JUNIATA VALLEY FINANCIAL CORP
JUVF · State Commercial Banks · 5.0M shares · -0%/yr ↓ buyback · EDGAR filings ↗
Net buyback after stock comp: -$139K (gross $3K, SBC $142K)
Reference price $14.98 · est. market cap ~$75M — last insider purchase, 2026-06-04 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
B73Juniata Valley Financial — small PA bank with high equity returns.
Strengths
- ROE 13.9% (92nd pct), no debt (6th)
- Net income +28%
Risks
- Low ROA (37th) — leveraged equity returns
- Very small scale
- Rate sensitivity
Notable findings
Key metrics
Return on equity
13.9%
Return on assets
0.9%
Net-income growth
28.2%
Debt / equity
0.0×
Tangible book value
$48M
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-06-04 | Henry John P. IV | Buy | 900 | $14.98 |
| 2026-06-01 | Henry John P. IV | Buy | 100 | $14.49 |
| 2026-06-01 | Henry John P. IV | Buy | 100 | $14.43 |
| 2026-02-17 | Sliver Steven C. | Buy | 150 | — |
| 2026-02-17 | Wolf Michael W. | Buy | 2.6K | — |
| 2026-02-17 | Buffington Michael A. | Buy | 141 | — |
| 2026-02-17 | Kelsey Gary E | Buy | 144 | — |
| 2026-02-17 | BARBER MARCIE A | Buy | 4.9K | — |
| 2026-02-17 | Dreibelbis Martin L | Buy | 179 | — |
| 2026-02-17 | Scarnati Joseph B. III | Buy | 138 | — |
| 2026-02-17 | Henry John P. IV | Buy | 83 | — |
| 2026-02-17 | Calkins-Mazur Christina | Buy | 142 | — |
| 2025-08-22 | Sliver Steven C. | Buy | 1.3K | $13.98 |
| 2025-06-05 | Henry John P. IV | Buy | 100 | $12.86 |
| 2025-06-05 | Henry John P. IV | Buy | 900 | $12.99 |
| 2025-04-28 | Wolf Michael W. | Buy | 100 | $12.85 |
| 2025-03-19 | Sliver Steven C. | Buy | 100 | $12.73 |
| 2025-03-19 | Sliver Steven C. | Buy | 200 | $12.72 |
| 2025-03-19 | Sliver Steven C. | Buy | 200 | $13.22 |
| 2025-02-18 | Wagner Bradley J. | Buy | 112 | — |
| 2025-02-18 | Scarnati Joseph B. III | Buy | 105 | — |
| 2025-02-18 | Sliver Steven C. | Buy | 110 | — |
| 2025-02-18 | Kelsey Gary E | Buy | 107 | — |
| 2025-02-18 | Calkins-Mazur Christina | Buy | 99 | — |
| 2025-02-18 | DREIBELBIS MARTIN L | Buy | 136 | — |
| 2025-02-18 | Buffington Michael A. | Buy | 106 | — |
| 2025-02-18 | Wolf Michael W. | Buy | 2.4K | — |
| 2025-02-18 | BARBER MARCIE A | Buy | 4.3K | — |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
| Date | Items | |
|---|---|---|
| 2026-05-20 | Exec/director changeExhibits | filing ↗ |
| 2026-05-19 | Shareholder voteReg FDExhibits | filing ↗ |
| 2026-04-22 | ResultsExhibits | filing ↗ |
| 2026-01-29 | ResultsExhibits | filing ↗ |
| 2025-10-22 | ResultsExhibits | filing ↗ |
| 2025-07-23 | ResultsExhibits | filing ↗ |
| 2025-05-20 | Shareholder voteReg FDExhibits | filing ↗ |
| 2025-04-22 | ResultsExhibits | filing ↗ |
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-05-20 | 2026-05-19 | 0001104659-26-064501 ↗ |
| 8-K | 2026-05-19 | 2026-05-19 | 0001104659-26-063708 ↗ |
| 10-Q | 2026-05-13 | 2026-03-31 | 0001104659-26-059963 ↗ |
| 8-K | 2026-04-22 | 2026-04-22 | 0001104659-26-046483 ↗ |
| 10-K | 2026-03-25 | 2025-12-31 | 0001104659-26-034395 ↗ |
| 8-K | 2026-01-29 | 2026-01-29 | 0001104659-26-007832 ↗ |
| 10-Q | 2025-11-12 | 2025-09-30 | 0001104659-25-110070 ↗ |
| 8-K | 2025-10-22 | 2025-10-22 | 0001104659-25-101498 ↗ |
| 10-Q | 2025-08-13 | 2025-06-30 | 0001558370-25-011328 ↗ |
| 8-K | 2025-07-23 | 2025-07-23 | 0001558370-25-009408 ↗ |
| 8-K | 2025-05-20 | 2025-05-20 | 0001558370-25-008009 ↗ |
| 10-Q | 2025-05-13 | 2025-03-31 | 0001558370-25-007518 ↗ |