 | KUNKLE KIM W | Grant | 310 | $3.84 |
| 2026-02-17 | KUNKLE KIM W | Grant | 70 | $3.84 |
| 2026-02-17 | Hickton David J. | Grant | 199 | $3.84 |
| 2026-02-17 | FINUI DAVID A | Grant | 9 | $3.84 |
| 2026-02-17 | Bloomingdale Richard W. | Grant | 226 | $3.84 |
| 2026-01-23 | Lynch Michael D | Option exercise | 3.0K | $2.96 |
| 2025-11-17 | Bloomingdale Richard W. | Grant | 261 | $3.28 |
| 2025-11-17 | FINUI DAVID A | Grant | 10 | $3.28 |
| 2025-11-17 | KUNKLE KIM W | Grant | 1.1K | $3.28 |
| 2025-11-17 | KUNKLE KIM W | Grant | 358 | $3.28 |
| 2025-11-17 | KUNKLE KIM W | Grant | 81 | $3.28 |
| 2025-11-17 | Hickton David J. | Grant | 230 | $3.28 |
| 2025-11-17 | Onorato Daniel A. | Grant | 509 | $3.28 |
| 2025-10-27 | Lynch Michael D | Option exercise | 3.0K | $2.96 |
| 2025-09-12 | STOPKO JEFFREY A | Buy | 678 | $2.89 |
| 2025-09-11 | STOPKO JEFFREY A | Buy | 1.3K | $2.85 |
| 2025-08-28 | STOPKO JEFFREY A | Buy | 3.0K | $3.04 |
| 2025-08-18 | Bloomingdale Richard W. | Grant | 281 | $3.01 |
| 2025-08-18 | Hickton David J. | Grant | 248 | $3.01 |
| 2025-08-18 | KUNKLE KIM W | Grant | 1.2K | $3.01 |
| 2025-08-18 | FINUI DAVID A | Grant | 11 | $3.01 |
| 2025-08-18 | KUNKLE KIM W | Grant | 386 | $3.01 |
| 2025-08-18 | KUNKLE KIM W | Grant | 88 | $3.01 |
| 2025-08-18 | Onorato Daniel A. | Grant | 549 | $3.01 |
| 2025-07-29 | Lynch Michael D | Buy | 2.0K | $2.87 |
| 2025-07-28 | Lynch Michael D | Buy | 1.5K | $2.83 |
| 2025-06-06 | Bloomingdale Richard W. | Grant | 9.7K | $2.83 |
| 2025-06-06 | PASQUERILLA MARK E | Grant | 9.7K | $2.83 |
| 2025-06-06 | Onorato Daniel A. | Grant | 9.7K | $2.83 |
| 2025-06-06 | KUNKLE KIM W | Grant | 9.7K | $2.83 |
| 2025-06-06 | Hickton David J. | Grant | 9.7K | $2.83 |
| 2025-06-06 | Bradley Amy | Grant | 9.7K | $2.83 |
| 2025-06-06 | ADAMS J MICHAEL JR | Grant | 9.7K | $2.83 |
| 2025-05-19 | FINUI DAVID A | Grant | 13 | $2.63 |
| 2025-05-19 | Bloomingdale Richard W. | Grant | 211 | $2.65 |
| 2025-05-19 | Hickton David J. | Grant | 173 | $2.63 |
| 2025-05-19 | KUNKLE KIM W | Grant | 1.2K | $2.63 |
| 2025-05-19 | KUNKLE KIM W | Grant | 437 | $2.63 |
| 2025-05-19 | KUNKLE KIM W | Grant | 99 | $2.63 |
| 2025-05-19 | Onorato Daniel A. | Grant | 513 | $2.63 |
| 2025-03-13 | STOPKO JEFFREY A | Buy | 3.0K | $2.42 |
| 2025-02-18 | Onorato Daniel A. | Grant | 503 | $2.65 |
| 2025-02-18 | Bloomingdale Richard W. | Grant | 206 | $2.65 |
| 2025-02-18 | KUNKLE KIM W | Grant | 1.2K | $2.65 |
| 2025-02-18 | KUNKLE KIM W | Grant | 428 | $2.65 |
| 2025-02-18 | KUNKLE KIM W | Grant | 97 | $2.65 |
| 2025-02-18 | FINUI DAVID A | Grant | 12 | $2.65 |
| 2025-02-03 | STOPKO JEFFREY A | Buy | 3.0K | $2.62 |
All non-derivative Form 4 activity (SEC), newest first.
Supply chain
Customers (0)
Suppliers (2)
- CIRRUS
- NYCE
Named in the 10-K; linked when we track them.
Notable events (8-K)
| Date | Items | |
|---|---|---|
| 2026-05-27 | Exec/director changeReg FD | filing ↗ |
| 2026-04-21 | ResultsOtherExhibits | filing ↗ |
| 2026-03-04 | Exec/director change | filing ↗ |
| 2026-01-20 | ResultsOtherExhibits | filing ↗ |
| 2026-01-07 | Material agreement3.02Exhibits | filing ↗ |
| 2025-10-21 | ResultsOtherExhibits | filing ↗ |
| 2025-10-16 | Reg FDExhibits | filing ↗ |
| 2025-07-30 | Shareholder vote | filing ↗ |
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-05-27 | 2026-05-22 | 0001104659-26-066629 ↗ |
| 10-Q | 2026-05-14 | 2026-03-31 | 0001104659-26-061052 ↗ |
| 8-K | 2026-04-21 | 2026-04-21 | 0001104659-26-045779 ↗ |
| 10-K | 2026-03-18 | 2025-12-31 | 0001104659-26-031270 ↗ |
| 8-K | 2026-03-04 | 2026-03-04 | 0001104659-26-023506 ↗ |
| 8-K | 2026-01-20 | 2026-01-20 | 0001104659-26-004852 ↗ |
| 8-K | 2026-01-07 | 2026-01-06 | 0001104659-26-001622 ↗ |
| 10-Q | 2025-11-13 | 2025-09-30 | 0001104659-25-111219 ↗ |
| 8-K | 2025-10-21 | 2025-10-21 | 0001104659-25-101052 ↗ |
| 8-K | 2025-10-16 | 2025-10-16 | 0001104659-25-099921 ↗ |
| 10-Q | 2025-08-11 | 2025-06-30 | 0001558370-25-011060 ↗ |
| 8-K | 2025-07-30 | 2025-07-29 | 0001104659-25-071955 ↗ |