AMERIPRISE FINANCIAL INC

AMP · Investment Advice · 89.9M shares · -6%/yr ↓ buyback · EDGAR filings ↗

Net buyback after stock comp: $1.9B (gross $2.1B, SBC $187M)

Reference price $472.52 · est. market cap ~$42.5B — last insider sale, 2026-05-14 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)

Grade

A82

Ameriprise Financial — high-return wealth and asset manager.

Strengths

ROE 54% (88th pct), strong operating cash margin (84th)
Sticky advice/wealth fee base

Risks

Market-linked AUM and fee sensitivity
ROA only 33rd (balance-sheet heavy)

Notable findings

Exec changeRecent 8-K item 5.02 8-K ↗
Buying back stockNet buyback — share count -6%/yr over 4y
Insider sellingInsider selling — 13 open-market sale(s) by 6 insider(s) (cluster of 6 insiders, ~$39M, last 6mo) Form 4 ↗

Quarterly revenue

2025-06-30 · $4.5B2025-09-30 · $4.9B2025-12-31 · $5.0B2026-03-31 · $4.9B

Last 4 quarters · from SEC filings.

Key metrics

Net margin

18.8%

Return on equity

54.4%

Return on assets

1.9%

Revenue growth (QoQ)

-3.2%

Net-income growth

4.8%

Tangible book value

$4.8B

Stock comp / revenue

1.1%

Insider transactions · last 18 months

Date	Insider	Type	Shares	Price
2026-05-14	Smyth Gerard P.	Tax withheld	1.4K	$471.22
2026-05-14	Smyth Gerard P.	Option exercise	2.2K	$165.41
2026-05-14	Smyth Gerard P.	Sell	6.3K	$472.52
2026-05-08	Sharpe Robert Francis JR	Sell	1.2K	$465.83
2026-02-10	TRUSCOTT WILLIAM F	Sell	5.0K	$532.08
2026-02-09	Alvero Gumer	Tax withheld	5.0K	$542.78
2026-02-09	Alvero Gumer	Sell	4.7K	$542.88
2026-02-09	Alvero Gumer	Option exercise	4.9K	$126.89
2026-02-09	Alvero Gumer	Option exercise	3.4K	$179.84
2026-02-05	Berman Walter Stanley	Sell	7.0K	$544.22
2026-02-04	CRACCHIOLO JAMES M	Sell	7.1K	$540.11
2026-02-04	CRACCHIOLO JAMES M	Sell	4.2K	$541.46
2026-02-04	CRACCHIOLO JAMES M	Sell	5.6K	$542.78
2026-02-04	CRACCHIOLO JAMES M	Sell	4.5K	$543.88
2026-02-04	CRACCHIOLO JAMES M	Sell	6.9K	$545.04
2026-02-04	CRACCHIOLO JAMES M	Sell	1.8K	$545.76
2026-02-04	CRACCHIOLO JAMES M	Sell	2.9K	$547.51
2026-02-04	CRACCHIOLO JAMES M	Sell	16K	$548.61
2026-02-02	MELLOH HEATHER J.	Grant	583	—
2026-02-02	Brockman Dawn M.	Grant	177	—
2026-02-02	Alvero Gumer	Grant	405	—
2026-02-02	Davies William	Grant	529	—
2026-02-02	Smyth Gerard P.	Grant	1.0K	—
2026-02-02	Berman Walter Stanley	Grant	2.8K	—
2026-02-02	Sweeney Joseph Edward	Grant	1.7K	—
2026-02-02	TRUSCOTT WILLIAM F	Grant	2.5K	—
2026-02-02	CRACCHIOLO JAMES M	Grant	12K	—
2026-01-31	Sweeney Joseph Edward	Tax withheld	235	$527.19
2026-01-31	Berman Walter Stanley	Tax withheld	423	$527.19
2026-01-31	Brockman Dawn M.	Tax withheld	20	$527.19
2026-01-31	TRUSCOTT WILLIAM F	Tax withheld	345	$527.19
2026-01-31	MELLOH HEATHER J.	Tax withheld	46	$527.19
2026-01-31	Smyth Gerard P.	Tax withheld	136	$527.19
2026-01-31	Alvero Gumer	Tax withheld	32	$527.19
2026-01-31	CRACCHIOLO JAMES M	Tax withheld	1.7K	$527.19
2026-01-31	Davies William	Disposition	78	$527.19
2026-01-27	Davies William	Disposition	935	$498.33
2026-01-27	Smyth Gerard P.	Grant	2.9K	—
2026-01-27	Smyth Gerard P.	Tax withheld	1.1K	$498.33
2026-01-27	MELLOH HEATHER J.	Tax withheld	42	$498.33
2026-01-27	Berman Walter Stanley	Tax withheld	5.1K	$498.33
2026-01-27	Sweeney Joseph Edward	Grant	5.5K	—
2026-01-27	Sweeney Joseph Edward	Tax withheld	2.6K	$498.33
2026-01-27	TRUSCOTT WILLIAM F	Grant	8.7K	—
2026-01-27	TRUSCOTT WILLIAM F	Tax withheld	4.2K	$498.33
2026-01-27	CRACCHIOLO JAMES M	Grant	36K	—
2026-01-27	CRACCHIOLO JAMES M	Tax withheld	18K	$498.33
2026-01-27	MELLOH HEATHER J.	Grant	999	—
2026-01-27	MELLOH HEATHER J.	Tax withheld	306	$498.33
2026-01-27	Brockman Dawn M.	Tax withheld	22	$498.33
2026-01-27	Smyth Gerard P.	Tax withheld	97	$498.33
2026-01-27	CRACCHIOLO JAMES M	Tax withheld	2.2K	$498.33
2026-01-27	Berman Walter Stanley	Grant	10.0K	—
2026-01-27	TRUSCOTT WILLIAM F	Tax withheld	317	$498.33
2026-01-27	Alvero Gumer	Tax withheld	36	$498.33
2026-01-27	Sweeney Joseph Edward	Tax withheld	201	$498.33
2026-01-27	Davies William	Disposition	115	$498.33
2026-01-27	Berman Walter Stanley	Tax withheld	429	$498.33
2026-01-27	Alvero Gumer	Grant	1.1K	—
2026-01-27	Alvero Gumer	Tax withheld	336	$498.33
2026-01-27	Davies William	Grant	2.0K	—
2026-01-26	TRUSCOTT WILLIAM F	Tax withheld	292	$500.53
2026-01-26	Brockman Dawn M.	Tax withheld	22	$500.53
2026-01-26	MELLOH HEATHER J.	Tax withheld	66	$500.53
2026-01-26	Alvero Gumer	Tax withheld	40	$500.53
2026-01-26	Davies William	Disposition	98	$500.53
2026-01-26	Smyth Gerard P.	Tax withheld	114	$500.53
2026-01-26	Berman Walter Stanley	Tax withheld	387	$500.53
2026-01-26	Sweeney Joseph Edward	Tax withheld	206	$500.53
2026-01-26	CRACCHIOLO JAMES M	Tax withheld	1.7K	$500.53
2025-11-21	Sharpe Robert Francis JR	Sell	1.5K	$450.94
2025-09-04	MELLOH HEATHER J.	Sell	1.5K	$512.34
2025-08-19	TRUSCOTT WILLIAM F	Option exercise	29K	$165.41
2025-08-19	TRUSCOTT WILLIAM F	Tax withheld	19K	$506.57
2025-08-19	TRUSCOTT WILLIAM F	Sell	9.9K	$506.89
2025-08-13	Sharpe Robert Francis JR	Gift	98	—
2025-07-10	Smyth Gerard P.	Option exercise	204	—
2025-07-10	Smyth Gerard P.	Tax withheld	89	$542.51
2025-07-10	Brockman Dawn M.	Option exercise	26	—
2025-07-10	Brockman Dawn M.	Tax withheld	10	$542.51
2025-07-10	Sweeney Joseph Edward	Option exercise	309	—
2025-07-10	Sweeney Joseph Edward	Tax withheld	145	$542.51
2025-07-10	TRUSCOTT WILLIAM F	Option exercise	530	—
2025-07-10	TRUSCOTT WILLIAM F	Tax withheld	244	$542.51
2025-02-19	Sweeney Joseph Edward	Sell	4.6K	$539.07
2025-02-18	Sharpe Robert Francis JR	Sell	1.0K	$551.44
2025-02-18	Berman Walter Stanley	Sell	4.0K	$547.17
2025-02-18	Berman Walter Stanley	Sell	4.0K	$550.71
2025-02-12	Sharpe Robert Francis JR	Sell	1.0K	$523.12
2025-02-06	TRUSCOTT WILLIAM F	Sell	6.0K	$540.29
2025-02-06	TRUSCOTT WILLIAM F	Gift	3.6K	—
2025-01-31	Davies William	Grant	493	—
2025-01-31	TRUSCOTT WILLIAM F	Grant	2.1K	—
2025-01-31	Sweeney Joseph Edward	Grant	1.5K	—
2025-01-31	Smyth Gerard P.	Grant	894	—
2025-01-31	Berman Walter Stanley	Grant	2.5K	—
2025-01-31	MELLOH HEATHER J.	Grant	447	—
2025-01-31	CRACCHIOLO JAMES M	Grant	10K	—
2025-01-31	Brockman Dawn M.	Grant	159	—
2025-01-31	Alvero Gumer	Grant	322	—
2025-01-28	CRACCHIOLO JAMES M	Grant	38K	—
2025-01-28	CRACCHIOLO JAMES M	Tax withheld	22K	$571.84
2025-01-28	Berman Walter Stanley	Grant	13K	—
2025-01-28	Berman Walter Stanley	Tax withheld	7.4K	$571.84
2025-01-28	Sweeney Joseph Edward	Grant	6.5K	—
2025-01-28	Sweeney Joseph Edward	Tax withheld	3.4K	$571.84
2025-01-28	Smyth Gerard P.	Grant	2.9K	—
2025-01-28	Smyth Gerard P.	Tax withheld	1.3K	$571.84
2025-01-28	Brockman Dawn M.	Tax withheld	22	$571.84
2025-01-28	MELLOH HEATHER J.	Tax withheld	27	$571.84
2025-01-28	Davies William	Tax withheld	448	$571.84
2025-01-28	TRUSCOTT WILLIAM F	Grant	11K	—
2025-01-28	TRUSCOTT WILLIAM F	Tax withheld	5.8K	$571.84
2025-01-28	Alvero Gumer	Tax withheld	49	$571.84
2025-01-27	CRACCHIOLO JAMES M	Tax withheld	2.2K	$561.38
2025-01-27	Brockman Dawn M.	Tax withheld	21	$561.38
2025-01-27	Alvero Gumer	Tax withheld	36	$561.38
2025-01-27	Berman Walter Stanley	Tax withheld	573	$561.38
2025-01-27	Sweeney Joseph Edward	Tax withheld	221	$561.38
2025-01-27	Smyth Gerard P.	Tax withheld	96	$561.38
2025-01-27	MELLOH HEATHER J.	Tax withheld	41	$561.38
2025-01-27	TRUSCOTT WILLIAM F	Tax withheld	469	$561.38
2025-01-27	Davies William	Tax withheld	114	$561.38
2025-01-26	TRUSCOTT WILLIAM F	Tax withheld	290	$563.58
2025-01-26	CRACCHIOLO JAMES M	Tax withheld	1.8K	$563.58
2025-01-26	Brockman Dawn M.	Tax withheld	22	$563.58
2025-01-26	Alvero Gumer	Tax withheld	40	$563.58
2025-01-26	Berman Walter Stanley	Tax withheld	384	$563.58
2025-01-26	Sweeney Joseph Edward	Tax withheld	205	$563.58
2025-01-26	Smyth Gerard P.	Tax withheld	111	$563.58
2025-01-26	MELLOH HEATHER J.	Tax withheld	66	$563.58
2025-01-26	Davies William	Tax withheld	97	$563.58

All non-derivative Form 4 activity (SEC), newest first.

Notable events (8-K)

Date	Items
2026-06-09	OtherExhibits	filing ↗
2026-05-20	Exec/director changeReg FDExhibits	filing ↗
2026-04-30	Shareholder voteExhibits	filing ↗
2026-04-23	ResultsExhibits	filing ↗
2026-02-12	Exec/director change	filing ↗
2026-01-29	ResultsExhibits	filing ↗
2025-11-12	Exec/director change	filing ↗
2025-10-30	ResultsExhibits	filing ↗

Recent filings

Form	Filed	Period	Accession
8-K	2026-06-09	2026-06-04	0001104659-26-071727 ↗
8-K	2026-05-20	2026-05-15	0001104659-26-064493 ↗
10-Q	2026-05-07	2026-03-31	0000820027-26-000027 ↗
8-K	2026-04-30	2026-04-29	0001104659-26-052928 ↗
8-K	2026-04-23	2026-04-23	0000820027-26-000020 ↗
10-K/A	2026-03-12	2025-12-31	0000820027-26-000016 ↗
10-K	2026-02-19	2025-12-31	0000820027-26-000011 ↗
8-K	2026-02-12	2026-02-10	0001104659-26-014312 ↗
8-K	2026-01-29	2026-01-29	0000820027-26-000004 ↗
8-K	2025-11-12	2025-11-12	0001104659-25-110354 ↗
10-Q	2025-10-31	2025-09-30	0000820027-25-000080 ↗
8-K	2025-10-30	2025-10-30	0000820027-25-000077 ↗