INVESTORS TITLE CO
ITIC · Title Insurance · 1.9M shares · -0%/yr ↓ buyback · EDGAR filings ↗
Net buyback after stock comp: $534K (gross $959K, SBC $425K)
Reference price $231.00 · est. market cap ~$436M — last insider purchase, 2026-05-13 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
B74Conservatively run small-cap title insurer with strong ROA, a debt-free balance sheet, and double-digit earnings growth.
Strengths
- High ROA 9.7% (87th pct) and ROE 13.1% (70th pct) with net income +13.2%
- Debt-free, diversified beyond underwriting (exchange/trust services), minimal SBC
Risks
- Revenue fell ~7.9% with heavy cyclicality tied to real-estate/mortgage volumes
- Premium concentration in NC/TX/GA/SC/FL; exposure to claims/agent-defalcation risk
Notable findings
- Insider buyingInsider buying — 2 open-market buy(s) by 2 insider(s) (cluster of 2 insiders, ~$234,633, last 6mo) Form 4 ↗
Quarterly revenue
Last 4 quarters · from SEC filings.
Key metrics
Net margin
12.9%
Return on equity
13.1%
Return on assets
9.7%
Revenue growth (QoQ)
-7.9%
Net-income growth
13.2%
Free cash flow
$25M
Tangible book value
$248M
Cash & investments
$90M
Stock comp / revenue
0.2%
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-05-13 | Parker, Jr. Elton C. | Buy | 538 | $231.00 |
| 2026-03-18 | Parker, Jr. Elton C. | Grant | 212 | $162.29 |
| 2026-03-18 | Speed James H. Jr. | Grant | 210 | $162.81 |
| 2026-02-20 | Scott James E | Buy | 500 | $220.71 |
| 2025-03-06 | Speed James H. Jr. | Grant | 145 | $188.71 |
| 2025-03-06 | FRANCIS DAVID L | Grant | 145 | $188.71 |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-05-20 | 2026-05-20 | 0000720858-26-000020 ↗ |
| 10-Q | 2026-05-11 | 2026-03-31 | 0000720858-26-000017 ↗ |
| 8-K | 2026-05-07 | 2026-05-07 | 0000720858-26-000014 ↗ |
| 10-K | 2026-03-16 | 2025-12-31 | 0000720858-26-000011 ↗ |
| 8-K | 2026-02-17 | 2026-02-17 | 0000720858-26-000006 ↗ |
| 10-Q | 2025-11-07 | 2025-09-30 | 0000720858-25-000032 ↗ |
| 8-K | 2025-11-05 | 2025-11-05 | 0000720858-25-000030 ↗ |
| 10-Q | 2025-08-08 | 2025-06-30 | 0000720858-25-000028 ↗ |
| 8-K | 2025-08-06 | 2025-08-06 | 0000720858-25-000026 ↗ |
| 8-K | 2025-05-22 | 2025-05-21 | 0000720858-25-000014 ↗ |
| 10-Q | 2025-05-12 | 2025-03-31 | 0000720858-25-000012 ↗ |
| 8-K | 2025-05-08 | 2025-05-08 | 0000720858-25-000009 ↗ |