GERMAN AMERICAN BANCORP, INC.
GABC · State Commercial Banks · 37.6M shares · +3%/yr ↑ shares · EDGAR filings ↗
Reference price $45.55 · est. market cap ~$1.7B — last insider purchase, 2026-06-15 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
B70German American Bancorp — high-ROA Indiana community bank.
Strengths
- ROA 80th pct, low leverage (30th)
- Strong free cash flow (74th)
Risks
- ROE 9.7% (50th) average
- Regional concentration
- Rate sensitivity
Notable findings
Quarterly revenue
Last 4 quarters · from SEC filings.
Key metrics
Net margin
23.1%
Return on equity
9.7%
Return on assets
1.3%
Revenue growth (QoQ)
-2.9%
Net-income growth
34.4%
Debt / equity
0.1×
Free cash flow
$154M
Tangible book value
$753M
Stock comp / revenue
0.6%
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-06-15 | Ellspermann Susan J | Buy | 22 | $45.55 |
| 2026-06-15 | Bawel Zachary W | Buy | 22 | $45.55 |
| 2026-06-15 | Ryan Christina M | Buy | 22 | $45.55 |
| 2026-06-15 | Seger Andrew M | Buy | 22 | $45.55 |
| 2026-05-15 | Seger Andrew M | Buy | 24 | $41.84 |
| 2026-04-15 | Bawel Zachary W | Buy | 23 | $43.58 |
| 2026-04-15 | SHEIDLER JACK | Buy | 25 | $43.58 |
| 2026-03-17 | SHEIDLER JACK | Buy | 25 | $40.84 |
| 2026-03-17 | Ryan Christina M | Buy | 49 | $40.84 |
| 2026-03-17 | Bawel Zachary W | Buy | 25 | $40.48 |
| 2026-03-17 | Seger Andrew M | Buy | 52 | $40.48 |
| 2026-03-17 | Ellspermann Susan J | Buy | 49 | $40.48 |
| 2026-03-16 | RUST BRADLEY M | Tax withheld | 576 | $40.07 |
| 2026-03-16 | Beckwith Michael F | Tax withheld | 509 | $40.07 |
| 2026-03-16 | Jackson Amy D | Tax withheld | 530 | $40.07 |
| 2026-03-16 | Jackson Amy D | Tax withheld | 623 | $40.07 |
| 2026-03-16 | Jackson Amy D | Tax withheld | 474 | $40.07 |
| 2026-03-16 | Dauby D Neil | Tax withheld | 1.6K | $40.07 |
| 2026-03-16 | Dauby D Neil | Tax withheld | 1.8K | $40.07 |
| 2026-03-16 | Dauby D Neil | Tax withheld | 1.4K | $40.07 |
| 2026-03-16 | RUST BRADLEY M | Tax withheld | 765 | $40.07 |
| 2026-03-16 | RUST BRADLEY M | Tax withheld | 813 | $40.07 |
| 2026-03-04 | Schuler Vicki L | Grant | 684 | — |
| 2026-03-04 | Powell Warren Scott | Grant | 3.2K | — |
| 2026-03-04 | Arnett Bradley C | Grant | 3.6K | — |
| 2026-03-04 | Beckwith Michael F | Grant | 4.6K | — |
| 2026-03-04 | Jackson Amy D | Grant | 4.3K | — |
| 2026-03-04 | Dauby D Neil | Grant | 12K | — |
| 2026-03-04 | RUST BRADLEY M | Grant | 6.8K | — |
| 2026-02-15 | Seger Andrew M | Buy | 23 | $43.64 |
| 2026-01-15 | Bawel Zachary W | Buy | 49 | $40.60 |
| 2026-01-15 | SHEIDLER JACK | Buy | 25 | $40.60 |
| 2026-01-15 | Ellspermann Susan J | Buy | 25 | $40.60 |
| 2025-12-15 | Ryan Christina M | Buy | 48 | $41.45 |
| 2025-12-15 | Seger Andrew M | Buy | 27 | $41.45 |
| 2025-12-15 | Ellspermann Susan J | Buy | 24 | $41.45 |
| 2025-12-01 | McComb Gregory Scott | Gift | 1.4K | — |
| 2025-11-15 | Seger Andrew M | Buy | 26 | $39.05 |
| 2025-10-15 | SHEIDLER JACK | Buy | 31 | $38.97 |
| 2025-10-15 | Ellspermann Susan J | Buy | 28 | $38.97 |
| 2025-10-15 | Ryan Christina M | Buy | 28 | $38.97 |
| 2025-10-15 | Bawel Zachary W | Buy | 155 | $38.97 |
| 2025-09-15 | Seger Andrew M | Buy | 51 | $40.86 |
| 2025-09-15 | Ellspermann Susan J | Buy | 223 | $40.86 |
| 2025-09-15 | Ryan Christina M | Buy | 2 | $40.86 |
| 2025-09-15 | Bawel Zachary W | Buy | 490 | $40.86 |
| 2025-09-15 | SHEIDLER JACK | Buy | 50 | $40.86 |
| 2025-08-15 | Seger Andrew M | Buy | 503 | $39.74 |
| 2025-08-15 | SHEIDLER JACK | Buy | 503 | $39.74 |
| 2025-08-15 | Ellspermann Susan J | Buy | 503 | $39.74 |
| 2025-08-15 | Bawel Zachary W | Buy | 503 | $39.74 |
| 2025-08-15 | Ryan Christina M | Buy | 503 | $39.74 |
| 2025-08-04 | Medley Diane B | Buy | 882 | $37.95 |
| 2025-07-15 | KELLY JASON M | Buy | 494 | $40.49 |
| 2025-07-15 | SHEIDLER JACK | Buy | 494 | $40.49 |
| 2025-07-15 | Ryan Christina M | Buy | 494 | $40.49 |
| 2025-07-15 | Ellspermann Susan J | Buy | 494 | $40.49 |
| 2025-07-15 | Bawel Zachary W | Buy | 494 | $40.49 |
| 2025-07-11 | Bawel Zachary W | Inherited | 2.7K | — |
| 2025-06-30 | Wagler Tyson J | Grant | 1.3K | — |
| 2025-06-30 | Root M. Darren | Grant | 1.3K | — |
| 2025-06-30 | Curry Angela | Grant | 1.3K | — |
| 2025-06-30 | Medley Diane B | Grant | 1.3K | — |
| 2025-06-30 | Ellspermann Susan J | Grant | 1.3K | — |
| 2025-06-30 | SHEIDLER JACK | Grant | 1.3K | — |
| 2025-06-30 | Ryan Christina M | Grant | 1.3K | — |
| 2025-06-30 | Fine Marc D | Grant | 1.3K | — |
| 2025-06-30 | KELLY JASON M | Grant | 1.3K | — |
| 2025-06-30 | Bawel Zachary W | Grant | 1.3K | — |
| 2025-06-30 | McComb Gregory Scott | Grant | 1.3K | — |
| 2025-06-30 | Stokes Ronnie R | Grant | 1.3K | — |
| 2025-06-15 | Stokes Ronnie R | Buy | 45 | $37.78 |
| 2025-06-15 | SHEIDLER JACK | Buy | 48 | $37.78 |
| 2025-06-15 | Ryan Christina M | Buy | 45 | $37.78 |
| 2025-06-15 | Ellspermann Susan J | Buy | 45 | $37.78 |
| 2025-06-15 | Bawel Zachary W | Buy | 45 | $37.78 |
| 2025-05-20 | KELLY JASON M | Sell | 2.5K | $39.55 |
| 2025-05-15 | Bawel Zachary W | Buy | 21 | $39.70 |
| 2025-05-15 | Ellspermann Susan J | Buy | 21 | $39.70 |
| 2025-05-15 | SHEIDLER JACK | Buy | 45 | $39.70 |
| 2025-04-15 | SHEIDLER JACK | Buy | 26 | $35.95 |
| 2025-03-17 | Dauby D Neil | Tax withheld | 1.6K | $38.66 |
| 2025-03-17 | Powell Warren Scott | Grant | 2.6K | — |
| 2025-03-17 | Arnett Bradley C | Grant | 2.6K | — |
| 2025-03-17 | Jackson Amy D | Tax withheld | 519 | $38.66 |
| 2025-03-17 | Jackson Amy D | Tax withheld | 611 | $38.66 |
| 2025-03-17 | Jackson Amy D | Grant | 3.4K | — |
| 2025-03-17 | Beckwith Michael F | Tax withheld | 723 | $38.66 |
| 2025-03-17 | Beckwith Michael F | Grant | 3.7K | — |
| 2025-03-17 | Dauby D Neil | Tax withheld | 831 | $38.66 |
| 2025-03-17 | Dauby D Neil | Tax withheld | 1.8K | $38.66 |
| 2025-03-17 | Dauby D Neil | Grant | 10K | — |
| 2025-03-17 | Schuler Vicki L | Grant | 558 | — |
| 2025-03-17 | RUST BRADLEY M | Grant | 5.4K | — |
| 2025-03-17 | Barrett Clay M | Tax withheld | 483 | $38.66 |
| 2025-03-17 | Barrett Clay M | Tax withheld | 552 | $38.66 |
| 2025-03-17 | Barrett Clay M | Grant | 3.0K | — |
| 2025-03-15 | Bawel Zachary W | Buy | 22 | $38.98 |
| 2025-03-15 | Stokes Ronnie R | Buy | 44 | $38.98 |
| 2025-03-15 | Ellspermann Susan J | Buy | 44 | $38.98 |
| 2025-03-15 | Ryan Christina M | Buy | 44 | $38.98 |
| 2025-03-15 | SHEIDLER JACK | Buy | 46 | $38.98 |
| 2025-03-12 | McComb Gregory Scott | Grant | 403 | — |
| 2025-03-12 | Stokes Ronnie R | Grant | 403 | — |
| 2025-02-27 | Medley Diane B | Buy | 1.0K | $39.21 |
| 2025-02-15 | Bawel Zachary W | Buy | 176 | $40.35 |
| 2025-02-15 | Ellspermann Susan J | Buy | 42 | $40.35 |
| 2025-02-15 | SHEIDLER JACK | Buy | 45 | $40.35 |
| 2025-01-22 | Bawel Zachary W | Buy | 22 | $39.04 |
| 2025-01-22 | SHEIDLER JACK | Buy | 23 | $39.04 |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-05-06 | 2026-05-06 | 0000714395-26-000022 ↗ |
| 10-Q | 2026-05-06 | 2026-03-31 | 0000714395-26-000027 ↗ |
| 8-K | 2026-04-29 | 2026-04-27 | 0000714395-26-000019 ↗ |
| 8-K | 2026-04-27 | 2026-04-27 | 0000714395-26-000016 ↗ |
| 8-K | 2026-03-05 | 2026-03-02 | 0000714395-26-000013 ↗ |
| 10-K | 2026-02-27 | 2025-12-31 | 0000714395-26-000011 ↗ |
| 8-K | 2026-02-10 | 2026-02-10 | 0000714395-26-000007 ↗ |
| 8-K | 2026-01-26 | 2026-01-26 | 0000714395-26-000003 ↗ |
| 8-K | 2025-11-18 | 2025-11-18 | 0000714395-25-000057 ↗ |
| 8-K | 2025-11-05 | 2025-11-05 | 0000714395-25-000052 ↗ |
| 10-Q | 2025-11-05 | 2025-09-30 | 0000714395-25-000053 ↗ |
| 8-K | 2025-10-27 | 2025-10-27 | 0000714395-25-000048 ↗ |