SOUTHERN MISSOURI BANCORP, INC.
SMBC · Savings Institutions, Not Federally Chartered · 11.0M shares · +2%/yr ↑ shares · EDGAR filings ↗
Reference price $69.70 · est. market cap ~$768M — last insider sale, 2026-06-05 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
B74Southern Missouri Bancorp — high-ROA bank with strong earnings growth.
Strengths
- ROE 10.8% (85th pct), ROA (88th), strong FCF (92nd)
- Net income up sharply (95th)
Risks
- Agricultural/regional concentration
- Rate sensitivity
Notable findings
- Strong balance sheetStrong balance sheet — $193M cash & investments
- Insider sellingInsider selling — 4 open-market sale(s) by 3 insider(s) (cluster of 3 insiders, ~$353,429, last 6mo) Form 4 ↗
Key metrics
Return on equity
10.8%
Return on assets
1.2%
Net-income growth
16.7%
Free cash flow
$75M
Tangible book value
$494M
Cash & investments
$193M
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-06-05 | Windes Richard | Sell | 2.0K | $69.70 |
| 2026-05-27 | Windes Richard | Option exercise | 2.0K | $37.40 |
| 2026-05-21 | Windes Richard | Sell | 2.0K | $68.47 |
| 2026-05-13 | Brooks Rebecca J | Other | 20K | — |
| 2026-05-13 | Brooks Rebecca J | Other | 10K | — |
| 2026-05-11 | HECKER MARK E | Inherited | 1.2K | — |
| 2026-05-06 | BAGBY DOUGLAS | Sell | 580 | $68.90 |
| 2026-05-01 | Windes Richard | Option exercise | 2.0K | $34.35 |
| 2026-03-04 | Love Charles R | Sell | 580 | $64.00 |
| 2026-02-24 | Cox Justin | Grant | 750 | — |
| 2026-02-24 | Hensley Todd E. | Grant | 400 | — |
| 2026-02-24 | Tooley David J | Grant | 400 | — |
| 2026-02-24 | Capps Kimberly A | Grant | 875 | — |
| 2026-02-24 | Funke Matthew T | Grant | 950 | — |
| 2026-02-24 | Robison Dennis C | Grant | 400 | — |
| 2026-02-24 | HECKER MARK E | Grant | 600 | — |
| 2026-02-24 | Love Charles R | Grant | 400 | — |
| 2026-02-24 | Brooks Rebecca J | Grant | 400 | — |
| 2026-02-24 | BAGBY DOUGLAS | Grant | 400 | — |
| 2026-02-24 | STEFFENS GREG A | Grant | 600 | — |
| 2026-02-24 | Bower Kenneth J | Grant | 400 | — |
| 2026-02-24 | McCoy Daniel Patrick | Grant | 400 | — |
| 2026-02-24 | BUTLER JANE | Grant | 475 | — |
| 2026-02-24 | Chkautovich Stefan | Grant | 600 | — |
| 2026-02-24 | McClain David L | Grant | 400 | — |
| 2026-02-24 | Greunke Lance K | Grant | 500 | — |
| 2026-02-24 | Jones Daniel Lee | Grant | 400 | — |
| 2026-02-24 | Windes Richard | Grant | 1.1K | — |
| 2025-11-20 | Young William E | Sell | 1.5K | $53.87 |
| 2025-09-18 | Young William E | Inherited | 65 | — |
| 2025-09-18 | Young William E | Inherited | 130 | — |
| 2025-07-29 | Dorton Brett | Sell | 130 | $56.30 |
| 2025-07-28 | Young William E | Sell | 10K | $56.30 |
| 2025-06-09 | Young William E | Inherited | 160K | — |
| 2025-06-09 | Young William E | Inherited | 62K | — |
| 2025-05-05 | Young William E | Sell | 3.0K | $53.23 |
| 2025-03-14 | Dorton Brett | Sell | 450 | $53.30 |
| 2025-03-06 | Robison Dennis C | Sell | 2.8K | $54.66 |
| 2025-03-06 | Robison Dennis C | Sell | 794 | $54.66 |
| 2025-02-18 | Tooley David J | Grant | 400 | — |
| 2025-02-18 | Brooks Rebecca J | Grant | 400 | — |
| 2025-02-18 | Chkautovich Stefan | Grant | 625 | — |
| 2025-02-18 | Windes Richard | Grant | 625 | — |
| 2025-02-18 | McClain David L | Grant | 400 | — |
| 2025-02-18 | Capps Kimberly A | Grant | 500 | — |
| 2025-02-18 | BUTLER JANE | Grant | 225 | — |
| 2025-02-18 | STEFFENS GREG A | Grant | 625 | — |
| 2025-02-18 | Greunke Lance K | Grant | 500 | — |
| 2025-02-18 | HECKER MARK E | Grant | 625 | — |
| 2025-02-18 | Cox Justin | Grant | 625 | — |
| 2025-02-18 | Funke Matthew T | Grant | 1.0K | — |
| 2025-02-18 | Jones Daniel Lee | Grant | 400 | — |
| 2025-02-18 | Young William E | Sell | 2.3K | $59.24 |
| 2025-02-18 | Young William E | Sell | 652 | $59.87 |
| 2025-02-18 | Young William E | Grant | 400 | — |
| 2025-02-18 | Hensley Todd E. | Grant | 400 | — |
| 2025-02-18 | SCHALK SAMMY A | Grant | 400 | — |
| 2025-02-18 | BAGBY DOUGLAS | Grant | 400 | — |
| 2025-02-18 | Robison Dennis C | Grant | 400 | — |
| 2025-02-18 | Love Charles R | Grant | 400 | — |
| 2025-01-30 | BAGBY DOUGLAS | Sell | 7.0K | $59.08 |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 10-Q | 2026-05-08 | 2026-03-31 | 0001104659-26-058037 ↗ |
| 8-K | 2026-05-05 | 2026-05-04 | 0001104659-26-055074 ↗ |
| 8-K | 2026-04-23 | 2026-04-21 | 0001104659-26-046973 ↗ |
| 8-K | 2026-02-10 | 2026-02-09 | 0001104659-26-012198 ↗ |
| 10-Q | 2026-02-06 | 2025-12-31 | 0001104659-26-011588 ↗ |
| 8-K | 2026-01-22 | 2026-01-20 | 0001104659-26-005459 ↗ |
| 8-K | 2025-11-25 | 2025-11-25 | 0001104659-25-115933 ↗ |
| 8-K | 2025-11-10 | 2025-11-10 | 0001104659-25-109227 ↗ |
| 10-Q | 2025-11-07 | 2025-09-30 | 0001104659-25-108374 ↗ |
| 8-K | 2025-10-23 | 2025-10-20 | 0001104659-25-101810 ↗ |
| 8-K | 2025-10-23 | 2025-10-22 | 0001104659-25-101604 ↗ |
| 10-K | 2025-09-11 | 2025-06-30 | 0001558370-25-012001 ↗ |