FIRST KEYSTONE CORP
FKYS · State Commercial Banks · 6.3M shares · +0%/yr ↓ buyback · EDGAR filings ↗
Reference price $17.70 · est. market cap ~$111M — last insider purchase, 2026-06-23 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
D50First Keystone (PA) — small bank with a loss-making year.
Strengths
- Conservative, deposit-funded model
Risks
- Net income down sharply (5th pct); ROE 5.4% (14th)
- Securities-portfolio rate marks
- Very small scale
Notable findings
- Strong balance sheetStrong balance sheet — $121M cash & investments
- Insider buyingInsider buying — 6 open-market buy(s) by 3 insider(s) (cluster of 3 insiders, ~$115,573, last 6mo) Form 4 ↗
Key metrics
Return on equity
5.4%
Return on assets
0.4%
Free cash flow
$11M
Tangible book value
$113M
Cash & investments
$121M
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-06-23 | Bower Donald Matthew | Buy | 4.3K | $17.70 |
| 2026-05-28 | Bower Donald Matthew | Buy | 1.0K | $18.00 |
| 2026-05-27 | Jezewski Michael L | Buy | 334 | $17.97 |
| 2026-05-27 | Jezewski Michael L | Buy | 109 | $17.89 |
| 2026-05-27 | Jezewski Michael L | Buy | 105 | $17.98 |
| 2026-05-26 | Karas Michelle M. | Buy | 635 | $19.00 |
| 2025-12-30 | Jones Jack W. | Buy | 426 | $18.50 |
| 2025-12-30 | Jones Jack W. | Buy | 974 | $18.43 |
| 2025-12-30 | Jones Jack W. | Buy | 1.4K | $18.50 |
| 2025-09-12 | Jezewski Michael L | Buy | 104 | $17.27 |
| 2025-08-21 | Karas Michelle M. | Buy | 200 | $17.50 |
| 2025-05-30 | BULL ROBERT ALVIN | Buy | 3.0K | $15.00 |
| 2025-05-28 | Jones Jack W. | Buy | 200 | $15.00 |
| 2025-02-26 | Jezewski Michael L | Buy | 314 | $14.08 |
| 2025-02-26 | Jezewski Michael L | Buy | 1.6K | $14.10 |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-05-28 | 2026-05-28 | 0000737875-26-000024 ↗ |
| 8-K | 2026-05-26 | 2026-05-21 | 0000737875-26-000022 ↗ |
| 10-Q | 2026-05-08 | 2026-03-31 | 0000737875-26-000020 ↗ |
| 8-K | 2026-05-01 | 2026-04-30 | 0000737875-26-000017 ↗ |
| 8-K/A | 2026-03-31 | 2026-01-30 | 0000737875-26-000013 ↗ |
| 8-K/A | 2026-03-31 | 2026-03-04 | 0000737875-26-000011 ↗ |
| 10-K | 2026-03-30 | 2025-12-31 | 0000737875-26-000009 ↗ |
| 8-K | 2026-03-04 | 2026-03-04 | 0000737875-26-000006 ↗ |
| 8-K | 2026-01-30 | 2026-01-30 | 0000737875-26-000003 ↗ |
| 8-K | 2025-12-29 | 2025-12-22 | 0000737875-25-000048 ↗ |
| 8-K | 2025-11-26 | 2025-11-26 | 0000737875-25-000046 ↗ |
| 10-Q | 2025-11-07 | 2025-09-30 | 0000737875-25-000044 ↗ |