WAFD INC
WAFD, WAFDP · National Commercial Banks · 73.9M shares · -5%/yr ↓ buyback · EDGAR filings ↗
Net buyback after stock comp: $23M (gross $30M, SBC $8M)
Reference price $35.28 · est. market cap ~$2.6B — last insider sale, 2026-04-24 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
C64WaFd Inc — Pacific-Northwest thrift with low ROE.
Strengths
- Strong cash flow (100th pct); conservative funding
Risks
- ROE 7.4% (21st), ROA (24th) weak
- Margin pressure; integration (Luther Burbank)
Notable findings
Quarterly revenue
Last 4 quarters · from SEC filings.
Key metrics
Net margin
762.5%
Return on equity
7.4%
Return on assets
0.8%
Revenue growth (QoQ)
-2.3%
Net-income growth
13.0%
Free cash flow
$208M
Tangible book value
$2.6B
Cash & investments
$657M
Stock comp / revenue
28.7%
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-04-24 | Robison Kim E | Sell | 22K | $35.28 |
| 2026-02-27 | Sanden Blayne | Tax withheld | 46 | $31.16 |
| 2026-02-06 | Cooper Cathy E | Sell | 5.3K | $33.77 |
| 2026-01-20 | Sanden Blayne | Grant | 750 | $31.44 |
| 2026-01-02 | Singleton Sean | Grant | 3.3K | $32.03 |
| 2026-01-02 | Singleton Sean | Tax withheld | 808 | $32.03 |
| 2026-01-02 | Hampel Sylvia | Grant | 3.3K | $32.03 |
| 2026-01-02 | Bice Shawn | Grant | 3.3K | $32.03 |
| 2026-01-02 | GRAHAM STEPHEN | Grant | 3.3K | $32.03 |
| 2026-01-02 | BROWER LINDA S | Grant | 3.3K | $32.03 |
| 2026-01-02 | BROWER LINDA S | Tax withheld | 993 | $32.03 |
| 2026-01-02 | TALBOT RANDALL H | Grant | 3.3K | $32.03 |
| 2026-01-02 | GRANT DAVID K | Grant | 3.3K | $32.03 |
| 2026-01-02 | SINGH SUDHIR STEVEN | Grant | 3.3K | $32.03 |
| 2026-01-02 | SHUSTER BRADLEY M | Grant | 3.3K | $32.03 |
| 2026-01-02 | YZAGUIRRE MARIO MAX | Grant | 3.3K | $32.03 |
| 2025-12-29 | BEARDALL BRENT J | Gift | 2.3K | — |
| 2025-12-03 | BEARDALL BRENT J | Buy | 3.0K | $16.85 |
| 2025-11-26 | BEARDALL BRENT J | Buy | 3.0K | $16.55 |
| 2025-11-11 | Mauer Ryan | Grant | 22K | $30.56 |
| 2025-11-11 | Robison Kim E | Grant | 22K | $30.56 |
| 2025-11-11 | Cooper Cathy E | Grant | 22K | $30.56 |
| 2025-11-11 | BEARDALL BRENT J | Grant | 83K | $30.56 |
| 2025-11-11 | HOLZ KELLI | Grant | 22K | $30.56 |
| 2025-10-31 | Sanden Blayne | Tax withheld | 205 | $29.03 |
| 2025-10-31 | Mauer Ryan | Disposition | 11K | — |
| 2025-10-31 | Mauer Ryan | Tax withheld | 3.0K | $29.03 |
| 2025-10-31 | Robison Kim E | Disposition | 11K | — |
| 2025-10-31 | Robison Kim E | Tax withheld | 3.0K | $29.03 |
| 2025-10-31 | Cooper Cathy E | Disposition | 11K | — |
| 2025-10-31 | Cooper Cathy E | Tax withheld | 3.0K | $29.03 |
| 2025-10-31 | BEARDALL BRENT J | Disposition | 51K | — |
| 2025-10-31 | BEARDALL BRENT J | Tax withheld | 9.7K | $29.03 |
| 2025-10-31 | BEARDALL BRENT J | Other | 5.2K | $29.03 |
| 2025-10-31 | HOLZ KELLI | Disposition | 11K | — |
| 2025-10-31 | HOLZ KELLI | Tax withheld | 3.1K | $29.03 |
| 2025-09-19 | Singleton Sean | Gift | 160 | — |
| 2025-09-17 | Singleton Sean | Sell | 1.0K | $31.71 |
| 2025-02-28 | Sanden Blayne | Grant | 750 | $29.59 |
| 2025-01-16 | Endrizzi James | Disposition | 38K | — |
| 2025-01-02 | SHUSTER BRADLEY M | Grant | 4.8K | $32.24 |
| 2025-01-02 | YZAGUIRRE MARIO MAX | Grant | 4.8K | $32.24 |
| 2025-01-02 | Singleton Sean | Grant | 3.3K | $32.24 |
| 2025-01-02 | Singleton Sean | Tax withheld | 995 | $32.24 |
| 2025-01-02 | BROWER LINDA S | Grant | 3.3K | $32.24 |
| 2025-01-02 | BROWER LINDA S | Tax withheld | 987 | $32.24 |
| 2025-01-02 | Bice Shawn | Grant | 3.3K | $32.24 |
| 2025-01-02 | SINGH SUDHIR STEVEN | Grant | 3.3K | $32.24 |
| 2025-01-02 | TALBOT RANDALL H | Grant | 3.3K | $32.24 |
| 2025-01-02 | GRAHAM STEPHEN | Grant | 3.3K | $32.24 |
| 2025-01-02 | GRANT DAVID K | Grant | 3.3K | $32.24 |
| 2025-01-02 | Hampel Sylvia | Grant | 3.3K | $32.24 |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
| Date | Items | |
|---|---|---|
| 2026-05-12 | OtherExhibits | filing ↗ |
| 2026-05-05 | Reg FDExhibits | filing ↗ |
| 2026-04-17 | ResultsExhibits | filing ↗ |
| 2026-04-02 | Reg FDExhibits | filing ↗ |
| 2026-03-02 | Exec/director changeReg FDExhibits | filing ↗ |
| 2026-02-23 | Reg FDExhibits | filing ↗ |
| 2026-02-04 | Exec/director changeShareholder voteExhibits | filing ↗ |
| 2026-02-03 | OtherExhibits | filing ↗ |
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-05-12 | 2026-05-12 | 0000936528-26-000048 ↗ |
| 10-Q | 2026-05-05 | 2026-03-31 | 0000936528-26-000043 ↗ |
| 8-K | 2026-05-05 | 2026-05-04 | 0000936528-26-000045 ↗ |
| 8-K | 2026-04-17 | 2026-04-16 | 0000936528-26-000038 ↗ |
| 8-K | 2026-04-02 | 2026-04-02 | 0000936528-26-000032 ↗ |
| 8-K | 2026-03-02 | 2026-02-27 | 0000936528-26-000030 ↗ |
| 8-K | 2026-02-23 | 2026-02-23 | 0000936528-26-000026 ↗ |
| 8-K | 2026-02-04 | 2026-02-03 | 0000936528-26-000023 ↗ |
| 10-Q | 2026-02-04 | 2025-12-31 | 0000936528-26-000020 ↗ |
| 8-K | 2026-02-03 | 2026-02-03 | 0000936528-26-000016 ↗ |
| 8-K | 2026-01-22 | 2026-01-21 | 0000936528-26-000013 ↗ |
| 8-K | 2026-01-16 | 2026-01-15 | 0000936528-26-000011 ↗ |