HARTFORD INSURANCE GROUP, INC.
HIG, HIG-PG · Fire, Marine & Casualty Insurance · 274.1M shares · -4%/yr ↓ buyback · EDGAR filings ↗
Net buyback after stock comp: $1.4B (gross $1.4B, SBC $1M)
Reference price $135.13 · est. market cap ~$37.0B — last insider sale, 2026-05-27 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
B79Diversified, market-leading P&C and group-benefits insurer with strong ROE, large free cash flow and durable underwriting franchise.
Strengths
- Strong ROE 20.2% (72nd pct) and ROA 4.5% (63rd pct); FCF $5.75B (91st pct) and net income growth +23%
- Scaled, diversified franchise (Business/Personal Insurance, Employee Benefits, Hartford Funds) with leading underwriting and a recognized brand
Risks
- Group-disability loss-ratio deterioration and a rising expense ratio pressured 2025 margins
- Catastrophe, reserve-adequacy and investment/credit-spread sensitivity inherent to the model
Notable findings
- Buying back stockNet buyback — share count -4%/yr over 4y
- Insider sellingInsider selling — 17 open-market sale(s) by 5 insider(s) (cluster of 5 insiders, ~$56M, last 6mo) Form 4 ↗
Quarterly revenue
Last 4 quarters · from SEC filings.
Key metrics
Net margin
13.5%
Return on equity
20.2%
Return on assets
4.5%
Revenue growth (QoQ)
-1.5%
Net-income growth
23.3%
Debt / equity
0.2×
Free cash flow
$5.8B
Tangible book value
$16.5B
Stock comp / revenue
0.5%
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-05-27 | TOOKER ADIN M | Sell | 8.9K | $135.13 |
| 2026-05-27 | TOOKER ADIN M | Option exercise | 8.9K | $49.01 |
| 2026-05-04 | Pannala Shekar | Tax withheld | 7.1K | $135.81 |
| 2026-04-06 | Chhabra Prateek | Tax withheld | 6 | $136.19 |
| 2026-04-06 | Hunt Donald Christian | Tax withheld | 6 | $136.19 |
| 2026-04-06 | Niderno Allison G | Tax withheld | 3 | $136.19 |
| 2026-03-10 | Rodden Lori A | Sell | 10K | $138.06 |
| 2026-03-10 | Rodden Lori A | Option exercise | 10K | $78.28 |
| 2026-03-10 | Rodden Lori A | Option exercise | 30K | $69.41 |
| 2026-03-10 | Rodden Lori A | Sell | 30K | $138.04 |
| 2026-03-04 | Niderno Allison G | Sell | 702 | $140.51 |
| 2026-03-02 | Chhabra Prateek | Tax withheld | 1.2K | $140.83 |
| 2026-03-02 | Hunt Donald Christian | Tax withheld | 1.3K | $140.83 |
| 2026-03-02 | Niderno Allison G | Tax withheld | 621 | $140.83 |
| 2026-02-26 | Niderno Allison G | Sell | 375 | $141.97 |
| 2026-02-25 | TOOKER ADIN M | Sell | 8.3K | $140.54 |
| 2026-02-25 | TOOKER ADIN M | Option exercise | 8.3K | $53.81 |
| 2026-02-24 | Hunt Donald Christian | Grant | 8.9K | $140.54 |
| 2026-02-24 | Niderno Allison G | Grant | 551 | $140.54 |
| 2026-02-24 | Rodden Lori A | Grant | 8.9K | $140.54 |
| 2026-02-18 | Niderno Allison G | Tax withheld | 401 | $143.53 |
| 2026-02-18 | Stepnowski Amy | Tax withheld | 5.0K | $143.53 |
| 2026-02-18 | Costello Beth Ann | Tax withheld | 13K | $143.53 |
| 2026-02-18 | Rodden Lori A | Tax withheld | 6.0K | $143.53 |
| 2026-02-18 | Chhabra Prateek | Tax withheld | 733 | $143.53 |
| 2026-02-18 | TOOKER ADIN M | Tax withheld | 5.7K | $143.53 |
| 2026-02-18 | Hunt Donald Christian | Tax withheld | 861 | $143.53 |
| 2026-02-18 | Swift Christopher | Tax withheld | 58K | $143.53 |
| 2026-02-17 | Stepnowski Amy | Option exercise | 13K | — |
| 2026-02-17 | TOOKER ADIN M | Option exercise | 12K | — |
| 2026-02-17 | Swift Christopher | Option exercise | 124K | — |
| 2026-02-17 | Rodden Lori A | Option exercise | 13K | — |
| 2026-02-17 | Costello Beth Ann | Option exercise | 29K | — |
| 2026-02-17 | Niderno Allison G | Option exercise | 776 | — |
| 2026-02-17 | Hunt Donald Christian | Option exercise | 1.8K | — |
| 2026-02-17 | Chhabra Prateek | Option exercise | 1.5K | — |
| 2026-02-11 | Rodden Lori A | Option exercise | 5.7K | $51.87 |
| 2026-02-11 | Rodden Lori A | Sell | 5.7K | $141.83 |
| 2026-02-04 | Swift Christopher | Sell | 20K | $141.19 |
| 2026-02-04 | Swift Christopher | Sell | 81K | $140.68 |
| 2026-02-04 | Swift Christopher | Option exercise | 101K | $48.89 |
| 2026-02-02 | Swift Christopher | Sell | 20K | $135.56 |
| 2026-02-02 | Swift Christopher | Sell | 73K | $136.57 |
| 2026-02-02 | Swift Christopher | Sell | 74K | $136.58 |
| 2026-02-02 | Swift Christopher | Option exercise | 202K | $48.89 |
| 2026-02-02 | Swift Christopher | Sell | 7.6K | $137.08 |
| 2026-02-02 | Swift Christopher | Sell | 7.8K | $137.09 |
| 2026-02-02 | Swift Christopher | Sell | 20K | $135.54 |
| 2026-01-02 | Costello Beth Ann | Sell | 24K | $136.37 |
| 2026-01-02 | Costello Beth Ann | Option exercise | 35K | $48.89 |
| 2026-01-02 | Costello Beth Ann | Sell | 11K | $137.04 |
| 2025-12-17 | Hunt Donald Christian | Tax withheld | 123 | $130.24 |
| 2025-11-26 | TOOKER ADIN M | Option exercise | 6.7K | $48.89 |
| 2025-11-26 | TOOKER ADIN M | Sell | 6.7K | $137.90 |
| 2025-11-05 | Swift Christopher | Gift | 16K | — |
| 2025-10-29 | Rodden Lori A | Option exercise | 7.8K | $51.87 |
| 2025-10-29 | Rodden Lori A | Sell | 7.8K | $122.41 |
| 2025-09-05 | Hunt Donald Christian | Sell | 2.1K | $133.87 |
| 2025-09-04 | Hunt Donald Christian | Other | 2.1K | — |
| 2025-09-04 | Hunt Donald Christian | Other | 2.1K | — |
| 2025-08-04 | Costello Beth Ann | Option exercise | 35K | $48.89 |
| 2025-08-04 | Costello Beth Ann | Sell | 35K | $123.50 |
| 2025-08-01 | Rodden Lori A | Option exercise | 7.7K | $55.27 |
| 2025-08-01 | Rodden Lori A | Sell | 7.7K | $123.11 |
| 2025-08-01 | Costello Beth Ann | Gift | 10K | — |
| 2025-07-30 | FETTER TREVOR | Grant | 1.3K | $124.63 |
| 2025-07-30 | Winters Kathleen A | Grant | 1.5K | $124.63 |
| 2025-07-30 | Winter Matthew E | Grant | 1.5K | $124.63 |
| 2025-07-30 | Ruesterholz Virginia P | Grant | 1.5K | $124.63 |
| 2025-07-30 | Roseborough Teresa Wynn | Grant | 1.5K | $124.63 |
| 2025-07-30 | Rippert Annette | Grant | 1.5K | $124.63 |
| 2025-07-30 | Rippert Annette | Grant | 923 | $124.63 |
| 2025-07-30 | JAMES DONNA | Grant | 1.5K | $124.63 |
| 2025-07-30 | FETTER TREVOR | Grant | 1.5K | $124.63 |
| 2025-07-30 | Dominguez Carlos | Grant | 1.5K | $124.63 |
| 2025-07-30 | Dominguez Carlos | Grant | 923 | $124.63 |
| 2025-07-30 | De Shon Larry D | Grant | 1.5K | $124.63 |
| 2025-07-30 | Bartlett Thomas A | Grant | 1.5K | $124.63 |
| 2025-05-16 | Swift Christopher | Sell | 43K | $130.53 |
| 2025-05-16 | Swift Christopher | Sell | 55K | $131.09 |
| 2025-05-16 | Swift Christopher | Option exercise | 98K | $43.59 |
| 2025-05-15 | TOOKER ADIN M | Sell | 3.2K | $129.28 |
| 2025-05-15 | TOOKER ADIN M | Sell | 3.3K | $129.28 |
| 2025-05-15 | TOOKER ADIN M | Sell | 3.6K | $128.02 |
| 2025-05-15 | TOOKER ADIN M | Sell | 3.6K | $128.00 |
| 2025-05-15 | TOOKER ADIN M | Sell | 4.0K | $129.26 |
| 2025-05-15 | TOOKER ADIN M | Sell | 4.3K | $128.01 |
| 2025-05-15 | TOOKER ADIN M | Option exercise | 6.9K | $43.59 |
| 2025-05-15 | Paiano Robert W | Sell | 9.1K | $128.04 |
| 2025-05-15 | TOOKER ADIN M | Option exercise | 8.3K | $53.81 |
| 2025-05-15 | TOOKER ADIN M | Option exercise | 6.7K | $48.89 |
| 2025-05-05 | Stepnowski Amy | Option exercise | 20K | $69.41 |
| 2025-05-05 | Stepnowski Amy | Option exercise | 29K | $51.87 |
| 2025-05-05 | Stepnowski Amy | Sell | 738 | $124.82 |
| 2025-05-05 | Stepnowski Amy | Sell | 2.1K | $124.66 |
| 2025-05-05 | Stepnowski Amy | Sell | 2.2K | $126.40 |
| 2025-05-05 | Stepnowski Amy | Sell | 2.8K | $126.38 |
| 2025-05-05 | Stepnowski Amy | Sell | 3.4K | $124.77 |
| 2025-05-05 | Stepnowski Amy | Sell | 5.2K | $126.06 |
| 2025-05-05 | Stepnowski Amy | Sell | 15K | $125.97 |
| 2025-05-05 | Stepnowski Amy | Sell | 23K | $126.01 |
| 2025-05-02 | Swift Christopher | Option exercise | 97K | $43.59 |
| 2025-05-02 | Swift Christopher | Sell | 97K | $125.50 |
| 2025-04-28 | Niderno Allison G | Sell | 1.1K | $119.42 |
| 2025-04-03 | Swift Christopher | Option exercise | 200 | $43.59 |
| 2025-04-03 | Swift Christopher | Sell | 200 | $125.00 |
| 2025-04-02 | Swift Christopher | Sell | 1.1K | $125.00 |
| 2025-04-02 | Swift Christopher | Option exercise | 1.1K | $43.59 |
| 2025-03-17 | Swift Christopher | Option exercise | 98K | $43.59 |
| 2025-03-17 | Swift Christopher | Sell | 98K | $120.39 |
| 2025-03-17 | Swift Christopher | Sell | 500 | $121.01 |
| 2025-03-11 | Paiano Robert W | Sell | 13K | $117.20 |
| 2025-03-11 | Paiano Robert W | Option exercise | 13K | $43.59 |
| 2025-03-04 | Swift Christopher | Sell | 100 | $120.00 |
| 2025-03-04 | Swift Christopher | Option exercise | 100 | $43.59 |
| 2025-02-26 | FISH MICHAEL | Tax withheld | 1.1K | $111.44 |
| 2025-02-26 | Hunt Donald Christian | Tax withheld | 1.2K | $111.44 |
| 2025-02-26 | Niderno Allison G | Tax withheld | 351 | $111.44 |
| 2025-02-25 | Rippert Annette | Grant | 415 | $116.41 |
| 2025-02-25 | Niderno Allison G | Grant | 666 | $116.41 |
| 2025-02-25 | Rippert Annette | Grant | 252 | $116.41 |
| 2025-02-21 | Costello Beth Ann | Tax withheld | 16K | $112.82 |
| 2025-02-21 | TOOKER ADIN M | Tax withheld | 5.1K | $112.82 |
| 2025-02-21 | Swift Christopher | Tax withheld | 64K | $112.82 |
| 2025-02-21 | Rodden Lori A | Tax withheld | 6.4K | $112.82 |
| 2025-02-21 | Paiano Robert W | Tax withheld | 5.8K | $112.82 |
| 2025-02-21 | Niderno Allison G | Tax withheld | 227 | $112.82 |
| 2025-02-21 | Soni Deepa | Tax withheld | 6.7K | $112.82 |
| 2025-02-21 | Hunt Donald Christian | Tax withheld | 747 | $112.82 |
| 2025-02-21 | Stepnowski Amy | Tax withheld | 5.1K | $112.82 |
| 2025-02-21 | FISH MICHAEL | Tax withheld | 769 | $112.82 |
| 2025-02-18 | Paiano Robert W | Option exercise | 12K | — |
| 2025-02-18 | Niderno Allison G | Option exercise | 619 | — |
| 2025-02-18 | Hunt Donald Christian | Option exercise | 1.5K | — |
| 2025-02-18 | TOOKER ADIN M | Option exercise | 11K | — |
| 2025-02-18 | TOOKER ADIN M | Option exercise | 6.9K | $43.59 |
| 2025-02-18 | TOOKER ADIN M | Option exercise | 6.7K | $48.89 |
| 2025-02-18 | TOOKER ADIN M | Sell | 200 | $112.97 |
| 2025-02-18 | TOOKER ADIN M | Sell | 6.7K | $112.58 |
| 2025-02-18 | TOOKER ADIN M | Sell | 6.7K | $112.61 |
| 2025-02-18 | FISH MICHAEL | Option exercise | 1.5K | — |
| 2025-02-18 | Swift Christopher | Option exercise | 137K | — |
| 2025-02-18 | Stepnowski Amy | Option exercise | 14K | — |
| 2025-02-18 | Costello Beth Ann | Option exercise | 34K | — |
| 2025-02-18 | Rodden Lori A | Option exercise | 14K | — |
| 2025-02-18 | Soni Deepa | Option exercise | 17K | — |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-06-03 | 2026-06-03 | 0000874766-26-000043 ↗ |
| 8-K | 2026-05-21 | 2026-05-20 | 0000874766-26-000041 ↗ |
| 10-Q | 2026-04-23 | 2026-03-31 | 0000874766-26-000037 ↗ |
| 8-K | 2026-04-23 | 2026-04-23 | 0000874766-26-000036 ↗ |
| 10-K | 2026-02-20 | 2025-12-31 | 0000874766-26-000012 ↗ |
| 8-K | 2026-01-29 | 2026-01-29 | 0000874766-26-000006 ↗ |
| 8-K | 2025-12-12 | 2025-12-12 | 0001193125-25-317144 ↗ |
| 10-Q | 2025-10-27 | 2025-09-30 | 0000874766-25-000107 ↗ |
| 8-K | 2025-10-27 | 2025-10-27 | 0000874766-25-000106 ↗ |
| 8-K | 2025-09-25 | 2025-09-24 | 0000874766-25-000094 ↗ |
| 8-K | 2025-08-01 | 2025-08-01 | 0001193125-25-171070 ↗ |
| 8-K | 2025-07-28 | 2025-07-28 | 0000874766-25-000083 ↗ |