REPUBLIC BANCORP INC /KY/
RBCAA · State Commercial Banks · 19.9M shares · -2%/yr ↓ buyback · EDGAR filings ↗
Net buyback after stock comp: $19M (gross $20M, SBC $1M)
Reference price $87.90 · est. market cap ~$1.7B — last insider sale, 2026-06-11 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
B76Republic Bancorp (KY) — high-ROA bank with tax-refund and core banking.
Strengths
- ROA 96th pct, ROE 11.9% (76th), revenue +8.5% (74th)
- Diversified, seasonal fee income
Risks
- Tax-season concentration in refund products
- Rate sensitivity
Notable findings
- Strong balance sheetStrong balance sheet — $220M cash & investments
- Insider sellingInsider selling — 3 open-market sale(s) by 3 insider(s) (cluster of 3 insiders, ~$354,665, last 6mo) Form 4 ↗
Quarterly revenue
Last 4 quarters · from SEC filings.
Key metrics
Net margin
31.5%
Return on equity
11.9%
Return on assets
1.9%
Revenue growth (QoQ)
27.7%
Net-income growth
29.5%
Free cash flow
$161M
Tangible book value
$1.1B
Cash & investments
$220M
Stock comp / revenue
0.5%
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-06-11 | Ames Christy | Sell | 340 | $87.90 |
| 2026-06-10 | Powell Anthony T | Sell | 3.0K | $83.54 |
| 2026-05-20 | MARSHALL ERNEST W JR | Grant | 510 | — |
| 2026-05-20 | Vogt Mark A | Grant | 510 | — |
| 2026-05-20 | Sanchez Alejandro M | Grant | 510 | — |
| 2026-05-20 | Ravichandran Vidya | Grant | 510 | — |
| 2026-05-20 | Cannon Yoania | Grant | 510 | — |
| 2026-05-20 | Huval Timothy S. | Grant | 510 | — |
| 2026-05-20 | Howell Heather V | Grant | 510 | — |
| 2026-05-20 | Oyler William Kennett II | Grant | 510 | — |
| 2026-05-20 | Green Jennifer N | Grant | 510 | — |
| 2026-05-08 | Trager Kusman Andrew | Gift | 84K | — |
| 2026-05-08 | Trager Kusman Andrew | Gift | 9.7K | — |
| 2026-04-22 | Ames Christy | Tax withheld | 1.9K | $72.46 |
| 2026-04-22 | Ames Christy | Option exercise | 2.7K | $42.74 |
| 2026-04-10 | SIPES KEVIN D | Option exercise | 5.4K | $42.74 |
| 2026-04-10 | SIPES KEVIN D | Tax withheld | 4.1K | $74.57 |
| 2026-03-31 | Starke Jeff | Grant | 65 | $70.55 |
| 2026-03-31 | Nardi Scott | Grant | 64 | $70.55 |
| 2026-03-31 | VanAllen Cheryl | Grant | 65 | $70.55 |
| 2026-03-31 | Cannon Yoania | Grant | 184 | $70.55 |
| 2026-03-31 | Ravichandran Vidya | Grant | 184 | $70.55 |
| 2026-03-31 | Green Jennifer N | Grant | 92 | $70.55 |
| 2026-03-31 | Ames Christy | Grant | 65 | $70.55 |
| 2026-03-31 | Howell Heather V | Grant | 142 | $70.55 |
| 2026-03-31 | Feaster David P | Grant | 184 | $70.55 |
| 2026-03-31 | Mulloy William Patrick II | Grant | 149 | $70.55 |
| 2026-03-31 | MARSHALL ERNEST W JR | Grant | 134 | $70.55 |
| 2026-03-31 | Vogt Mark A | Grant | 227 | $70.55 |
| 2026-03-31 | Montano Juan | Grant | 65 | $70.55 |
| 2026-03-31 | Powell Anthony T | Grant | 65 | $70.55 |
| 2026-03-31 | Nelson William R | Grant | 65 | $70.55 |
| 2026-03-31 | PICHEL LOGAN | Grant | 82 | $70.55 |
| 2026-03-31 | SIPES KEVIN D | Grant | 65 | $70.55 |
| 2026-03-13 | Montano Juan | Option exercise | 2.7K | $42.74 |
| 2026-03-13 | Montano Juan | Tax withheld | 2.0K | $68.52 |
| 2026-02-26 | Sanchez Alejandro M | Sell | 1.0K | $71.04 |
| 2026-02-26 | TRAGER SCOTT | Buy | 148 | $71.13 |
| 2026-02-09 | Powell Anthony T | Option exercise | 1.5K | $35.92 |
| 2026-02-09 | Powell Anthony T | Tax withheld | 737 | $73.20 |
| 2026-01-27 | Nardi Scott | Tax withheld | 172 | $70.82 |
| 2026-01-27 | Nelson William R | Tax withheld | 323 | $70.82 |
| 2026-01-20 | Nardi Scott | Grant | 353 | — |
| 2026-01-20 | VanAllen Cheryl | Grant | 353 | — |
| 2026-01-20 | Ames Christy | Grant | 353 | — |
| 2026-01-20 | Starke Jeff | Grant | 569 | — |
| 2026-01-20 | Trager Kusman Andrew | Grant | 282 | — |
| 2026-01-20 | Montano Juan | Grant | 353 | — |
| 2026-01-20 | Powell Anthony T | Grant | 525 | — |
| 2026-01-20 | Nelson William R | Grant | 525 | — |
| 2026-01-20 | PICHEL LOGAN | Grant | 4.2K | — |
| 2026-01-20 | SIPES KEVIN D | Grant | 525 | — |
| 2026-01-16 | Nelson William R | Option exercise | 5.4K | $42.74 |
| 2026-01-16 | Nelson William R | Tax withheld | 4.3K | $72.43 |
| 2026-01-02 | PICHEL LOGAN | Tax withheld | 17K | $68.01 |
| 2026-01-02 | PICHEL LOGAN | Option exercise | 22K | $42.74 |
| 2025-12-31 | Nelson William R | Grant | 98 | $68.99 |
| 2025-12-31 | Nardi Scott | Grant | 51 | $68.99 |
| 2025-12-31 | Nardi Scott | Grant | 283 | $68.99 |
| 2025-12-31 | VanAllen Cheryl | Grant | 78 | $68.99 |
| 2025-12-31 | Cannon Yoania | Grant | 116 | $68.99 |
| 2025-12-31 | Ravichandran Vidya | Grant | 138 | $68.99 |
| 2025-12-31 | Green Jennifer N | Grant | 76 | $68.99 |
| 2025-12-31 | Ames Christy | Grant | 78 | $68.99 |
| 2025-12-31 | Ames Christy | Grant | 281 | $68.99 |
| 2025-12-31 | Starke Jeff | Grant | 98 | $68.99 |
| 2025-12-31 | Howell Heather V | Grant | 72 | $68.99 |
| 2025-12-31 | Feaster David P | Grant | 116 | $68.99 |
| 2025-12-31 | Mulloy William Patrick II | Grant | 123 | $68.99 |
| 2025-12-31 | Trager Kusman Andrew | Grant | 47 | $68.99 |
| 2025-12-31 | MARSHALL ERNEST W JR | Grant | 117 | $68.99 |
| 2025-12-31 | Vogt Mark A | Grant | 174 | $68.99 |
| 2025-12-31 | Montano Juan | Grant | 98 | $68.99 |
| 2025-12-31 | Montano Juan | Grant | 584 | $68.99 |
| 2025-12-31 | Powell Anthony T | Grant | 97 | $68.99 |
| 2025-12-31 | Powell Anthony T | Grant | 586 | $68.99 |
| 2025-12-31 | Nelson William R | Grant | 586 | $68.99 |
| 2025-12-31 | PICHEL LOGAN | Grant | 98 | $68.99 |
| 2025-12-31 | PICHEL LOGAN | Grant | 586 | $68.99 |
| 2025-12-31 | PICHEL LOGAN | Tax withheld | 2.2K | $68.99 |
| 2025-12-31 | SIPES KEVIN D | Grant | 98 | $68.99 |
| 2025-12-31 | SIPES KEVIN D | Grant | 586 | $68.99 |
| 2025-12-11 | Starke Jeff | Sell | 137 | $73.31 |
| 2025-12-08 | Starke Jeff | Tax withheld | 5.2K | $68.92 |
| 2025-12-08 | Starke Jeff | Option exercise | 6.1K | $51.39 |
| 2025-12-04 | Powell Anthony T | Tax withheld | 4.2K | $68.95 |
| 2025-12-04 | Powell Anthony T | Option exercise | 4.9K | $51.39 |
| 2025-12-04 | Powell Anthony T | Tax withheld | 3.6K | $68.95 |
| 2025-10-01 | DeWeese Steven E | Grant | 35 | $71.35 |
| 2025-10-01 | PICHEL LOGAN | Grant | 10 | $71.35 |
| 2025-10-01 | SIPES KEVIN D | Grant | 30 | $71.35 |
| 2025-10-01 | SIPES KEVIN D | Tax withheld | 10 | $71.35 |
| 2025-09-30 | Trager Kusman Andrew | Grant | 38 | $72.25 |
| 2025-09-30 | MARSHALL ERNEST W JR | Grant | 125 | $72.25 |
| 2025-09-30 | Vogt Mark A | Grant | 145 | $72.25 |
| 2025-09-30 | Montano Juan | Grant | 80 | $72.25 |
| 2025-09-30 | Powell Anthony T | Grant | 80 | $72.25 |
| 2025-09-30 | DeWeese Steven E | Grant | 64 | $72.25 |
| 2025-09-30 | Nelson William R | Grant | 80 | $72.25 |
| 2025-09-30 | PICHEL LOGAN | Grant | 80 | $72.25 |
| 2025-09-30 | SIPES KEVIN D | Grant | 80 | $72.25 |
| 2025-09-30 | Feaster David P | Grant | 159 | $72.25 |
| 2025-09-30 | Nardi Scott | Grant | 42 | $72.25 |
| 2025-09-30 | VanAllen Cheryl | Grant | 64 | $72.25 |
| 2025-09-30 | Cannon Yoania | Grant | 180 | $72.25 |
| 2025-09-30 | Ravichandran Vidya | Grant | 159 | $72.25 |
| 2025-09-30 | Green Jennifer N | Grant | 62 | $72.25 |
| 2025-09-30 | Ames Christy | Grant | 64 | $72.25 |
| 2025-09-30 | Starke Jeff | Grant | 80 | $72.25 |
| 2025-09-30 | Howell Heather V | Grant | 138 | $72.25 |
| 2025-09-30 | Mulloy William Patrick II | Grant | 166 | $72.25 |
| 2025-09-15 | Ames Christy | Sell | 400 | $75.79 |
| 2025-09-11 | Montano Juan | Option exercise | 1.5K | $35.92 |
| 2025-09-11 | Montano Juan | Tax withheld | 700 | $77.07 |
| 2025-09-03 | Montano Juan | Sell | 1.2K | $75.53 |
| 2025-08-22 | Nelson William R | Option exercise | 1.5K | $35.92 |
| 2025-08-22 | Nelson William R | Tax withheld | 707 | $76.23 |
| 2025-08-22 | Nelson William R | Option exercise | 4.9K | $51.39 |
| 2025-08-22 | Nelson William R | Tax withheld | 3.8K | $76.23 |
| 2025-06-30 | MARSHALL ERNEST W JR | Grant | 246 | $73.11 |
| 2025-06-30 | Rippy John T | Grant | 137 | $73.11 |
| 2025-06-30 | Vogt Mark A | Grant | 410 | $73.11 |
| 2025-06-30 | Ravichandran Vidya | Grant | 109 | $73.11 |
| 2025-06-30 | Mulloy William Patrick II | Grant | 287 | $73.11 |
| 2025-06-30 | Howell Heather V | Grant | 68 | $73.11 |
| 2025-06-30 | Green Jennifer N | Grant | 157 | $73.11 |
| 2025-06-30 | Feaster David P | Grant | 109 | $73.11 |
| 2025-06-30 | Cannon Yoania | Grant | 109 | $73.11 |
| 2025-06-30 | VanAllen Cheryl | Grant | 74 | $73.11 |
| 2025-06-30 | SIPES KEVIN D | Grant | 92 | $73.11 |
| 2025-06-30 | Trager Kusman Andrew | Grant | 44 | $73.11 |
| 2025-06-30 | Starke Jeff | Grant | 92 | $73.11 |
| 2025-06-30 | PICHEL LOGAN | Grant | 92 | $73.11 |
| 2025-06-30 | Powell Anthony T | Grant | 92 | $73.11 |
| 2025-06-30 | Nelson William R | Grant | 92 | $73.11 |
| 2025-06-30 | Montano Juan | Grant | 92 | $73.11 |
| 2025-06-30 | DeWeese Steven E | Grant | 74 | $73.11 |
| 2025-06-30 | Ames Christy | Grant | 74 | $73.11 |
| 2025-06-09 | Ames Christy | Sell | 700 | $70.50 |
| 2025-06-02 | TRAGER SCOTT | Buy | 437 | $68.73 |
| 2025-05-21 | Oyler William Kennett II | Grant | 557 | — |
| 2025-05-21 | Mulloy William Patrick II | Grant | 557 | — |
| 2025-05-21 | Howell Heather V | Grant | 557 | — |
| 2025-05-21 | Green Jennifer N | Grant | 557 | — |
| 2025-05-21 | Feaster David P | Grant | 557 | — |
| 2025-05-21 | MARSHALL ERNEST W JR | Grant | 557 | — |
| 2025-05-21 | Vogt Mark A | Grant | 557 | — |
| 2025-05-21 | Cannon Yoania | Grant | 557 | — |
| 2025-05-21 | Sanchez Alejandro M | Grant | 557 | — |
| 2025-05-21 | Ravichandran Vidya | Grant | 557 | — |
| 2025-05-21 | Huval Timothy S. | Grant | 557 | — |
| 2025-04-29 | Ames Christy | Option exercise | 1.5K | $32.01 |
| 2025-04-29 | Ames Christy | Tax withheld | 700 | $68.64 |
| 2025-04-29 | SIPES KEVIN D | Option exercise | 1.5K | $35.92 |
| 2025-04-29 | SIPES KEVIN D | Tax withheld | 785 | $68.64 |
| 2025-04-29 | SIPES KEVIN D | Option exercise | 4.9K | $51.39 |
| 2025-04-29 | SIPES KEVIN D | Tax withheld | 4.2K | $68.64 |
| 2025-04-25 | Rippy John T | Option exercise | 5.4K | $42.74 |
| 2025-04-25 | Rippy John T | Tax withheld | 4.3K | $67.01 |
| 2025-04-25 | Rippy John T | Option exercise | 4.5K | $49.25 |
| 2025-04-25 | Rippy John T | Tax withheld | 3.8K | $67.01 |
| 2025-04-08 | Rippy John T | Tax withheld | 808 | $60.75 |
| 2025-04-08 | Rippy John T | Grant | 1.8K | $60.75 |
| 2025-04-02 | Rippy John T | Tax withheld | 436 | $64.18 |
| 2025-04-02 | Rippy John T | Tax withheld | 211 | $64.18 |
| 2025-03-31 | Ravichandran Vidya | Grant | 204 | $63.82 |
| 2025-03-31 | Mulloy William Patrick II | Grant | 188 | $63.82 |
| 2025-03-31 | MARSHALL ERNEST W JR | Grant | 148 | $63.82 |
| 2025-03-31 | Howell Heather V | Grant | 180 | $63.82 |
| 2025-03-31 | Green Jennifer N | Grant | 102 | $63.82 |
| 2025-03-31 | Feaster David P | Grant | 204 | $63.82 |
| 2025-03-31 | Cannon Yoania | Grant | 204 | $63.82 |
| 2025-03-31 | Vogt Mark A | Grant | 251 | $63.82 |
| 2025-03-31 | VanAllen Cheryl | Grant | 72 | $63.82 |
| 2025-03-31 | Trager Kusman Andrew | Grant | 43 | $63.82 |
| 2025-03-31 | Nelson William R | Grant | 90 | $63.82 |
| 2025-03-31 | Montano Juan | Grant | 90 | $63.82 |
| 2025-03-31 | Ames Christy | Grant | 72 | $63.82 |
| 2025-03-31 | Powell Anthony T | Grant | 90 | $63.82 |
| 2025-03-31 | DeWeese Steven E | Grant | 72 | $63.82 |
| 2025-03-31 | Rippy John T | Grant | 188 | $63.82 |
| 2025-03-31 | Wendler Margaret S | Grant | 313 | $63.82 |
| 2025-03-31 | SIPES KEVIN D | Grant | 90 | $63.82 |
| 2025-03-31 | PICHEL LOGAN | Grant | 90 | $63.82 |
| 2025-03-31 | Starke Jeff | Grant | 90 | $63.82 |
| 2025-03-24 | Trager Kusman Andrew | Option exercise | 1.0K | $35.92 |
| 2025-03-24 | Trager Kusman Andrew | Tax withheld | 710 | $65.63 |
| 2025-03-21 | Wendler Margaret S | Tax withheld | 1.9K | $63.87 |
| 2025-03-21 | Wendler Margaret S | Option exercise | 1.5K | $32.01 |
| 2025-03-21 | Wendler Margaret S | Tax withheld | 752 | $63.87 |
| 2025-03-21 | Wendler Margaret S | Option exercise | 2.7K | $42.74 |
| 2025-03-21 | Wendler Margaret S | Tax withheld | 1.9K | $63.87 |
| 2025-03-21 | Wendler Margaret S | Option exercise | 2.2K | $49.25 |
| 2025-03-10 | Rippy John T | Option exercise | 1.5K | $35.92 |
| 2025-03-10 | Rippy John T | Tax withheld | 832 | $65.77 |
| 2025-03-06 | Powell Anthony T | Tax withheld | 820 | $65.78 |
| 2025-03-06 | Powell Anthony T | Option exercise | 1.5K | $35.92 |
| 2025-03-06 | Powell Anthony T | Tax withheld | 1.1K | $65.78 |
| 2025-02-26 | DeWeese Steven E | Option exercise | 1.0K | $35.92 |
| 2025-01-30 | Rippy John T | Sell | 3.1K | $65.99 |
| 2025-01-29 | PICHEL LOGAN | Tax withheld | 17K | $66.80 |
| 2025-01-29 | Feaster David P | Sell | 597 | $67.00 |
| 2025-01-29 | Feaster David P | Sell | 809 | $66.00 |
| 2025-01-29 | PICHEL LOGAN | Option exercise | 19K | $51.39 |
| 2025-01-17 | Wendler Margaret S | Tax withheld | 440 | $68.43 |
| 2025-01-17 | Nelson William R | Tax withheld | 544 | $68.43 |
| 2025-01-15 | Rippy John T | Grant | 957 | — |
| 2025-01-15 | Nelson William R | Grant | 957 | — |
| 2025-01-15 | Starke Jeff | Grant | 1.2K | — |
| 2025-01-15 | PICHEL LOGAN | Grant | 6.6K | — |
| 2025-01-15 | Powell Anthony T | Grant | 957 | — |
| 2025-01-15 | SIPES KEVIN D | Grant | 957 | — |
| 2025-01-13 | Rippy John T | Tax withheld | 4.4K | $65.11 |
| 2025-01-13 | Rippy John T | Option exercise | 4.9K | $51.39 |
| 2024-12-31 | Montano Juan | Grant | 880 | $69.87 |
| 2024-12-31 | DeWeese Steven E | Grant | 77 | $69.87 |
| 2024-12-31 | DeWeese Steven E | Grant | 704 | $69.87 |
| 2024-12-31 | Ames Christy | Grant | 77 | $69.87 |
| 2024-12-31 | Ames Christy | Grant | 422 | $69.87 |
| 2024-12-31 | Vogt Mark A | Grant | 72 | $69.87 |
| 2024-12-31 | Ravichandran Vidya | Grant | 100 | $69.87 |
| 2024-12-31 | Mulloy William Patrick II | Grant | 100 | $69.87 |
| 2024-12-31 | MARSHALL ERNEST W JR | Grant | 103 | $69.87 |
| 2024-12-31 | Howell Heather V | Grant | 86 | $69.87 |
| 2024-12-31 | Green Jennifer N | Grant | 57 | $69.87 |
| 2024-12-31 | Feaster David P | Grant | 43 | $69.87 |
| 2024-12-31 | Cannon Yoania | Grant | 86 | $69.87 |
| 2024-12-31 | Wendler Margaret S | Grant | 14 | $69.87 |
| 2024-12-31 | Wendler Margaret S | Grant | 704 | $69.87 |
| 2024-12-31 | Trager Kusman Andrew | Grant | 46 | $69.87 |
| 2024-12-31 | Starke Jeff | Grant | 96 | $69.87 |
| 2024-12-31 | SIPES KEVIN D | Grant | 96 | $69.87 |
| 2024-12-31 | SIPES KEVIN D | Grant | 880 | $69.87 |
| 2024-12-31 | SIPES KEVIN D | Tax withheld | 302 | $69.87 |
| 2024-12-31 | Rippy John T | Grant | 96 | $69.87 |
| 2024-12-31 | Rippy John T | Grant | 881 | $69.87 |
| 2024-12-31 | Rippy John T | Tax withheld | 304 | $69.87 |
| 2024-12-31 | Powell Anthony T | Grant | 96 | $69.87 |
| 2024-12-31 | Powell Anthony T | Grant | 880 | $69.87 |
| 2024-12-31 | Powell Anthony T | Tax withheld | 304 | $69.87 |
| 2024-12-31 | PICHEL LOGAN | Grant | 96 | $69.87 |
| 2024-12-31 | PICHEL LOGAN | Grant | 877 | $69.87 |
| 2024-12-31 | PICHEL LOGAN | Tax withheld | 3.0K | $69.87 |
| 2024-12-31 | Nelson William R | Grant | 96 | $69.87 |
| 2024-12-31 | Nelson William R | Grant | 880 | $69.87 |
| 2024-12-31 | Nelson William R | Tax withheld | 299 | $69.87 |
| 2024-12-31 | Montano Juan | Grant | 96 | $69.87 |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-05-20 | 2026-05-20 | 0001104659-26-064475 ↗ |
| 10-Q | 2026-05-07 | 2026-03-31 | 0001104659-26-057076 ↗ |
| 8-K | 2026-04-24 | 2026-04-23 | 0001104659-26-048535 ↗ |
| 8-K | 2026-04-23 | 2026-04-23 | 0001104659-26-047276 ↗ |
| 8-K | 2026-04-23 | 2026-04-23 | 0001104659-26-047386 ↗ |
| 10-K | 2026-03-06 | 2025-12-31 | 0001104659-26-024523 ↗ |
| 8-K | 2026-02-24 | 2026-02-20 | 0001104659-26-019155 ↗ |
| 8-K | 2026-01-30 | 2026-01-30 | 0001104659-26-008308 ↗ |
| 8-K | 2026-01-21 | 2026-01-21 | 0001104659-26-005362 ↗ |
| 8-K | 2025-12-22 | 2025-12-19 | 0001104659-25-123801 ↗ |
| 8-K | 2025-11-19 | 2025-11-19 | 0001104659-25-114079 ↗ |
| 10-Q | 2025-11-06 | 2025-09-30 | 0001104659-25-107626 ↗ |