CHEMUNG FINANCIAL CORP
CHMG · State Commercial Banks · 4.8M shares · -0%/yr ↓ buyback · EDGAR filings ↗
Net buyback after stock comp: $344K (gross $344K)
Reference price $65.83 · est. market cap ~$317M — last insider sale, 2026-04-27 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
C58Chemung Financial — small New York bank with weak returns.
Strengths
- Stable deposit franchise
Risks
- ROE 5.9% (18th), ROA (14th) weak
- Very small scale
- Rate sensitivity
Notable findings
- Insider sellingInsider selling — 6 open-market sale(s) by 3 insider(s) (cluster of 3 insiders, ~$302,838, last 6mo) Form 4 ↗
Key metrics
Return on equity
5.9%
Return on assets
0.6%
Net-income growth
-36.2%
Free cash flow
$44M
Tangible book value
$233M
Cash & investments
$50M
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-06-24 | Cutrona Vincent M | Tax withheld | 98 | $74.40 |
| 2026-04-27 | Tyrrell Thomas R. | Sell | 248 | $65.83 |
| 2026-04-27 | Tyrrell Thomas R. | Sell | 540 | $65.10 |
| 2026-02-27 | Cutrona Vincent M | Tax withheld | 95 | $55.52 |
| 2026-02-27 | Meisner Mary E | Tax withheld | 79 | $55.52 |
| 2026-02-27 | McKim Dale M. III | Tax withheld | 147 | $55.52 |
| 2026-02-27 | Stempin John J | Tax withheld | 12 | $55.52 |
| 2026-02-27 | Kenefick Jeffrey P. | Tax withheld | 119 | $55.52 |
| 2026-02-27 | Cosgrove Peter K | Tax withheld | 119 | $55.52 |
| 2026-02-27 | COLE LOREN D | Tax withheld | 119 | $55.52 |
| 2026-02-27 | Fariello Daniel D | Tax withheld | 116 | $55.52 |
| 2026-02-27 | HAZELTON KIMBERLY A | Tax withheld | 104 | $55.52 |
| 2026-02-27 | Tomson Anders | Tax withheld | 1.6K | $55.52 |
| 2026-02-26 | Dalrymple Robert H | Sell | 2.8K | $56.56 |
| 2026-02-17 | Cutrona Vincent M | Grant | 1.3K | $59.24 |
| 2026-02-17 | Meisner Mary E | Grant | 1.1K | $59.24 |
| 2026-02-17 | McKim Dale M. III | Grant | 1.8K | $59.24 |
| 2026-02-17 | Stempin John J | Grant | 127 | $59.24 |
| 2026-02-17 | Kenefick Jeffrey P. | Grant | 1.4K | $59.24 |
| 2026-02-17 | Cosgrove Peter K | Grant | 1.3K | $59.24 |
| 2026-02-17 | COLE LOREN D | Grant | 1.2K | $59.24 |
| 2026-02-17 | Fariello Daniel D | Grant | 1.3K | $59.24 |
| 2026-02-17 | HAZELTON KIMBERLY A | Grant | 1.1K | $59.24 |
| 2026-02-17 | Tomson Anders | Grant | 4.2K | $59.24 |
| 2026-02-04 | Fariello Daniel D | Sell | 748 | $61.13 |
| 2026-02-03 | Fariello Daniel D | Sell | 242 | $61.57 |
| 2026-02-02 | Tyrrell Thomas R. | Sell | 500 | $61.00 |
| 2026-01-21 | Meade Joseph F IV | Grant | 600 | $57.13 |
| 2026-01-21 | Archibold Raimundo C. Jr | Grant | 574 | $57.13 |
| 2026-01-21 | Forrestel Richard E Jr | Grant | 591 | $57.13 |
| 2026-01-21 | Gonick Denise V | Grant | 583 | $57.13 |
| 2026-01-21 | STREETER JEFFREY B | Grant | 574 | $57.13 |
| 2026-01-21 | Tyrrell Thomas R. | Grant | 653 | $57.13 |
| 2026-01-21 | Tranter G. Thomas Jr. | Grant | 670 | $57.13 |
| 2026-01-21 | BUICKO DAVID M | Grant | 683 | $57.13 |
| 2026-01-21 | Bentley Ronald M | Grant | 644 | $57.13 |
| 2026-01-21 | Lounsberry Stephen M. III | Grant | 644 | $57.13 |
| 2026-01-21 | Dalrymple Robert H | Grant | 696 | $57.13 |
| 2026-01-21 | Dalrymple David J. | Grant | 863 | $57.13 |
| 2025-12-19 | Meisner Mary E | Tax withheld | 58 | $57.81 |
| 2025-12-19 | Meisner Mary E | Tax withheld | 54 | $57.81 |
| 2025-12-19 | McKim Dale M. III | Tax withheld | 95 | $57.81 |
| 2025-12-19 | Stempin John J | Tax withheld | 12 | $57.81 |
| 2025-12-19 | Stempin John J | Tax withheld | 8 | $57.81 |
| 2025-12-19 | Kenefick Jeffrey P. | Tax withheld | 102 | $57.81 |
| 2025-12-19 | Kenefick Jeffrey P. | Tax withheld | 101 | $57.81 |
| 2025-12-19 | Cosgrove Peter K | Tax withheld | 117 | $57.81 |
| 2025-12-19 | Cosgrove Peter K | Tax withheld | 106 | $57.81 |
| 2025-12-19 | COLE LOREN D | Tax withheld | 109 | $57.81 |
| 2025-12-19 | COLE LOREN D | Tax withheld | 110 | $57.81 |
| 2025-12-19 | Fariello Daniel D | Tax withheld | 102 | $57.81 |
| 2025-12-19 | Fariello Daniel D | Tax withheld | 113 | $57.81 |
| 2025-12-19 | HAZELTON KIMBERLY A | Tax withheld | 95 | $57.81 |
| 2025-12-19 | HAZELTON KIMBERLY A | Tax withheld | 101 | $57.81 |
| 2025-12-16 | Meisner Mary E | Tax withheld | 31 | $59.57 |
| 2025-12-16 | Kenefick Jeffrey P. | Tax withheld | 51 | $59.59 |
| 2025-12-16 | Cosgrove Peter K | Tax withheld | 67 | $59.57 |
| 2025-12-16 | COLE LOREN D | Tax withheld | 73 | $59.57 |
| 2025-12-16 | Fariello Daniel D | Tax withheld | 71 | $59.57 |
| 2025-12-16 | HAZELTON KIMBERLY A | Tax withheld | 64 | $59.57 |
| 2025-12-15 | Meisner Mary E | Tax withheld | 55 | $59.30 |
| 2025-12-15 | Kenefick Jeffrey P. | Tax withheld | 106 | $59.30 |
| 2025-12-15 | HAZELTON KIMBERLY A | Tax withheld | 106 | $59.30 |
| 2025-12-15 | Cosgrove Peter K | Tax withheld | 124 | $59.30 |
| 2025-12-15 | Fariello Daniel D | Tax withheld | 119 | $59.30 |
| 2025-12-15 | COLE LOREN D | Tax withheld | 115 | $59.30 |
| 2025-10-29 | STREETER JEFFREY B | Buy | 2.2K | $51.92 |
| 2025-10-28 | STREETER JEFFREY B | Buy | 1.3K | $51.64 |
| 2025-10-01 | Wirth Thomas W | Tax withheld | 1.4K | $52.75 |
| 2025-08-05 | COLE LOREN D | Buy | 3.0K | $50.10 |
| 2025-07-28 | STREETER JEFFREY B | Buy | 2.6K | $52.60 |
| 2025-07-25 | STREETER JEFFREY B | Buy | 5.0K | $52.94 |
| 2025-07-24 | STREETER JEFFREY B | Buy | 4.1K | $52.91 |
| 2025-07-23 | STREETER JEFFREY B | Buy | 3.3K | $53.19 |
| 2025-07-22 | Kenefick Jeffrey P. | Buy | 475 | $52.75 |
| 2025-07-03 | McKim Dale M. III | Tax withheld | 187 | $50.42 |
| 2025-06-24 | Cutrona Vincent M | Tax withheld | 97 | $47.50 |
| 2025-02-19 | Tomson Anders | Grant | 4.4K | $51.73 |
| 2025-02-18 | Fariello Daniel D | Grant | 1.4K | $51.61 |
| 2025-02-18 | Stempin John J | Grant | 146 | $51.61 |
| 2025-02-18 | Wirth Thomas W | Grant | 1.2K | $51.61 |
| 2025-02-18 | McKim Dale M. III | Grant | 1.9K | $51.61 |
| 2025-02-18 | Kenefick Jeffrey P. | Grant | 1.5K | $51.61 |
| 2025-02-18 | Meisner Mary E | Grant | 969 | $51.61 |
| 2025-02-18 | HAZELTON KIMBERLY A | Grant | 1.3K | $51.61 |
| 2025-02-18 | Cosgrove Peter K | Grant | 1.5K | $51.61 |
| 2025-02-18 | Cutrona Vincent M | Grant | 1.2K | $51.61 |
| 2025-02-18 | COLE LOREN D | Grant | 1.5K | $51.61 |
| 2025-01-17 | Tomson Anders | Tax withheld | 1.8K | $47.10 |
| 2025-01-15 | Meade Joseph F IV | Grant | 592 | $47.33 |
| 2025-01-15 | Tyrrell Thomas R. | Grant | 603 | $47.33 |
| 2025-01-15 | Tranter G. Thomas Jr. | Grant | 624 | $47.33 |
| 2025-01-15 | STREETER JEFFREY B | Grant | 592 | $47.33 |
| 2025-01-15 | Meade Joseph F IV | Buy | 592 | $47.33 |
| 2025-01-15 | LOUNSBERRY STEPHEN M III | Grant | 624 | $47.33 |
| 2025-01-15 | Gonick Denise V | Grant | 592 | $47.33 |
| 2025-01-15 | Forrestel Richard E Jr | Grant | 592 | $47.33 |
| 2025-01-15 | DALRYMPLE ROBERT H | Grant | 655 | $47.33 |
| 2025-01-15 | DALRYMPLE DAVID J | Grant | 867 | $47.33 |
| 2025-01-15 | BUICKO DAVID M | Grant | 679 | $47.33 |
| 2025-01-15 | Bentley Ronald M | Grant | 613 | $47.33 |
| 2025-01-15 | Archibold Raimundo C. Jr | Grant | 592 | $47.33 |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-06-02 | 2026-06-02 | 0001171843-26-003883 ↗ |
| 8-K | 2026-05-21 | 2026-05-21 | 0001171843-26-003618 ↗ |
| 8-K | 2026-05-08 | 2026-05-08 | 0001171843-26-003211 ↗ |
| 10-Q | 2026-05-07 | 2026-03-31 | 0001628280-26-031834 ↗ |
| 8-K | 2026-04-17 | 2026-04-17 | 0001171843-26-002529 ↗ |
| 8-K | 2026-04-07 | 2026-04-03 | 0001171843-26-002288 ↗ |
| 10-K | 2026-03-13 | 2025-12-31 | 0001628280-26-017546 ↗ |
| 8-K | 2026-02-17 | 2026-02-17 | 0001171843-26-000863 ↗ |
| 8-K | 2026-02-02 | 2026-02-02 | 0001171843-26-000569 ↗ |
| 8-K | 2026-01-26 | 2026-01-26 | 0001171843-26-000415 ↗ |
| 8-K | 2025-11-18 | 2025-11-18 | 0001171843-25-007406 ↗ |
| 8-K | 2025-11-07 | 2025-11-07 | 0001171843-25-007130 ↗ |