PEOPLES FINANCIAL CORP /MS/
PFBX · State Commercial Banks · 4.6M shares · EDGAR filings ↗
Net buyback after stock comp: $208K (gross $208K)
Reference price $21.25 · est. market cap ~$98M — last insider purchase, 2026-06-03 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
C55Peoples Financial (MS) — sub-scale Mississippi bank with weak returns.
Strengths
- Conservative, deposit-funded model
Risks
- Net income down 82% (7th pct); ROE 3.9% (10th)
- Very small scale
- Rate sensitivity
Notable findings
- Insider buyingInsider buying — 26 open-market buy(s) by 6 insider(s) (cluster of 6 insiders, ~$1M, last 6mo) Form 4 ↗
Key metrics
Return on equity
3.9%
Return on assets
0.5%
Net-income growth
-82.0%
Free cash flow
$4M
Tangible book value
$100M
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-06-03 | Stilwell Joseph | Buy | 200 | $21.25 |
| 2026-05-29 | Sliman George J III | Buy | 2.0K | $21.25 |
| 2026-05-29 | Swetman Andrew T | Sell | 2.0K | $21.25 |
| 2026-05-28 | Barnes Ronald G | Buy | 1.0K | $21.25 |
| 2026-05-28 | Swetman Andrew T | Sell | 1.0K | $21.25 |
| 2026-05-26 | Stilwell Joseph | Buy | 1.7K | $21.25 |
| 2026-05-18 | Stilwell Joseph | Buy | 999 | $21.25 |
| 2026-05-12 | Stilwell Joseph | Buy | 500 | $21.25 |
| 2026-05-11 | Stilwell Joseph | Buy | 789 | $21.25 |
| 2026-05-08 | Stilwell Joseph | Buy | 2.2K | $21.25 |
| 2026-05-06 | Stilwell Joseph | Buy | 2.1K | $21.25 |
| 2026-05-04 | Stilwell Joseph | Buy | 500 | $21.50 |
| 2026-04-29 | SWETMAN CHEVIS | Buy | 2.5K | $21.50 |
| 2026-04-27 | Dennis Padrick D | Buy | 4.0K | $21.50 |
| 2026-04-27 | Swetman Andrew T | Sell | 4.0K | $21.50 |
| 2026-04-24 | Stilwell Joseph | Buy | 620 | $21.50 |
| 2026-03-06 | Stilwell Joseph | Buy | 2.7K | $21.00 |
| 2026-02-18 | Stilwell Joseph | Buy | 594 | $21.25 |
| 2026-02-04 | Stilwell Joseph | Buy | 3.8K | $20.56 |
| 2026-02-03 | Stilwell Joseph | Buy | 4.5K | $20.60 |
| 2026-02-03 | Stilwell Joseph | Buy | 33K | $20.50 |
| 2026-01-29 | Stilwell Joseph | Buy | 292 | $20.73 |
| 2026-01-28 | Stilwell Joseph | Buy | 618 | $20.54 |
| 2026-01-23 | Stilwell Joseph | Buy | 1.8K | $20.50 |
| 2026-01-13 | Stilwell Joseph | Buy | 300 | $20.50 |
| 2026-01-09 | Stilwell Joseph | Buy | 500 | $20.50 |
| 2026-01-05 | Stilwell Joseph | Buy | 500 | $20.50 |
| 2026-01-02 | Stilwell Joseph | Buy | 1.7K | $20.50 |
| 2025-12-31 | FULMER A WES | Buy | 160 | — |
| 2025-12-31 | Swetman Andrew T | Other | 86 | — |
| 2025-12-31 | SWETMAN CHEVIS | Other | 2.9K | — |
| 2025-12-31 | SWETMAN CHEVIS | Other | 2.3K | — |
| 2025-12-17 | Dennis Padrick D | Buy | 3.0K | $20.30 |
| 2025-12-08 | Stilwell Joseph | Buy | 100 | $20.20 |
| 2025-09-19 | Stilwell Joseph | Buy | 281 | $20.20 |
| 2025-09-17 | Stilwell Joseph | Buy | 3.0K | $20.20 |
| 2025-09-12 | Stilwell Joseph | Buy | 2.4K | $20.25 |
| 2025-09-11 | Stilwell Joseph | Buy | 1.0K | $20.20 |
| 2025-09-10 | Stilwell Joseph | Buy | 2.2K | $20.09 |
| 2025-05-28 | STILWELL JOSEPH | Buy | 2.5K | $19.50 |
| 2025-05-20 | STILWELL JOSEPH | Buy | 3.0K | $19.51 |
| 2025-04-23 | STILWELL JOSEPH | Buy | 500 | $20.40 |
| 2025-04-09 | STILWELL JOSEPH | Buy | 2.2K | $19.20 |
| 2025-04-04 | STILWELL JOSEPH | Buy | 5.0K | $19.25 |
| 2025-04-04 | STILWELL JOSEPH | Buy | 5.0K | $14.50 |
| 2025-03-24 | STILWELL JOSEPH | Buy | 534 | $19.25 |
| 2025-03-11 | STILWELL JOSEPH | Buy | 4.2K | $19.25 |
| 2025-03-06 | STILWELL JOSEPH | Buy | 5.0K | $19.25 |
| 2025-03-05 | STILWELL JOSEPH | Buy | 200 | $19.26 |
| 2025-03-03 | STILWELL JOSEPH | Buy | 3.0K | $19.25 |
| 2025-02-28 | STILWELL JOSEPH | Buy | 4.7K | $19.25 |
| 2025-02-25 | STILWELL JOSEPH | Buy | 1.0K | $19.00 |
| 2025-01-29 | Dennis Padrick D | Buy | 500 | $19.11 |
| 2024-12-31 | SWETMAN CHEVIS | Other | 2.5K | — |
| 2024-12-31 | SWETMAN CHEVIS | Other | 3.5K | — |
| 2024-12-31 | Swetman Andrew T | Other | 119 | — |
| 2024-12-31 | Wild J Patrick | Other | 54 | — |
| 2024-12-31 | FULMER A WES | Other | 221 | — |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-05-27 | 2026-05-27 | 0001104659-26-067024 ↗ |
| 10-Q | 2026-05-12 | 2026-03-31 | 0001104659-26-059141 ↗ |
| 8-K | 2026-04-27 | 2026-04-22 | 0001104659-26-049507 ↗ |
| 8-K | 2026-04-22 | 2026-04-22 | 0001104659-26-046776 ↗ |
| 10-K | 2026-03-18 | 2025-12-31 | 0001104659-26-030236 ↗ |
| 8-K | 2026-01-29 | 2026-01-28 | 0001104659-26-007847 ↗ |
| 8-K | 2025-11-25 | 2025-11-25 | 0001104659-25-116038 ↗ |
| 10-Q | 2025-11-10 | 2025-09-30 | 0001104659-25-108932 ↗ |
| 8-K | 2025-10-22 | 2025-10-22 | 0001104659-25-101583 ↗ |
| 8-K/A | 2025-09-02 | 2025-04-23 | 0001558370-25-011837 ↗ |
| 10-Q | 2025-08-12 | 2025-06-30 | 0001558370-25-011185 ↗ |
| 8-K | 2025-07-23 | 2025-07-23 | 0001558370-25-009460 ↗ |