FIRST CITIZENS BANCSHARES INC /DE/
FCNCA, FCNCB, FCNCN, FCNCO, FCNCP · State Commercial Banks · 14.5M shares · +13%/yr ↑ shares · EDGAR filings ↗
Reference price $1,998.68 · est. market cap ~$29.1B — last insider purchase, 2026-06-05 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
B70First Citizens BancShares — large bank normalizing after the SVB acquisition.
Strengths
- Free cash flow 97th pct, scale from SVB deal
- Net margin 23% with strong franchise
Risks
- Net income down 21% (13th) off a deal-inflated base
- Very high leverage (100th pct)
- Integration and tech/innovation-lending exposure
Notable findings
Quarterly revenue
Last 4 quarters · from SEC filings.
Key metrics
Net margin
23.1%
Return on equity
9.9%
Return on assets
1.0%
Revenue growth (QoQ)
-5.1%
Net-income growth
-20.6%
Debt / equity
1.6×
Free cash flow
$2.2B
Tangible book value
$21.7B
Stock comp / revenue
0.0%
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-06-05 | HOLDING FRANK B JR | Buy | 21 | $1,851.81 |
| 2026-06-05 | HOLDING FRANK B JR | Buy | 41 | $1,853.92 |
| 2026-06-05 | HOLDING FRANK B JR | Buy | 34 | $2,065.00 |
| 2026-06-05 | HOLDING FRANK B JR | Buy | 15 | $1,780.00 |
| 2026-06-05 | HOLDING FRANK B JR | Buy | 60 | $1,860.00 |
| 2026-06-05 | HOLDING FRANK B JR | Buy | 1 | $1,879.48 |
| 2026-06-05 | HOLDING FRANK B JR | Buy | 12 | $1,886.00 |
| 2026-06-05 | HOLDING FRANK B JR | Buy | 3 | $1,890.00 |
| 2026-06-05 | HOLDING FRANK B JR | Buy | 111 | $1,898.00 |
| 2026-06-05 | HOLDING FRANK B JR | Buy | 2 | $1,899.00 |
| 2026-06-05 | HOLDING FRANK B JR | Buy | 21 | $1,920.00 |
| 2026-06-05 | HOLDING FRANK B JR | Buy | 1 | $1,927.40 |
| 2026-06-05 | HOLDING FRANK B JR | Buy | 3 | $1,940.40 |
| 2026-06-05 | HOLDING FRANK B JR | Buy | 2 | $2,060.00 |
| 2026-06-05 | HOLDING FRANK B JR | Buy | 25 | $1,950.00 |
| 2026-06-05 | HOLDING FRANK B JR | Buy | 43 | $1,970.00 |
| 2026-06-05 | HOLDING FRANK B JR | Buy | 47 | $2,050.00 |
| 2026-06-05 | HOLDING FRANK B JR | Buy | 26 | $1,990.00 |
| 2026-06-05 | HOLDING FRANK B JR | Buy | 23 | $2,030.00 |
| 2026-06-05 | HOLDING FRANK B JR | Buy | 8 | $2,010.00 |
| 2026-06-05 | HOLDING FRANK B JR | Buy | 2 | $1,998.68 |
| 2026-06-05 | HOLDING FRANK B JR | Buy | 1 | $2,068.50 |
| 2026-06-05 | HOLDING FRANK B JR | Buy | 1 | $1,993.96 |
| 2026-06-05 | HOLDING FRANK B JR | Buy | 26 | $1,997.97 |
| 2026-06-05 | HOLDING FRANK B JR | Buy | 5 | $2,070.00 |
| 2026-06-05 | HOLDING FRANK B JR | Buy | 50 | $1,743.80 |
| 2026-06-05 | HOLDING FRANK B JR | Buy | 15 | $1,750.00 |
| 2026-06-05 | HOLDING FRANK B JR | Buy | 15 | $1,765.00 |
| 2026-06-05 | HOLDING FRANK B JR | Buy | 1 | $1,790.00 |
| 2026-06-05 | HOLDING FRANK B JR | Buy | 11 | $1,795.12 |
| 2026-06-05 | HOLDING FRANK B JR | Buy | 61 | $1,798.99 |
| 2026-06-05 | HOLDING FRANK B JR | Buy | 96 | $1,800.00 |
| 2026-06-05 | HOLDING FRANK B JR | Buy | 2 | $1,808.09 |
| 2026-06-05 | HOLDING FRANK B JR | Buy | 15 | $1,810.00 |
| 2026-06-05 | HOLDING FRANK B JR | Buy | 50 | $1,836.13 |
| 2026-06-05 | HOLDING FRANK B JR | Buy | 150 | $1,840.00 |
| 2026-06-04 | Alemany Ellen R | Sell | 456 | $2,050.78 |
| 2026-06-04 | HOLDING FRANK B JR | Buy | 25 | $1,794.99 |
| 2026-06-04 | HOLDING FRANK B JR | Buy | 3 | $1,712.99 |
| 2026-06-04 | HOLDING FRANK B JR | Buy | 1 | $1,721.99 |
| 2026-06-04 | HOLDING FRANK B JR | Buy | 1 | $1,727.99 |
| 2026-06-04 | HOLDING FRANK B JR | Buy | 31 | $1,730.29 |
| 2026-06-04 | HOLDING FRANK B JR | Buy | 35 | $1,731.99 |
| 2026-06-04 | HOLDING FRANK B JR | Buy | 15 | $1,733.00 |
| 2026-06-04 | HOLDING FRANK B JR | Buy | 26 | $1,734.00 |
| 2026-06-04 | HOLDING FRANK B JR | Buy | 12 | $1,744.00 |
| 2026-06-04 | HOLDING FRANK B JR | Buy | 15 | $1,765.00 |
| 2026-06-04 | HOLDING FRANK B JR | Buy | 15 | $1,770.00 |
| 2026-06-04 | HOLDING FRANK B JR | Buy | 6 | $1,775.00 |
| 2026-06-04 | HOLDING FRANK B JR | Buy | 20 | $1,778.00 |
| 2026-06-04 | HOLDING FRANK B JR | Buy | 45 | $1,779.99 |
| 2026-06-04 | Alemany Ellen R | Sell | 183 | $2,033.33 |
| 2026-06-04 | Alemany Ellen R | Sell | 604 | $2,048.21 |
| 2026-06-04 | Alemany Ellen R | Sell | 37 | $2,052.43 |
| 2026-06-04 | Alemany Ellen R | Sell | 93 | $2,033.52 |
| 2026-06-04 | Alemany Ellen R | Sell | 1.1K | $2,048.20 |
| 2026-06-04 | Alemany Ellen R | Sell | 10 | $2,050.60 |
| 2026-06-04 | Alemany Ellen R | Sell | 1 | $2,051.11 |
| 2026-05-12 | HOLDING FRANK B JR | Buy | 5.9K | $1,726.82 |
| 2026-05-12 | HOLDING FRANK B JR | Sell | 5.3K | $1,918.69 |
| 2026-04-14 | HOLDING FRANK B JR | Gift | 33 | — |
| 2026-04-14 | HOLDING FRANK B JR | Gift | 33 | — |
| 2026-04-14 | HOLDING FRANK B JR | Gift | 33 | — |
| 2026-04-10 | HOLDING FRANK B JR | Gift | 33 | — |
| 2026-04-10 | HOLDING FRANK B JR | Gift | 33 | — |
| 2026-04-10 | HOLDING FRANK B JR | Gift | 33 | — |
| 2026-03-19 | HOLDING FRANK B JR | Buy | 4 | $1,550.00 |
| 2026-03-19 | HOLDING FRANK B JR | Buy | 92 | $1,550.00 |
| 2026-03-17 | HOLDING FRANK B JR | Buy | 2 | $1,550.00 |
| 2026-03-17 | HOLDING FRANK B JR | Gift | 21 | — |
| 2026-03-17 | BRYANT HOPE HOLDING | Gift | 357 | — |
| 2026-03-17 | HOLDING FRANK B JR | Gift | 21 | — |
| 2026-03-17 | HOLDING FRANK B JR | Gift | 21 | — |
| 2026-03-13 | HOLDING FRANK B JR | Buy | 15 | $1,550.00 |
| 2026-03-13 | Alemany Ellen R | Gift | 310 | — |
| 2026-03-13 | Alemany Ellen R | Gift | 310 | — |
| 2026-03-13 | HOLDING FRANK B JR | Buy | 134 | $1,550.00 |
| 2026-03-05 | Snow Ralph Mattox III | Buy | 11 | $1,944.22 |
| 2026-03-03 | HOLDING FRANK B JR | Gift | 360 | — |
| 2026-03-03 | HOLDING FRANK B JR | Gift | 24 | — |
| 2026-03-03 | HOLDING FRANK B JR | Gift | 24 | — |
| 2026-03-03 | HOLDING FRANK B JR | Gift | 24 | — |
| 2026-03-03 | HOLDING FRANK B JR | Gift | 312 | — |
| 2026-03-03 | Brice Carson H | Gift | 20 | — |
| 2026-03-03 | Brice Carson H | Gift | 20 | — |
| 2026-03-03 | Brice Carson H | Gift | 20 | — |
| 2026-03-02 | HOLDING FRANK B JR | Gift | 10 | — |
| 2026-03-02 | Brice Carson H | Gift | 10 | — |
| 2026-03-02 | Brice Carson H | Gift | 10 | — |
| 2026-03-02 | Brice Carson H | Gift | 10 | — |
| 2026-03-02 | Brice Carson H | Gift | 10 | — |
| 2026-03-02 | Brice Carson H | Gift | 10 | — |
| 2026-03-02 | Brice Carson H | Gift | 10 | — |
| 2026-03-02 | Brice Carson H | Gift | 10 | — |
| 2026-03-02 | Brice Carson H | Gift | 10 | — |
| 2026-03-02 | Brice Carson H | Gift | 168 | — |
| 2026-03-02 | Bristow Claire H | Gift | 10 | — |
| 2026-03-02 | Bristow Claire H | Gift | 10 | — |
| 2026-03-02 | Bristow Claire H | Gift | 168 | — |
| 2026-03-02 | Holding Olivia Britton | Gift | 10 | — |
| 2026-03-02 | Holding Olivia Britton | Gift | 130 | — |
| 2026-03-02 | Holding Olivia Britton | Gift | 168 | — |
| 2026-03-02 | BRISTOW PETER M | Gift | 10 | — |
| 2026-03-02 | BRISTOW PETER M | Gift | 10 | — |
| 2026-03-02 | BRISTOW PETER M | Gift | 168 | — |
| 2026-03-02 | HOLDING FRANK B JR | Gift | 10 | — |
| 2026-03-02 | HOLDING FRANK B JR | Gift | 10 | — |
| 2026-03-02 | HOLDING FRANK B JR | Gift | 169 | — |
| 2026-03-02 | BRYANT HOPE HOLDING | Gift | 10 | — |
| 2026-03-02 | BRYANT HOPE HOLDING | Gift | 169 | — |
| 2026-01-12 | Brice Carson H | Gift | 17 | — |
| 2026-01-12 | Brice Carson H | Gift | 17 | — |
| 2026-01-12 | Brice Carson H | Gift | 17 | — |
| 2026-01-12 | Brice Carson H | Gift | 68 | — |
| 2026-01-09 | Brice Carson H | Gift | 267 | — |
| 2026-01-09 | Brice Carson H | Gift | 250 | — |
| 2025-12-22 | BRYANT HOPE HOLDING | Gift | 29K | — |
| 2025-12-22 | BRYANT HOPE HOLDING | Gift | 7.4K | — |
| 2025-12-22 | BRYANT HOPE HOLDING | Gift | 126 | — |
| 2025-12-22 | HOLDING FRANK B JR | Gift | 18 | — |
| 2025-12-22 | HOLDING FRANK B JR | Gift | 18 | — |
| 2025-12-22 | HOLDING FRANK B JR | Gift | 18 | — |
| 2025-12-17 | Holding Olivia Britton | Gift | 6 | — |
| 2025-11-26 | HOLDING FRANK B JR | Buy | 10 | $1,629.55 |
| 2025-11-26 | HOLDING FRANK B JR | Buy | 125 | $1,629.68 |
| 2025-11-21 | Bristow Claire H | Gift | 60 | — |
| 2025-11-21 | BRISTOW PETER M | Gift | 60 | — |
| 2025-11-21 | BRISTOW PETER M | Gift | 60 | — |
| 2025-11-21 | Bristow Claire H | Gift | 60 | — |
| 2025-11-13 | Alemany Ellen R | Buy | 300 | $1,000.00 |
| 2025-09-26 | Brice Carson H | Gift | 125 | — |
| 2025-08-07 | Holding Olivia Britton | Buy | 409 | $1,630.00 |
| 2025-08-07 | BRYANT HOPE HOLDING | Buy | 409 | $1,630.00 |
| 2025-08-07 | HOLDING FRANK B JR | Buy | 150 | $1,700.00 |
| 2025-08-07 | HOLDING FRANK B JR | Buy | 150 | $1,700.00 |
| 2025-08-07 | HOLDING FRANK B JR | Buy | 300 | $1,697.50 |
| 2025-08-05 | Snow Ralph Mattox III | Buy | 10 | $1,888.60 |
| 2025-08-04 | NIX CRAIG L | Buy | 6 | $1,958.74 |
| 2025-07-29 | Holding Olivia Britton | Buy | 66 | $1,735.00 |
| 2025-05-22 | Brice Carson H | Gift | 226 | — |
| 2025-05-22 | Brice Carson H | Gift | 200 | — |
| 2025-05-22 | Brice Carson H | Gift | 60 | — |
| 2025-05-22 | Brice Carson H | Gift | 20 | — |
| 2025-05-22 | Brice Carson H | Gift | 20 | — |
| 2025-05-22 | Brice Carson H | Gift | 20 | — |
| 2025-05-02 | HOLDING FRANK B JR | Buy | 100 | $1,610.00 |
| 2025-05-02 | HOLDING FRANK B JR | Buy | 350 | $1,610.00 |
| 2025-03-21 | Brice Carson H | Gift | 22 | — |
| 2025-03-21 | HOLDING FRANK B JR | Gift | 264 | — |
| 2025-03-21 | HOLDING FRANK B JR | Gift | 200 | — |
| 2025-03-21 | HOLDING FRANK B JR | Gift | 25 | — |
| 2025-03-21 | HOLDING FRANK B JR | Gift | 25 | — |
| 2025-03-21 | HOLDING FRANK B JR | Gift | 25 | — |
| 2025-03-21 | HOLDING FRANK B JR | Gift | 25 | — |
| 2025-03-21 | HOLDING FRANK B JR | Gift | 25 | — |
| 2025-03-21 | HOLDING FRANK B JR | Gift | 25 | — |
| 2025-03-21 | Brice Carson H | Gift | 22 | — |
| 2025-03-21 | Brice Carson H | Gift | 22 | — |
| 2025-03-18 | Bristow Claire H | Gift | 10 | — |
| 2025-03-18 | HOLDING FRANK B JR | Gift | 10 | — |
| 2025-03-18 | HOLDING FRANK B JR | Gift | 10 | — |
| 2025-03-18 | HOLDING FRANK B JR | Gift | 10 | — |
| 2025-03-18 | BRYANT HOPE HOLDING | Gift | 10 | — |
| 2025-03-18 | Holding Olivia Britton | Gift | 10 | — |
| 2025-03-18 | Holding Olivia Britton | Gift | 130 | — |
| 2025-03-18 | Brice Carson H | Gift | 10 | — |
| 2025-03-18 | BRISTOW PETER M | Gift | 10 | — |
| 2025-03-18 | Brice Carson H | Gift | 10 | $10.00 |
| 2025-03-18 | Brice Carson H | Gift | 10 | — |
| 2025-03-18 | BRISTOW PETER M | Gift | 10 | — |
| 2025-03-18 | Bristow Claire H | Gift | 10 | — |
| 2025-03-18 | Brice Carson H | Gift | 10 | — |
| 2025-03-18 | Brice Carson H | Gift | 10 | — |
| 2025-03-18 | Brice Carson H | Gift | 10 | — |
| 2025-03-18 | Brice Carson H | Gift | 10 | — |
| 2025-03-18 | Brice Carson H | Gift | 10 | — |
| 2025-03-11 | BELL VICTOR E III | Gift | 10 | — |
| 2025-03-11 | BELL VICTOR E III | Gift | 10 | — |
| 2025-03-10 | HOLDING FRANK B JR | Buy | 8 | $1,480.00 |
| 2025-03-10 | HOLDING FRANK B JR | Buy | 2 | $1,485.00 |
| 2025-03-10 | HOLDING FRANK B JR | Buy | 35 | $1,490.00 |
| 2025-03-10 | HOLDING FRANK B JR | Buy | 70 | $1,495.07 |
| 2025-03-10 | HOLDING FRANK B JR | Buy | 236 | $1,499.99 |
| 2025-03-10 | HOLDING FRANK B JR | Buy | 57 | $1,509.99 |
| 2025-03-10 | HOLDING FRANK B JR | Buy | 27 | $1,520.00 |
| 2025-03-10 | HOLDING FRANK B JR | Buy | 33 | $1,510.00 |
| 2025-03-10 | HOLDING FRANK B JR | Buy | 12 | $1,480.00 |
| 2025-03-10 | HOLDING FRANK B JR | Buy | 18 | $1,499.53 |
| 2025-03-10 | HOLDING FRANK B JR | Buy | 22 | $1,484.99 |
| 2025-03-10 | HOLDING FRANK B JR | Buy | 23 | $1,485.00 |
| 2025-03-10 | HOLDING FRANK B JR | Buy | 7 | $1,480.00 |
| 2025-03-07 | NIX CRAIG L | Buy | 17 | $1,881.13 |
| 2025-02-21 | HOLDING FRANK B JR | Gift | 9 | — |
| 2025-02-21 | HOLDING FRANK B JR | Gift | 9 | — |
| 2025-02-21 | HOLDING FRANK B JR | Gift | 9 | — |
| 2025-02-21 | HOLDING FRANK B JR | Gift | 10 | — |
| 2025-02-21 | HOLDING FRANK B JR | Gift | 10 | — |
| 2025-02-21 | HOLDING FRANK B JR | Gift | 10 | — |
| 2025-02-11 | BRYANT HOPE HOLDING | Gift | 113 | — |
| 2025-02-11 | BRYANT HOPE HOLDING | Gift | 50 | — |
| 2025-02-11 | HOLDING FRANK B JR | Gift | 110K | — |
| 2025-02-11 | HOLDING FRANK B JR | Gift | 110K | — |
| 2025-02-11 | HOLDING FRANK B JR | Gift | 31K | — |
| 2025-02-11 | HOLDING FRANK B JR | Gift | 31K | — |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
| Date | Items | |
|---|---|---|
| 2026-05-07 | Shareholder voteExhibits | filing ↗ |
| 2026-04-23 | ResultsReg FDExhibits | filing ↗ |
| 2026-03-03 | OtherExhibits | filing ↗ |
| 2026-02-05 | 3.035.03OtherExhibits | filing ↗ |
| 2026-01-23 | ResultsReg FDExhibits | filing ↗ |
| 2026-01-14 | Exec/director changeReg FDExhibits | filing ↗ |
| 2025-11-18 | 3.035.03OtherExhibits | filing ↗ |
| 2025-10-23 | ResultsReg FDExhibits | filing ↗ |
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 10-Q | 2026-05-08 | 2026-03-31 | 0000798941-26-000024 ↗ |
| 8-K | 2026-05-07 | 2026-05-04 | 0000798941-26-000020 ↗ |
| 8-K | 2026-04-23 | 2026-04-23 | 0000798941-26-000018 ↗ |
| 8-K | 2026-03-03 | 2026-03-03 | 0001193125-26-088346 ↗ |
| 10-K | 2026-02-24 | 2025-12-31 | 0000798941-26-000015 ↗ |
| 8-K | 2026-02-05 | 2026-02-03 | 0001193125-26-039401 ↗ |
| 8-K | 2026-01-23 | 2026-01-23 | 0000798941-26-000010 ↗ |
| 8-K | 2026-01-14 | 2026-01-12 | 0000798941-26-000007 ↗ |
| 8-K | 2025-11-18 | 2025-11-13 | 0001193125-25-286155 ↗ |
| 10-Q | 2025-11-07 | 2025-09-30 | 0000798941-25-000050 ↗ |
| 8-K | 2025-10-23 | 2025-10-23 | 0000798941-25-000047 ↗ |
| 8-K | 2025-10-16 | 2025-10-16 | 0000798941-25-000043 ↗ |