BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
BBVA, BBVXF · Commercial Banks, NEC · EDGAR filings ↗
Grade
B82bank composite 76pct→82
Notable findings
- No interest coverageInterest coverage 0.50 (cannot cover interest)
- Customer concentration~59% of revenue from one customer/distributor — Loans and Advances to Customers As of December 31, 2025, our total loans and advances to customers amounted to €504,876 million, or 58
- Strong balance sheetStrong balance sheet — $69.1B cash & investments
- Notable holderHeld by 4 notable fund(s): GOLDMAN SACHS GROUP INC, FMR LLC, CITADEL ADVISORS LLC +1 more (as of 2026-03-31)
Key metrics
Return on equity
18.0%
Return on assets
1.3%
ROIC
20.6%
Net-income growth
19.3%
Interest coverage
0.5×
Free cash flow
$16.6B
EBITDA
$20.7B
Tangible book value
$69.2B
Cash & investments
$69.1B
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 20-F | 2026-02-20 | 2025-12-31 | 0001628280-26-010001 ↗ |
| 20-F | 2025-02-21 | 2024-12-31 | 0000842180-25-000010 ↗ |
| 20-F | 2024-03-01 | 2023-12-31 | 0000842180-24-000007 ↗ |
| 20-F | 2023-03-06 | 2022-12-31 | 0000842180-23-000010 ↗ |
| 20-F | 2022-03-04 | 2021-12-31 | 0000842180-22-000011 ↗ |
| 20-F | 2021-02-26 | 2020-12-31 | 0000842180-21-000008 ↗ |
| 20-F | 2020-02-28 | 2019-12-31 | 0000842180-20-000006 ↗ |
| 20-F | 2019-03-28 | 2018-12-31 | 0000842180-19-000005 ↗ |
| 20-F | 2018-04-05 | 2017-12-31 | 0000842180-18-000006 ↗ |
| 20-F | 2017-03-31 | 2016-12-31 | 0001193125-17-106055 ↗ |
| 20-F | 2016-04-06 | 2015-12-31 | 0001193125-16-531838 ↗ |
| 20-F | 2015-04-15 | 2014-12-31 | 0001193125-15-131316 ↗ |