BAR HARBOR BANKSHARES

BHB · State Commercial Banks · 16.7M shares · -1%/yr ↓ buyback · EDGAR filings ↗

Net buyback after stock comp: $12M (gross $14M, SBC $3M)

Reference price $34.68 · est. market cap ~$581M — last insider purchase, 2026-04-28 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)

Grade

C60

Bar Harbor Bankshares — Northern New England bank with declining earnings.

Strengths

Adequate cash and capital

Risks

Net income down 15% (14th pct); ROE 6.9% (23rd)
Rate/securities sensitivity
Regional concentration

Notable findings

Insider buyingInsider buying — 2 open-market buy(s) by 2 insider(s) (cluster of 2 insiders, last 6mo) Form 4 ↗

Quarterly revenue

2022-03-31 · $7M2022-06-30 · $7M2022-09-30 · $7M2022-12-31 · $7M

Last 4 quarters · from SEC filings.

Key metrics

Return on equity

6.9%

Return on assets

0.8%

Revenue growth (QoQ)

-3.5%

Net-income growth

-15.2%

Debt / equity

0.3×

Free cash flow

$43M

Tangible book value

$374M

Cash & investments

$81M

Insider transactions · last 18 months

Date	Insider	Type	Shares	Price
2026-06-18	Williams John Mogan	Grant	3	$36.28
2026-06-18	Scully Joseph Patrick	Grant	109	$36.25
2026-06-18	Jones Heather D	Grant	24	$36.25
2026-06-18	Shaw Brian D	Grant	39	$36.25
2026-06-18	Colter David M	Grant	20	$36.10
2026-06-18	Caras Matthew L	Grant	125	$36.25
2026-06-18	Simard Curtis C	Grant	801	$36.25
2026-06-18	Williams John Mogan	Grant	78	$36.25
2026-04-28	Caras Matthew L	Buy	760	$34.68
2026-04-23	Colombo Marion	Grant	3.2K	—
2026-04-23	Colombo Marion	Tax withheld	2.4K	$34.38
2026-04-23	Mercier John M	Grant	3.2K	—
2026-04-23	Mercier John M	Tax withheld	2.1K	—
2026-04-23	Iannelli Josephine	Grant	4.9K	—
2026-04-23	Iannelli Josephine	Tax withheld	3.5K	$34.38
2026-04-23	Simard Curtis C	Grant	15K	—
2026-04-23	Simard Curtis C	Tax withheld	9.7K	$34.38
2026-04-23	Williams John Mogan	Grant	2.3K	—
2026-04-23	Williams John Mogan	Tax withheld	1.8K	$34.38
2026-04-23	Scully Joseph Patrick	Grant	3.0K	—
2026-04-23	Scully Joseph Patrick	Tax withheld	2.3K	—
2026-04-23	DiPaola Alison Noelle	Grant	2.0K	—
2026-04-23	DiPaola Alison Noelle	Tax withheld	1.4K	$34.38
2026-04-23	Edgar Jason Paul	Grant	3.1K	—
2026-04-23	Edgar Jason Paul	Tax withheld	2.0K	$34.38
2026-03-20	Smith Kenneth Eugene	Grant	13	$31.54
2026-03-20	Williams John Mogan	Grant	60	$31.33
2026-03-20	Williams John Mogan	Grant	3	$31.21
2026-03-20	Scully Joseph Patrick	Grant	89	$31.33
2026-03-20	Jones Heather D	Grant	26	$31.33
2026-03-20	Shaw Brian D	Grant	42	$31.33
2026-03-20	Colter David M	Grant	16	$31.50
2026-03-20	Caras Matthew L	Grant	135	$31.33
2026-03-20	Simard Curtis C	Grant	747	$31.33
2026-03-20	Smith Kenneth Eugene	Grant	234	$31.33
2026-03-20	Smith Kenneth Eugene	Grant	49	$31.06
2026-03-02	Colter David M	Buy	500	$32.54
2026-02-10	Williams John Mogan	Grant	3.0K	—
2026-02-10	Scully Joseph Patrick	Grant	3.1K	—
2026-02-10	DiPaola Alison Noelle	Grant	2.8K	—
2026-02-10	Edgar Jason Paul	Grant	2.1K	—
2026-02-10	Colombo Marion	Grant	3.2K	—
2026-02-10	Mercier John M	Grant	2.6K	—
2026-02-10	Iannelli Josephine	Grant	4.7K	—
2026-02-10	Simard Curtis C	Grant	7.6K	—
2025-12-19	Smith Kenneth Eugene	Grant	218	$33.25
2025-12-19	Smith Kenneth Eugene	Grant	44	$33.72
2025-12-19	Jones Heather D	Grant	24	$33.25
2025-12-19	Shaw Brian D	Grant	39	$33.25
2025-12-19	Colter David M	Grant	15	$33.42
2025-12-19	Caras Matthew L	Grant	126	$33.25
2025-12-19	Simard Curtis C	Grant	704	$33.25
2025-12-19	Simard Curtis C	Grant	47	$33.42
2025-12-19	Smith Kenneth Eugene	Grant	12	$33.36
2025-11-14	Jones Heather D	Grant	1.3K	—
2025-11-14	Graham James E.	Grant	1.3K	—
2025-11-14	Shaw Brian D	Grant	1.3K	—
2025-11-14	Miller Debra Becton	Grant	1.3K	—
2025-11-14	Colter David M	Grant	1.3K	—
2025-11-14	Belair Daina H	Grant	1.3K	—
2025-11-14	Caras Matthew L	Grant	1.3K	—
2025-11-14	Fernald Lauri E	Grant	1.3K	—
2025-11-14	Smith Kenneth Eugene	Grant	1.3K	—
2025-11-14	TOOTHAKER SCOTT G	Grant	1.3K	—
2025-10-30	Caras Matthew L	Buy	580	$29.12
2025-09-12	Smith Kenneth Eugene	Grant	46	$32.41
2025-09-12	Smith Kenneth Eugene	Grant	13	$32.83
2025-09-12	Smith Kenneth Eugene	Grant	206	$32.66
2025-09-12	Jones Heather D	Grant	11	$32.66
2025-09-12	Shaw Brian D	Grant	27	$32.66
2025-09-12	Colter David M	Grant	16	$32.84
2025-09-12	Caras Matthew L	Grant	114	$32.66
2025-09-12	Simard Curtis C	Grant	48	$32.84
2025-09-12	Simard Curtis C	Grant	963	$32.66
2025-09-10	Shaw Brian D	Buy	5.0K	$32.21
2025-09-10	Shaw Brian D	Buy	5.0K	$31.96
2025-09-09	Shaw Brian D	Inherited	1.9K	—
2025-07-31	Graham James E.	Grant	49K	—
2025-07-31	Graham James E.	Grant	6.2K	—
2025-06-13	Colter David M	Grant	17	$29.35
2025-06-13	Shaw Brian D	Grant	30	$29.14
2025-06-13	Jones Heather D	Grant	12	$29.14
2025-06-13	Simard Curtis C	Grant	48	$29.35
2025-06-13	Simard Curtis C	Grant	1.1K	$29.14
2025-06-13	Caras Matthew L	Grant	127	$29.14
2025-06-13	Smith Kenneth Eugene	Grant	228	$29.14
2025-06-13	Smith Kenneth Eugene	Grant	50	$29.28
2025-06-13	Smith Kenneth Eugene	Grant	19	$29.38
2025-06-06	Smith Kenneth Eugene	Grant	13	$29.24
2025-04-23	Iannelli Josephine	Grant	4.6K	—
2025-04-23	Mercier John M	Grant	3.0K	—
2025-04-23	Mercier John M	Tax withheld	2.1K	$29.19
2025-04-23	Edgar Jason Paul	Grant	2.9K	—
2025-04-23	Edgar Jason Paul	Tax withheld	2.0K	$29.19
2025-04-23	Colombo Marion	Grant	3.0K	—
2025-04-23	Colombo Marion	Tax withheld	2.4K	$29.19
2025-04-23	Iannelli Josephine	Grant	4.6K	—
2025-04-23	Iannelli Josephine	Tax withheld	3.8K	$29.19
2025-04-23	Simard Curtis C	Grant	14K	—
2025-04-23	Iannelli Josephine	Tax withheld	3.6K	$29.19
2025-04-23	Simard Curtis C	Tax withheld	9.6K	$29.19
2025-03-20	Smith Kenneth Eugene	Grant	200	$30.77
2025-03-20	Smith Kenneth Eugene	Grant	44	$30.73
2025-03-20	Smith Kenneth Eugene	Grant	12	$30.17
2025-03-20	Shaw Brian D	Grant	26	$30.77
2025-03-20	Jones Heather D	Grant	11	$30.77
2025-03-20	Colter David M	Grant	15	$30.61
2025-03-20	Caras Matthew L	Grant	111	$30.77
2025-03-20	Simard Curtis C	Grant	821	$30.77
2025-03-20	Simard Curtis C	Grant	43	$30.61
2025-02-11	Iannelli Josephine	Grant	2.9K	—
2025-02-11	Colombo Marion	Grant	1.9K	—
2025-02-11	Simard Curtis C	Grant	5.7K	—
2025-02-11	Mercier John M	Grant	1.9K	—
2025-02-11	Edgar Jason Paul	Grant	1.9K	—

All non-derivative Form 4 activity (SEC), newest first.

Supply chain

Customers (0)

Suppliers (2)

Federal Home Loan Bank (FHLB)
Federal Reserve Bank (FRB)

Named in the 10-K; linked when we track them.

Notable events (8-K)

Date	Items
2026-05-07	Shareholder vote	filing ↗
2026-05-06	Reg FDExhibits	filing ↗
2026-04-21	ResultsReg FDExhibits	filing ↗
2026-01-22	ResultsReg FDExhibits	filing ↗
2025-11-10	Reg FDExhibits	filing ↗
2025-10-21	ResultsReg FDExhibits	filing ↗
2025-08-04	Acquisition/dispositionExec/director changeOtherExhibits	filing ↗
2025-07-28	Reg FDExhibits	filing ↗

Recent filings

Form	Filed	Period	Accession
8-K	2026-05-07	2026-05-07	0001104659-26-057234 ↗
8-K	2026-05-06	2026-05-06	0001104659-26-056254 ↗
10-Q	2026-05-05	2026-03-31	0001104659-26-055671 ↗
8-K	2026-04-21	2026-04-21	0001104659-26-046024 ↗
10-K	2026-03-13	2025-12-31	0001104659-26-027217 ↗
8-K	2026-01-22	2026-01-22	0001104659-26-005791 ↗
8-K	2025-11-10	2025-11-10	0001104659-25-109151 ↗
10-Q	2025-11-06	2025-09-30	0001104659-25-107763 ↗
8-K	2025-10-21	2025-10-21	0001104659-25-101299 ↗
10-Q	2025-08-06	2025-06-30	0001558370-25-010548 ↗
8-K	2025-08-04	2025-07-31	0001558370-25-010095 ↗
8-K	2025-07-28	2025-07-28	0001558370-25-009659 ↗