FIRST FINANCIAL CORP /IN/
THFF · State Commercial Banks · 11.9M shares · -5%/yr ↓ buyback · EDGAR filings ↗
Net buyback after stock comp: $11M (gross $12M, SBC $801K)
Reference price $64.60 · est. market cap ~$768M — last insider sale, 2026-03-02 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
B74First Financial Corp (IN) — high-ROA Indiana bank with strong earnings growth.
Strengths
- ROA 82nd pct, ROE 12.2% (78th)
- Net income +68% (83rd)
Risks
- Regional concentration
- Rate/securities sensitivity
- Modest organic growth
Notable findings
- Buying back stockNet buyback — share count -5%/yr over 3y
Key metrics
Return on equity
12.2%
Return on assets
1.4%
Net-income growth
67.5%
Debt / equity
0.3×
Free cash flow
$86M
Tangible book value
$536M
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-03-02 | Franklin Mark Allen | Sell | 2.2K | $64.60 |
| 2026-02-09 | Franklin Mark Allen | Grant | 2.1K | — |
| 2026-02-09 | McHargue Rodger Allen | Grant | 3.0K | — |
| 2026-02-09 | Panagouleas Stephen P | Grant | 2.1K | — |
| 2026-02-09 | Lowery Norman D | Grant | 9.4K | — |
| 2026-01-02 | McHargue Rodger Allen | Tax withheld | 1.5K | $60.42 |
| 2026-01-02 | Panagouleas Stephen P | Tax withheld | 147 | $60.42 |
| 2026-01-02 | Franklin Mark Allen | Tax withheld | 1.2K | $60.42 |
| 2026-01-02 | Lowery Norman D | Tax withheld | 2.7K | $60.42 |
| 2025-12-04 | Jensen Susan M | Buy | 28 | $60.23 |
| 2025-10-13 | McDonald James O | Buy | 2.3K | $52.25 |
| 2025-06-10 | Jensen Susan M | Buy | 148 | $56.89 |
| 2025-06-02 | Jensen Susan M | Buy | 33 | $51.36 |
| 2025-05-06 | Jensen Susan M | Buy | 33 | $50.11 |
| 2025-04-30 | Blade Mark Jason Sr | Buy | 202 | $49.09 |
| 2025-04-24 | KRIEBLE WILLIAM RANDOLPH | Buy | 220 | $48.20 |
| 2025-04-24 | Jensen Susan M | Buy | 35 | $47.50 |
| 2025-04-24 | KRIEBLE WILLIAM RANDOLPH | Buy | 21 | $48.00 |
| 2025-04-24 | KRIEBLE WILLIAM RANDOLPH | Buy | 199 | $47.98 |
| 2025-03-12 | Brighton William Curtis | Buy | 1.0K | $48.99 |
| 2025-03-12 | Brighton William Curtis | Buy | 1.0K | $48.99 |
| 2025-03-11 | McDonald James O | Buy | 1.0K | $48.99 |
| 2025-03-06 | Jensen Susan M | Buy | 33 | $49.42 |
| 2025-02-13 | McDonald James O | Buy | 1.0K | $52.46 |
| 2025-02-12 | Franklin Mark Allen | Buy | 1.1K | $52.53 |
| 2025-02-12 | Franklin Mark Allen | Sell | 1.1K | $51.71 |
| 2025-02-06 | Jensen Susan M | Buy | 62 | $51.95 |
| 2025-02-04 | LOWERY NORMAN L | Tax withheld | 2.8K | $48.95 |
| 2025-02-04 | Franklin Mark Allen | Grant | 2.4K | — |
| 2025-02-04 | Panagouleas Stephen P | Grant | 1.2K | — |
| 2025-02-04 | McHargue Rodger Allen | Grant | 3.4K | — |
| 2025-02-04 | Lowery Norman D | Grant | 11K | — |
| 2025-02-04 | LOWERY NORMAN L | Grant | 7.4K | — |
| 2025-01-02 | Franklin Mark Allen | Tax withheld | 784 | $46.19 |
| 2025-01-02 | McHargue Rodger Allen | Tax withheld | 1.4K | $46.19 |
| 2025-01-02 | Lowery Norman D | Tax withheld | 1.6K | $46.19 |
| 2025-01-02 | LOWERY NORMAN L | Tax withheld | 10K | $46.19 |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-06-17 | 2026-06-16 | 0000714562-26-000041 ↗ |
| 10-Q | 2026-05-06 | 2026-03-31 | 0000714562-26-000038 ↗ |
| 8-K | 2026-04-28 | 2026-04-28 | 0000714562-26-000035 ↗ |
| 8-K | 2026-04-15 | 2026-04-15 | 0000714562-26-000032 ↗ |
| 8-K | 2026-03-20 | 2026-03-20 | 0000714562-26-000029 ↗ |
| 8-K | 2026-03-18 | 2026-03-17 | 0000714562-26-000023 ↗ |
| 10-K | 2026-03-04 | 2025-12-31 | 0000714562-26-000014 ↗ |
| 8-K | 2026-03-02 | 2026-03-01 | 0000714562-26-000011 ↗ |
| 8-K | 2026-02-03 | 2026-02-03 | 0000714562-26-000008 ↗ |
| 8-K | 2026-01-30 | 2026-01-30 | 0000714562-26-000004 ↗ |
| 8-K | 2025-12-18 | 2025-12-16 | 0000714562-25-000068 ↗ |
| 8-K | 2025-11-06 | 2025-11-06 | 0000714562-25-000065 ↗ |