CITY HOLDING CO

CHCO · National Commercial Banks · 14.1M shares · -2%/yr ↓ buyback · EDGAR filings ↗

Net buyback after stock comp: $57M (gross $60M, SBC $3M)

Reference price $124.40 · est. market cap ~$1.8B — last insider sale, 2026-05-29 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)

Grade

B80

City Holding — top-decile-return West Virginia community bank.

Strengths

ROE 16.1% (98th pct), ROA (95th)
Low-cost deposit franchise

Risks

Appalachian regional concentration
Limited growth runway
Rate sensitivity

Notable findings

Exec changeRecent 8-K item 5.02 8-K ↗
Strong balance sheetStrong balance sheet — $192M cash & investments
Insider buyingInsider buying — 10 open-market buy(s) by 5 insider(s) (cluster of 5 insiders, ~$148,715, last 6mo) Form 4 ↗
Buying back stockNet buyback — share count -2%/yr over 4y
Insider sellingInsider selling — 10 open-market sale(s) by 4 insider(s) (cluster of 4 insiders, ~$2M, last 6mo) Form 4 ↗

Quarterly revenue

2018-09-30 · $15M2019-03-31 · $15M2019-06-30 · $17M2019-09-30 · $16M

Last 4 quarters · from SEC filings.

Key metrics

Return on equity

16.1%

Return on assets

1.9%

Revenue growth (QoQ)

-2.2%

Net-income growth

11.4%

Debt / equity

0.2×

Free cash flow

$128M

Tangible book value

$652M

Cash & investments

$192M

Insider transactions · last 18 months

Date	Insider	Type	Shares	Price
2026-05-29	HAGEBOECK CHARLES R	Sell	1.9K	$124.40
2026-05-26	LEGGE JEFFREY DALE	Sell	1.3K	$125.00
2026-05-22	BUMGARNER DAVID L	Sell	1.2K	$124.50
2026-05-20	BUMGARNER DAVID L	Sell	805	$124.50
2026-05-12	Parsons James M.	Buy	100	$121.60
2026-05-06	BUMGARNER DAVID L	Sell	402	$125.00
2026-04-28	HAGEBOECK CHARLES R	Sell	5.9K	$125.30
2026-04-28	Quinlan Michael T Jr	Sell	1.2K	$126.09
2026-04-27	HAGEBOECK CHARLES R	Sell	375	$125.00
2026-04-20	STRONG-TREISTER DIANE W	Buy	119	$126.36
2026-04-20	Reyes Javier A	Buy	103	$126.36
2026-04-20	Hoyer James A	Buy	103	$126.36
2026-04-20	FISHER ROBERT D	Buy	133	$126.36
2026-03-09	STRONG-TREISTER DIANE W	Buy	126	$115.88
2026-03-09	STRONG-TREISTER DIANE W	Buy	129	$115.88
2026-03-09	Reyes Javier A	Buy	105	$115.88
2026-03-09	Hoyer James A	Buy	106	$115.88
2026-03-09	FISHER ROBERT D	Buy	213	$115.88
2026-02-25	Quinlan Michael T Jr	Option exercise	2.2K	—
2026-02-25	LEGGE JEFFREY DALE	Option exercise	1.5K	—
2026-02-25	HAGEBOECK CHARLES R	Option exercise	5.6K	—
2026-02-25	BUMGARNER DAVID L	Option exercise	2.0K	—
2026-02-24	Quinlan Michael T Jr	Option exercise	145	—
2026-02-24	LEGGE JEFFREY DALE	Option exercise	163	—
2026-02-24	HAGEBOECK CHARLES R	Option exercise	671	—
2026-02-24	BUMGARNER DAVID L	Option exercise	169	—
2026-02-23	Quinlan Michael T Jr	Option exercise	170	—
2026-02-23	LEGGE JEFFREY DALE	Option exercise	164	—
2026-02-23	HAGEBOECK CHARLES R	Option exercise	665	—
2026-02-23	BUMGARNER DAVID L	Option exercise	170	—
2026-02-22	Quinlan Michael T Jr	Option exercise	202	—
2026-02-22	LEGGE JEFFREY DALE	Option exercise	136	—
2026-02-22	HAGEBOECK CHARLES R	Option exercise	522	—
2026-02-22	BUMGARNER DAVID L	Option exercise	190	—
2026-02-20	HAGEBOECK CHARLES R	Sell	833	$125.50
2026-02-20	HAGEBOECK CHARLES R	Sell	442	$125.00
2026-01-28	Jones J. Thomas	Grant	265	—
2026-01-28	Hoyer James A	Grant	265	—
2026-01-28	FISHER ROBERT D	Grant	265	—
2026-01-28	Burton Gregory A	Grant	265	—
2026-01-28	KAYSER C DALLAS	Grant	265	—
2026-01-28	STRONG-TREISTER DIANE W	Grant	265	—
2026-01-28	Rowe Sharon H	Grant	265	—
2026-01-28	ROSSI JAMES L	Grant	265	—
2026-01-28	Reyes Javier A	Grant	265	—
2026-01-28	Parsons James M.	Grant	265	—
2025-12-12	Jones J. Thomas	Gift	790	—
2025-11-24	HAGEBOECK CHARLES R	Sell	868	$120.61
2025-11-24	HAGEBOECK CHARLES R	Gift	2.1K	—
2025-11-24	HAGEBOECK CHARLES R	Sell	1.1K	$120.73
2025-11-21	Rowe Sharon H	Sell	600	$122.00
2025-10-31	Burton Gregory A	L	16	$117.75
2025-10-16	FISHER ROBERT D	Buy	183	$117.23
2025-10-16	STRONG-TREISTER DIANE W	Buy	128	$117.23
2025-10-16	Reyes Javier A	Buy	105	$117.23
2025-07-31	Burton Gregory A	L	14	$123.60
2025-07-28	STRONG-TREISTER DIANE W	Buy	102	$127.05
2025-07-28	Reyes Javier A	Buy	90	$127.05
2025-07-28	FISHER ROBERT D	Buy	113	$127.05
2025-07-24	LEGGE JEFFREY DALE	Sell	2.5K	$131.06
2025-07-24	Quinlan Michael T Jr	Sell	1.0K	$131.12
2025-05-12	Parsons James M.	Buy	2.2K	$122.38
2025-05-07	STRONG-TREISTER DIANE W	Buy	120	$116.72
2025-05-07	Reyes Javier A	Buy	116	$116.72
2025-05-07	FISHER ROBERT D	Buy	163	$116.72
2025-05-07	FILE W H III	Buy	144	$116.72
2025-05-06	Hoyer James A	Buy	19	$116.00
2025-05-02	BUMGARNER DAVID L	Sell	441	$118.00
2025-05-01	Quinlan Michael T Jr	Sell	1.4K	$116.22
2025-04-29	BUMGARNER DAVID L	Sell	1.1K	$118.00
2025-03-26	STRONG-TREISTER DIANE W	Grant	266	—
2025-03-26	Rowe Sharon H	Grant	266	—
2025-03-26	ROSSI JAMES L	Grant	266	—
2025-03-26	Reyes Javier A	Grant	266	—
2025-03-26	Parsons James M.	Grant	266	—
2025-03-26	KAYSER C DALLAS	Grant	266	—
2025-03-26	Jones J. Thomas	Grant	266	—
2025-03-26	Hoyer James A	Grant	133	—
2025-03-26	FISHER ROBERT D	Grant	266	—
2025-03-26	FILE W H III	Grant	266	—
2025-03-26	FAIRCHILDS CHARLES W	Grant	266	—
2025-03-26	Burton Gregory A	Grant	266	—
2025-03-25	Reyes Javier A	Grant	90	$119.85
2025-03-25	STRONG-TREISTER DIANE W	Buy	116	$119.85
2025-03-25	FISHER ROBERT D	Buy	191	$119.85
2025-03-25	FILE W H III	Buy	108	$119.85
2025-02-28	BUMGARNER DAVID L	Sell	170	$119.00
2025-02-27	LEGGE JEFFREY DALE	Grant	1.9K	—
2025-02-27	HAGEBOECK CHARLES R	Grant	7.5K	—
2025-02-27	DERITO JOHN A	Grant	2.6K	—
2025-02-27	BUMGARNER DAVID L	Option exercise	1.9K	—
2025-02-27	Quinlan Michael T Jr	Grant	1.9K	—
2025-02-26	LEGGE JEFFREY DALE	Option exercise	166	—
2025-02-26	HAGEBOECK CHARLES R	Option exercise	681	—
2025-02-26	DERITO JOHN A	Option exercise	236	—
2025-02-26	BUMGARNER DAVID L	Option exercise	172	—
2025-02-24	HAGEBOECK CHARLES R	Option exercise	671	—
2025-02-24	Quinlan Michael T Jr	Option exercise	145	—
2025-02-24	LEGGE JEFFREY DALE	Option exercise	163	—
2025-02-24	DERITO JOHN A	Option exercise	232	—
2025-02-24	BUMGARNER DAVID L	Option exercise	169	—
2025-02-23	HAGEBOECK CHARLES R	Option exercise	665	—
2025-02-23	DERITO JOHN A	Option exercise	230	—
2025-02-23	LEGGE JEFFREY DALE	Option exercise	164	—
2025-02-23	BUMGARNER DAVID L	Option exercise	170	—
2025-02-23	Quinlan Michael T Jr	Option exercise	170	—
2025-02-14	BUMGARNER DAVID L	Sell	200	$120.00
2025-02-06	FAIRCHILDS CHARLES W	Sell	500	$120.50
2025-01-30	BUMGARNER DAVID L	Sell	556	$120.00
2025-01-30	BUMGARNER DAVID L	Sell	556	$120.00
2024-12-31	BUMGARNER DAVID L	L	243	$112.60

All non-derivative Form 4 activity (SEC), newest first.

Notable events (8-K)

Date	Items
2026-05-28	Other	filing ↗
2026-05-28	Exec/director change	filing ↗
2026-05-01	Shareholder vote	filing ↗
2026-04-29	Exec/director changeExhibits	filing ↗
2026-04-29	Exec/director changeShareholder voteExhibits	filing ↗
2026-04-23	ResultsExhibits	filing ↗
2026-03-26	OtherExhibits	filing ↗
2026-02-04	OtherExhibits	filing ↗

Recent filings

Form	Filed	Period	Accession
8-K	2026-05-28	2026-05-27	0000726854-26-000136 ↗
8-K	2026-05-28	2026-05-28	0000726854-26-000139 ↗
10-Q	2026-05-06	2026-03-31	0000726854-26-000122 ↗
8-K/A	2026-05-01	2026-04-29	0000726854-26-000120 ↗
8-K	2026-04-29	2026-04-29	0000726854-26-000115 ↗
8-K	2026-04-29	2026-04-29	0000726854-26-000113 ↗
8-K	2026-04-23	2026-04-23	0000726854-26-000103 ↗
8-K	2026-03-26	2026-03-25	0000726854-26-000087 ↗
10-K	2026-02-25	2025-12-31	0000726854-26-000062 ↗
8-K	2026-02-04	2026-02-04	0000726854-26-000033 ↗
8-K	2026-01-21	2026-01-21	0000726854-26-000005 ↗
8-K	2025-12-03	2025-12-03	0000726854-25-000185 ↗