UWHARRIE CAPITAL CORP
UWHR · State Commercial Banks · 7.1M shares · -0%/yr ↓ buyback · EDGAR filings ↗
Net buyback after stock comp: $724K (gross $728K, SBC $4K)
Reference price $10.95 · est. market cap ~$78M — last insider purchase, 2025-12-31 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
C58Uwharrie Capital — tiny North Carolina bank, thin metrics.
Strengths
- Community-deposit franchise
Risks
- Higher leverage (85th pct), weak FCF (8th)
- Very small scale; limited disclosure
Key metrics
Return on equity
17.5%
Return on assets
0.9%
Net-income growth
14.6%
Debt / equity
0.4×
Free cash flow
$8M
Tangible book value
$65M
Cash & investments
$73M
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-06-17 | BRATTON ROBERT O | Grant | 132 | $11.29 |
| 2026-06-17 | Flake Michael J | Grant | 132 | $11.29 |
| 2026-06-17 | Klauder Mary N | Grant | 132 | $11.29 |
| 2026-06-17 | McAulay Matthew D. | Grant | 132 | $11.29 |
| 2026-06-17 | Bates Aaron David | Grant | 132 | $11.29 |
| 2026-06-17 | Chambers Vanessa O | Grant | 132 | $11.29 |
| 2026-06-17 | Hanson Cynthia B | Grant | 132 | $11.29 |
| 2026-06-17 | Russell Vernon A | Grant | 132 | $11.29 |
| 2026-06-17 | Foster Deidre B | Grant | 132 | $11.29 |
| 2026-06-17 | Poplin Chris M | Grant | 132 | $11.29 |
| 2026-06-17 | Bowers Dean M | Grant | 132 | $11.29 |
| 2026-06-17 | Furr Allen K | Grant | 132 | $11.29 |
| 2026-06-17 | Swaringen S Todd | Grant | 132 | $11.29 |
| 2026-06-17 | Almond Zachary D | Grant | 132 | $11.29 |
| 2026-06-17 | Allen Dawn H | Grant | 132 | $11.29 |
| 2026-06-17 | CAMPBELL JAMES O | Grant | 132 | $11.29 |
| 2026-05-11 | Senter Brooke L | Other | 8.1K | — |
| 2026-05-11 | Senter Brooke L | Other | 8.1K | — |
| 2026-03-11 | Senter Brooke L | Other | 458 | — |
| 2026-03-11 | Senter Brooke L | Other | 458 | — |
| 2026-03-10 | Andrew Jason R | Other | 1.4K | — |
| 2026-03-10 | Andrew Jason R | Other | 1.4K | — |
| 2026-03-02 | Senter Brooke L | Grant | 458 | $10.90 |
| 2026-03-02 | Trout Jeffrey L | Grant | 917 | $10.90 |
| 2026-03-02 | STONER CHRISTY D | Grant | 917 | $10.90 |
| 2026-03-02 | Singletary Tamara M | Grant | 458 | $10.90 |
| 2026-03-02 | Rinehardt Cheryl P | Grant | 458 | $10.90 |
| 2026-03-02 | Beaver R David III | Grant | 1.8K | $10.90 |
| 2026-03-02 | Andrew Jason R | Grant | 1.4K | $10.90 |
| 2026-03-02 | Almond Heather H | Grant | 1.4K | $10.90 |
| 2025-12-31 | DICK ROGER L | Buy | 489 | $10.95 |
| 2025-12-31 | DICK ROGER L | Buy | 400 | $10.95 |
| 2025-12-19 | Senter Brooke L | Other | 45K | — |
| 2025-12-19 | Senter Brooke L | Other | 45K | — |
| 2025-12-15 | Swaringen S Todd | Buy | 80 | $10.50 |
| 2025-12-15 | Russell Vernon A | Grant | 142 | $10.50 |
| 2025-12-15 | Rankin Frank A III | Grant | 142 | $10.50 |
| 2025-12-15 | Poplin Chris M | Grant | 142 | $10.50 |
| 2025-12-15 | Morgan Wesley A | Grant | 142 | $10.50 |
| 2025-12-15 | McAulay Matthew D. | Grant | 142 | $10.50 |
| 2025-12-15 | Klauder Mary N | Grant | 142 | $10.50 |
| 2025-12-15 | Hanson Cynthia B | Grant | 142 | $10.50 |
| 2025-12-15 | Furr Allen K | Grant | 142 | $10.50 |
| 2025-12-15 | Foster Deidre B | Grant | 142 | $10.50 |
| 2025-12-15 | Swaringen S Todd | Buy | 80 | $10.50 |
| 2025-12-15 | Chambers Vanessa O | Grant | 142 | $10.50 |
| 2025-12-15 | Swaringen S Todd | Buy | 80 | $10.50 |
| 2025-12-15 | Bates Aaron David | Grant | 142 | $10.50 |
| 2025-12-15 | Bowers Dean M | Grant | 142 | $10.50 |
| 2025-12-15 | Amirtharaj Merlin | Grant | 142 | $10.50 |
| 2025-12-15 | Swaringen S Todd | Grant | 142 | $10.50 |
| 2025-12-15 | Swaringen S Todd | Buy | 80 | $10.50 |
| 2025-12-01 | Russell Vernon A | Other | 187 | — |
| 2025-12-01 | Trout Jeffrey L | Other | 442 | — |
| 2025-12-01 | STONER CHRISTY D | Other | 383 | — |
| 2025-12-01 | STONER CHRISTY D | Other | 1.0K | — |
| 2025-12-01 | STONER CHRISTY D | Other | 151 | — |
| 2025-12-01 | STONER CHRISTY D | Other | 124 | — |
| 2025-12-01 | Singletary Tamara M | Other | 1.4K | — |
| 2025-12-01 | Singletary Tamara M | Other | 7 | — |
| 2025-12-01 | Singletary Tamara M | Other | 7 | — |
| 2025-12-01 | Senter Brooke L | Other | 1.3K | — |
| 2025-12-01 | Senter Brooke L | Other | 45 | — |
| 2025-12-01 | Senter Brooke L | Other | 237 | — |
| 2025-12-01 | Senter Brooke L | Other | 71 | — |
| 2025-12-01 | Senter Brooke L | Other | 29 | — |
| 2025-12-01 | Rinehardt Cheryl P | Other | 74 | — |
| 2025-12-01 | Rinehardt Cheryl P | Other | 55 | — |
| 2025-12-01 | DICK ROGER L | Other | 80 | — |
| 2025-12-01 | DICK ROGER L | Other | 2.7K | — |
| 2025-12-01 | DICK ROGER L | Other | 277 | — |
| 2025-12-01 | Beaver R David III | Other | 149 | — |
| 2025-12-01 | Beaver R David III | Other | 883 | — |
| 2025-12-01 | Beaver R David III | Other | 115 | — |
| 2025-12-01 | Beaver R David III | Other | 36 | — |
| 2025-12-01 | Andrew Jason R | Other | 481 | — |
| 2025-12-01 | Andrew Jason R | Other | 2 | — |
| 2025-12-01 | Almond Heather H | Other | 702 | — |
| 2025-12-01 | Swaringen S Todd | Other | 70 | — |
| 2025-12-01 | Swaringen S Todd | Other | 65 | — |
| 2025-12-01 | Russell Vernon A | Other | 79 | — |
| 2025-12-01 | Russell Vernon A | Other | 61 | — |
| 2025-12-01 | Russell Vernon A | Other | 100 | — |
| 2025-12-01 | Russell Vernon A | Other | 9 | — |
| 2025-12-01 | Russell Vernon A | Other | 100 | — |
| 2025-12-01 | Rankin Frank A III | Other | 1.5K | — |
| 2025-12-01 | Poplin Chris M | Other | 283 | — |
| 2025-12-01 | Morgan Wesley A | Other | 232 | — |
| 2025-12-01 | McAulay Matthew D. | Other | 48 | — |
| 2025-12-01 | Klauder Mary N | Other | 273 | — |
| 2025-12-01 | Hanson Cynthia B | Other | 57 | — |
| 2025-12-01 | Furr Allen K | Other | 123 | — |
| 2025-12-01 | Furr Allen K | Other | 28 | — |
| 2025-12-01 | Furr Allen K | Other | 129 | — |
| 2025-12-01 | Furr Allen K | Other | 6 | — |
| 2025-12-01 | Furr Allen K | Other | 6 | — |
| 2025-12-01 | Foster Deidre B | Other | 114 | — |
| 2025-12-01 | Chambers Vanessa O | Other | 71 | — |
| 2025-12-01 | Bowers Dean M | Other | 253 | — |
| 2025-12-01 | Bates Aaron David | Other | 27 | — |
| 2025-12-01 | Bates Aaron David | Other | 19 | — |
| 2025-12-01 | Amirtharaj Merlin | Other | 146 | — |
| 2025-06-18 | Swaringen S Todd | Grant | 159 | $9.40 |
| 2025-06-18 | Russell Vernon A | Grant | 159 | $9.40 |
| 2025-06-18 | Rankin Frank A III | Grant | 159 | $9.40 |
| 2025-06-18 | Poplin Chris M | Grant | 159 | $9.40 |
| 2025-06-18 | Morgan Wesley A | Grant | 159 | $9.40 |
| 2025-06-18 | McAulay Matthew D. | Grant | 159 | $9.40 |
| 2025-06-18 | Klauder Mary N | Grant | 159 | $9.40 |
| 2025-06-18 | Hanson Cynthia B | Grant | 159 | $9.40 |
| 2025-06-18 | Furr Allen K | Grant | 159 | $9.40 |
| 2025-06-18 | Foster Deidre B | Grant | 159 | $9.40 |
| 2025-06-18 | Chambers Vanessa O | Grant | 159 | $9.40 |
| 2025-06-18 | Bowers Dean M | Grant | 159 | $9.40 |
| 2025-06-18 | Bates Aaron David | Grant | 159 | $9.40 |
| 2025-06-18 | Amirtharaj Merlin | Grant | 159 | $9.40 |
| 2025-03-26 | Andrew Jason R | Other | 1.7K | — |
| 2025-03-26 | Andrew Jason R | Other | 1.7K | — |
| 2025-03-26 | Senter Brooke L | Other | 566 | — |
| 2025-03-26 | Senter Brooke L | Other | 566 | — |
| 2025-03-11 | Trout Jeffrey L | Grant | 1.1K | $8.82 |
| 2025-03-11 | STONER CHRISTY D | Grant | 1.1K | $8.82 |
| 2025-03-11 | Singletary Tamara M | Grant | 566 | $8.82 |
| 2025-03-11 | Senter Brooke L | Grant | 566 | $8.82 |
| 2025-03-11 | Rinehardt Cheryl P | Grant | 566 | $8.82 |
| 2025-03-11 | Beaver R David III | Grant | 2.3K | $8.82 |
| 2025-03-11 | Andrew Jason R | Grant | 1.7K | $8.82 |
| 2025-03-11 | Almond Heather H | Grant | 1.7K | $8.82 |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-05-22 | 2026-05-22 | 0001193125-26-235916 ↗ |
| 8-K | 2026-05-20 | 2026-05-19 | 0001193125-26-232118 ↗ |
| 10-Q | 2026-05-05 | 2026-03-31 | 0001193125-26-205483 ↗ |
| 8-K | 2026-04-27 | 2026-04-27 | 0001193125-26-181354 ↗ |
| 10-K | 2026-03-05 | 2025-12-31 | 0001193125-26-093397 ↗ |
| 8-K | 2026-02-10 | 2026-02-10 | 0001193125-26-044340 ↗ |
| 8-K | 2025-11-21 | 2025-11-21 | 0001193125-25-290784 ↗ |
| 10-Q | 2025-11-04 | 2025-09-30 | 0001193125-25-263920 ↗ |
| 8-K | 2025-10-29 | 2025-10-28 | 0001193125-25-255527 ↗ |
| 8-K | 2025-08-22 | 2025-08-22 | 0000898171-25-000003 ↗ |
| 10-Q | 2025-08-05 | 2025-06-30 | 0000950170-25-102908 ↗ |
| 8-K | 2025-07-25 | 2025-07-25 | 0000950170-25-098644 ↗ |