BANK OF MONTREAL /CAN/
BMO, FNGD, AIQD, AIQU, BERZ, BNKD, BNKU, BULZ, CARD, CARU, DULL, FLYD, FLYU, FNGO, FNGS, FNGU, GDXD, GDXU, JETD, JETU, NRGD, NRGU, OILD, OILU, SHNY, WTID, WTIU · Commercial Banks, NEC · EDGAR filings ↗
Grade
C65Large, stable money-center bank with unremarkable ~10% ROE and below-median revenue growth.
Strengths
- Net margin 24% (53rd pct) and net income growth 15.7% (58th pct) with a large liquidity base
- Diversified North American franchise with strong governance and controls
Risks
- ROE 9.9% (48th pct) and ROA 0.59% (40th pct) are mid-pack — no standout return metric
- Revenue growth below median (26.7th pct)
Notable findings
- Strong balance sheetStrong balance sheet — $48.5B cash & investments
Quarterly revenue
Last 4 quarters · from SEC filings.
Key metrics
Net margin
24.1%
Return on equity
9.9%
Return on assets
0.6%
Revenue growth (QoQ)
12.9%
Net-income growth
15.7%
Tangible book value
$51.2B
Cash & investments
$48.5B
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 40-F | 2025-12-04 | 2025-10-31 | 0001193125-25-307982 ↗ |