ONITY GROUP INC.
ONIT · Mortgage Bankers & Loan Correspondents · 8.4M shares · -4%/yr ↓ buyback · EDGAR filings ↗
Grade
C58Onity Group — mortgage servicer/originator, profitable but cash-consuming.
Strengths
- Net margin 17.8% (79th), ROE 30.2% (84th)
Risks
- Deeply negative free cash flow (1st pct); cash runway ~1 quarter
- Rate-sensitive servicing valuations; high complexity
Notable findings
- Exec changeRecent 8-K item 5.02 8-K ↗
- Cash burnNegative free cash flow (-750.9M)
- Buying back stockNet buyback — share count -4%/yr over 4y
Quarterly revenue
Last 4 quarters · from SEC filings.
Key metrics
Net margin
17.8%
Return on equity
30.2%
Return on assets
1.2%
Revenue growth (QoQ)
1.5%
Net-income growth
459.0%
Free cash flow
-$751M
Tangible book value
$626M
Cash & investments
$180M
Cash runway
1q
Stock comp / revenue
0.7%
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-06-13 | O'Neil Sean Bradley | Option exercise | 13K | — |
| 2026-06-13 | O'Neil Sean Bradley | Tax withheld | 5.1K | $36.63 |
| 2026-05-19 | STEIN KEVIN | Grant | 3.6K | — |
| 2026-05-19 | Busquet Jacques J | Grant | 3.6K | — |
| 2026-05-19 | Merkle Claudia J | Grant | 3.6K | — |
| 2026-05-19 | Bowers Alan J | Grant | 3.6K | — |
| 2026-04-03 | Anderson Scott William | Tax withheld | 4.6K | $39.67 |
| 2026-04-03 | Anderson Scott William | Option exercise | 3.5K | — |
| 2026-04-03 | Anderson Scott William | Tax withheld | 1.4K | $39.67 |
| 2026-04-03 | Peach James Andrew | Option exercise | 2.5K | — |
| 2026-04-03 | Peach James Andrew | Disposition | 2.5K | — |
| 2026-04-03 | Peach James Andrew | Option exercise | 743 | — |
| 2026-04-03 | Peach James Andrew | Disposition | 743 | — |
| 2026-04-03 | Evans Jenna D. | Option exercise | 3.4K | — |
| 2026-04-03 | Evans Jenna D. | Tax withheld | 1.5K | $39.67 |
| 2026-04-03 | Evans Jenna D. | Option exercise | 1.0K | — |
| 2026-04-03 | Evans Jenna D. | Tax withheld | 445 | $39.67 |
| 2026-04-03 | ZELENY DENNIS | Option exercise | 12K | — |
| 2026-04-03 | ZELENY DENNIS | Tax withheld | 4.6K | $39.67 |
| 2026-04-03 | ZELENY DENNIS | Option exercise | 3.5K | — |
| 2026-04-03 | ZELENY DENNIS | Tax withheld | 1.4K | $39.67 |
| 2026-04-03 | O'Neil Sean Bradley | Option exercise | 13K | — |
| 2026-04-03 | O'Neil Sean Bradley | Tax withheld | 5.0K | $39.67 |
| 2026-04-03 | O'Neil Sean Bradley | Option exercise | 3.8K | — |
| 2026-04-03 | O'Neil Sean Bradley | Tax withheld | 1.5K | $39.67 |
| 2026-04-03 | Messina Glen A. | Option exercise | 78K | — |
| 2026-04-03 | Messina Glen A. | Tax withheld | 31K | $39.67 |
| 2026-04-03 | Messina Glen A. | Option exercise | 23K | — |
| 2026-04-03 | Messina Glen A. | Tax withheld | 9.2K | $39.67 |
| 2026-04-03 | Samarias Joseph J | Option exercise | 5.9K | — |
| 2026-04-03 | Samarias Joseph J | Tax withheld | 2.3K | $39.67 |
| 2026-04-03 | Samarias Joseph J | Option exercise | 1.8K | — |
| 2026-04-03 | Samarias Joseph J | Tax withheld | 690 | $39.67 |
| 2026-04-03 | Wade Aaron D | Option exercise | 5.9K | — |
| 2026-04-03 | Wade Aaron D | Tax withheld | 3.0K | $39.67 |
| 2026-04-03 | Wade Aaron D | Option exercise | 1.8K | — |
| 2026-04-03 | Wade Aaron D | Tax withheld | 892 | $39.67 |
| 2026-04-03 | Anderson Scott William | Option exercise | 12K | — |
| 2026-03-29 | Evans Jenna D. | Tax withheld | 624 | $37.54 |
| 2026-03-29 | O'Neil Sean Bradley | Option exercise | 4.1K | — |
| 2026-03-29 | O'Neil Sean Bradley | Tax withheld | 1.6K | $37.54 |
| 2026-03-29 | Samarias Joseph J | Option exercise | 1.9K | — |
| 2026-03-29 | Samarias Joseph J | Tax withheld | 753 | $37.54 |
| 2026-03-29 | Peach James Andrew | Option exercise | 1.5K | — |
| 2026-03-29 | Peach James Andrew | Tax withheld | 665 | $37.54 |
| 2026-03-29 | Messina Glen A. | Option exercise | 26K | — |
| 2026-03-29 | Messina Glen A. | Tax withheld | 10K | $37.54 |
| 2026-03-29 | Evans Jenna D. | Option exercise | 1.4K | — |
| 2026-03-29 | ZELENY DENNIS | Option exercise | 3.8K | — |
| 2026-03-29 | ZELENY DENNIS | Tax withheld | 1.5K | $37.54 |
| 2026-03-29 | Bradfield Richard J. | Option exercise | 1.8K | — |
| 2026-03-29 | Bradfield Richard J. | Tax withheld | 871 | $37.54 |
| 2026-03-29 | Anderson Scott William | Option exercise | 3.8K | — |
| 2026-03-29 | Anderson Scott William | Tax withheld | 1.5K | $37.54 |
| 2026-03-29 | Wade Aaron D | Option exercise | 2.1K | — |
| 2026-03-29 | Wade Aaron D | Tax withheld | 1.0K | $37.54 |
| 2026-03-15 | Anderson Scott William | Option exercise | 3.0K | — |
| 2026-03-15 | Anderson Scott William | Disposition | 3.0K | — |
| 2026-03-15 | ZELENY DENNIS | Option exercise | 3.0K | — |
| 2026-03-15 | ZELENY DENNIS | Disposition | 3.0K | — |
| 2026-03-15 | Wade Aaron D | Option exercise | 1.9K | — |
| 2026-03-15 | Wade Aaron D | Disposition | 1.9K | — |
| 2026-03-15 | Samarias Joseph J | Option exercise | 1.6K | — |
| 2026-03-15 | Samarias Joseph J | Disposition | 1.6K | — |
| 2026-03-15 | O'Neil Sean Bradley | Option exercise | 3.2K | — |
| 2026-03-15 | O'Neil Sean Bradley | Disposition | 3.2K | — |
| 2026-03-15 | Messina Glen A. | Option exercise | 22K | — |
| 2026-03-15 | Messina Glen A. | Tax withheld | 8.8K | $37.75 |
| 2026-03-15 | Evans Jenna D. | Option exercise | 1.1K | — |
| 2026-03-15 | Evans Jenna D. | Disposition | 1.1K | — |
| 2026-03-15 | Bradfield Richard J. | Option exercise | 2.1K | — |
| 2026-03-15 | Bradfield Richard J. | Disposition | 2.1K | — |
| 2026-03-15 | Peach James Andrew | Option exercise | 1.2K | — |
| 2026-03-15 | Peach James Andrew | Disposition | 1.2K | — |
| 2025-09-29 | Wade Aaron D | Option exercise | 7.4K | — |
| 2025-09-29 | Wade Aaron D | Tax withheld | 3.8K | $40.33 |
| 2025-06-13 | O'Neil Sean Bradley | Option exercise | 12K | — |
| 2025-06-13 | O'Neil Sean Bradley | Option exercise | 4.4K | — |
| 2025-06-13 | O'Neil Sean Bradley | Tax withheld | 1.7K | $37.62 |
| 2025-06-13 | O'Neil Sean Bradley | Option exercise | 13K | — |
| 2025-06-13 | O'Neil Sean Bradley | Tax withheld | 5.1K | $37.62 |
| 2025-06-13 | O'Neil Sean Bradley | Tax withheld | 4.9K | $37.62 |
| 2025-05-21 | Merkle Claudia J | Grant | 3.2K | — |
| 2025-05-21 | Busquet Jacques J | Grant | 3.2K | — |
| 2025-05-21 | BRITELL JENNE K | Grant | 3.2K | — |
| 2025-05-21 | Bowers Alan J | Grant | 3.2K | — |
| 2025-05-21 | Soaries DeForest B. Jr. | Grant | 3.2K | — |
| 2025-05-21 | STEIN KEVIN | Grant | 3.2K | — |
| 2025-04-05 | Wade Aaron D | Tax withheld | 2.2K | $27.54 |
| 2025-04-05 | Wade Aaron D | Option exercise | 1.5K | — |
| 2025-04-05 | Wade Aaron D | Tax withheld | 779 | $27.54 |
| 2025-04-05 | Wade Aaron D | Option exercise | 1.9K | — |
| 2025-04-05 | Wade Aaron D | Tax withheld | 953 | $27.54 |
| 2025-04-05 | Wade Aaron D | Option exercise | 4.3K | — |
| 2025-04-03 | Peach James Andrew | Disposition | 743 | — |
| 2025-04-03 | Messina Glen A. | Option exercise | 23K | — |
| 2025-04-03 | Messina Glen A. | Tax withheld | 11K | $29.83 |
| 2025-04-03 | Grunenwald Francois | Option exercise | 1.2K | — |
| 2025-04-03 | Grunenwald Francois | Disposition | 1.2K | — |
| 2025-04-03 | ZELENY DENNIS | Option exercise | 3.5K | — |
| 2025-04-03 | ZELENY DENNIS | Tax withheld | 1.4K | $29.83 |
| 2025-04-03 | Wade Aaron D | Option exercise | 1.8K | — |
| 2025-04-03 | Wade Aaron D | Tax withheld | 888 | $29.83 |
| 2025-04-03 | O'Neil Sean Bradley | Option exercise | 3.8K | — |
| 2025-04-03 | O'Neil Sean Bradley | Tax withheld | 1.5K | $29.83 |
| 2025-04-03 | Anderson Scott William | Option exercise | 3.5K | — |
| 2025-04-03 | Anderson Scott William | Tax withheld | 1.4K | $29.83 |
| 2025-04-03 | Samarias Joseph J | Option exercise | 1.8K | — |
| 2025-04-03 | Samarias Joseph J | Tax withheld | 690 | $29.83 |
| 2025-04-03 | Evans Jenna D. | Option exercise | 1.0K | — |
| 2025-04-03 | Evans Jenna D. | Tax withheld | 445 | $29.83 |
| 2025-04-03 | Peach James Andrew | Option exercise | 743 | — |
| 2025-03-31 | Anderson Scott William | Tax withheld | 3.4K | $32.32 |
| 2025-03-31 | Samarias Joseph J | Tax withheld | 2.0K | $32.32 |
| 2025-03-31 | Peach James Andrew | Option exercise | 751 | — |
| 2025-03-31 | Peach James Andrew | Disposition | 751 | — |
| 2025-03-31 | Peach James Andrew | Option exercise | 2.1K | — |
| 2025-03-31 | Peach James Andrew | Disposition | 2.1K | — |
| 2025-03-31 | Messina Glen A. | Option exercise | 25K | — |
| 2025-03-31 | Messina Glen A. | Tax withheld | 11K | $32.32 |
| 2025-03-31 | Messina Glen A. | Option exercise | 69K | — |
| 2025-03-31 | Messina Glen A. | Tax withheld | 32K | $32.32 |
| 2025-03-31 | Grunenwald Francois | Option exercise | 1.2K | — |
| 2025-03-31 | Grunenwald Francois | Disposition | 1.2K | — |
| 2025-03-31 | Grunenwald Francois | Option exercise | 3.3K | — |
| 2025-03-31 | Grunenwald Francois | Disposition | 3.3K | — |
| 2025-03-31 | Evans Jenna D. | Option exercise | 647 | — |
| 2025-03-31 | Evans Jenna D. | Disposition | 647 | — |
| 2025-03-31 | Evans Jenna D. | Option exercise | 1.8K | — |
| 2025-03-31 | Evans Jenna D. | Disposition | 1.8K | — |
| 2025-03-31 | Anderson Scott William | Option exercise | 3.1K | — |
| 2025-03-31 | Anderson Scott William | Tax withheld | 1.2K | $32.32 |
| 2025-03-31 | Anderson Scott William | Option exercise | 8.7K | — |
| 2025-03-31 | ZELENY DENNIS | Option exercise | 2.5K | — |
| 2025-03-31 | ZELENY DENNIS | Tax withheld | 964 | $32.32 |
| 2025-03-31 | ZELENY DENNIS | Option exercise | 6.9K | — |
| 2025-03-31 | ZELENY DENNIS | Tax withheld | 2.7K | $32.32 |
| 2025-03-31 | Samarias Joseph J | Option exercise | 1.8K | — |
| 2025-03-31 | Samarias Joseph J | Tax withheld | 723 | $32.32 |
| 2025-03-31 | Samarias Joseph J | Option exercise | 5.2K | — |
| 2025-03-29 | ZELENY DENNIS | Tax withheld | 1.5K | $31.45 |
| 2025-03-29 | O'Neil Sean Bradley | Tax withheld | 1.6K | $31.45 |
| 2025-03-29 | Messina Glen A. | Option exercise | 26K | — |
| 2025-03-29 | Messina Glen A. | Tax withheld | 12K | $31.45 |
| 2025-03-29 | Bradfield Richard J. | Option exercise | 1.8K | — |
| 2025-03-29 | Wade Aaron D | Option exercise | 2.1K | — |
| 2025-03-29 | Wade Aaron D | Tax withheld | 1.0K | $31.45 |
| 2025-03-29 | Samarias Joseph J | Option exercise | 1.9K | — |
| 2025-03-29 | Samarias Joseph J | Tax withheld | 753 | $31.45 |
| 2025-03-29 | Evans Jenna D. | Option exercise | 1.4K | — |
| 2025-03-29 | Evans Jenna D. | Tax withheld | 624 | $31.45 |
| 2025-03-29 | Bradfield Richard J. | Tax withheld | 871 | $31.45 |
| 2025-03-29 | Grunenwald Francois | Option exercise | 1.3K | — |
| 2025-03-29 | Peach James Andrew | Option exercise | 1.5K | — |
| 2025-03-29 | Peach James Andrew | Tax withheld | 667 | $31.45 |
| 2025-03-29 | Grunenwald Francois | Disposition | 1.3K | — |
| 2025-03-29 | Anderson Scott William | Option exercise | 3.8K | — |
| 2025-03-29 | Anderson Scott William | Tax withheld | 1.5K | $31.45 |
| 2025-03-29 | ZELENY DENNIS | Option exercise | 3.8K | — |
| 2025-03-29 | O'Neil Sean Bradley | Option exercise | 4.1K | — |
All non-derivative Form 4 activity (SEC), newest first.
Supply chain
Customers (3)
- Ginnie Mae
- MSR Asset Vehicle LLC
- Rithm Capital
Suppliers (1)
- Black Knight Financial Services, Inc.
Named in the 10-K; linked when we track them.
Notable events (8-K)
| Date | Items | |
|---|---|---|
| 2026-06-02 | OtherExhibits | filing ↗ |
| 2026-05-19 | Shareholder voteExhibits | filing ↗ |
| 2026-05-05 | Material agreementResultsExhibits | filing ↗ |
| 2026-03-18 | Exec/director changeExhibits | filing ↗ |
| 2026-03-03 | Reg FDExhibits | filing ↗ |
| 2026-02-24 | Exec/director changeExhibits | filing ↗ |
| 2026-02-12 | ResultsOtherExhibits | filing ↗ |
| 2026-02-02 | Material agreementDebt obligationExhibits | filing ↗ |
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-06-02 | 2026-05-28 | 0001493152-26-026737 ↗ |
| 8-K | 2026-05-19 | 2026-05-19 | 0001493152-26-024419 ↗ |
| 10-Q | 2026-05-05 | 2026-03-31 | 0001628280-26-030753 ↗ |
| 8-K | 2026-05-05 | 2026-04-30 | 0001493152-26-021221 ↗ |
| 8-K/A | 2026-03-18 | 2025-12-30 | 0001493152-26-011275 ↗ |
| 8-K | 2026-03-03 | 2026-03-03 | 0001493152-26-008637 ↗ |
| 8-K | 2026-02-24 | 2026-02-18 | 0001493152-26-007881 ↗ |
| 10-K | 2026-02-17 | 2025-12-31 | 0001628280-26-008625 ↗ |
| 8-K | 2026-02-12 | 2026-02-10 | 0001493152-26-006291 ↗ |
| 8-K | 2026-02-02 | 2026-01-30 | 0001493152-26-004752 ↗ |
| 8-K | 2026-01-30 | 2026-01-30 | 0001493152-26-004502 ↗ |
| 8-K | 2026-01-26 | 2026-01-26 | 0001493152-26-003520 ↗ |