CIVISTA BANCSHARES, INC.
CIVB · State Commercial Banks · 20.8M shares · -3%/yr ↓ buyback · EDGAR filings ↗
Net buyback after stock comp: $644K (gross $2M, SBC $984K)
Reference price $21.49 · est. market cap ~$447M — last insider purchase, 2025-11-18 (estimated from the dated SEC Form 4 price × shares outstanding — not a live quote)
Grade
C65Civista Bancshares — Ohio bank with improving earnings, average returns.
Strengths
- Net income +46% (78th pct), solid net margin (71st)
Risks
- ROE 8.5% (34th) below median
- CRE/rate sensitivity
Notable findings
- Exec changeRecent 8-K item 5.02 8-K ↗
- Buying back stockNet buyback — share count -3%/yr over 4y
Quarterly revenue
Last 4 quarters · from SEC filings.
Key metrics
Net margin
242.9%
Return on equity
8.5%
Return on assets
1.1%
Revenue growth (QoQ)
62.2%
Net-income growth
45.9%
Free cash flow
$42M
Tangible book value
$400M
Stock comp / revenue
4.5%
Insider transactions · last 18 months
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-06-08 | PERFECT CLYDE A JR | Grant | 1.2K | — |
| 2026-06-08 | Wise Lorina W | Grant | 1.2K | — |
| 2026-06-08 | Weaks Nathan E | Grant | 1.2K | — |
| 2026-06-08 | Singer Harry | Grant | 1.2K | — |
| 2026-06-08 | Congrove Darci L | Grant | 1.2K | — |
| 2026-06-08 | WURM GERALD B | Grant | 1.2K | — |
| 2026-06-08 | Mattlin Julie A | Grant | 1.2K | — |
| 2026-06-08 | Oliver Mary Patricia | Grant | 1.2K | — |
| 2026-06-08 | Macioce Mark J. | Grant | 1.2K | — |
| 2026-05-19 | Oliver Mary Patricia | Other | 55 | — |
| 2026-05-19 | Singer Harry | Other | 67 | — |
| 2026-05-19 | WURM GERALD B | Other | 299 | — |
| 2026-05-19 | WURM GERALD B | Other | 729 | — |
| 2026-05-19 | Macioce Mark J. | Other | 22 | — |
| 2026-04-29 | Singer Harry | Disposition | 7.9K | $24.77 |
| 2026-04-28 | Macioce Mark J. | Disposition | 250 | $25.23 |
| 2026-03-11 | Shaffer Dennis G | Grant | 6.7K | — |
| 2026-03-11 | Doucette Veronica G | Grant | 908 | — |
| 2026-03-11 | Katitus Robert L | Grant | 1.5K | — |
| 2026-03-11 | EDWARDS RUSSELL L JR | Grant | 1.1K | — |
| 2026-03-11 | KESSLER CARL A III | Grant | 1.6K | — |
| 2026-03-11 | CURRY ROBERT L JR | Grant | 1.3K | — |
| 2026-03-11 | DUTTON RICHARD J | Grant | 3.2K | — |
| 2026-03-11 | Whinnem Ian | Grant | 2.3K | — |
| 2026-03-11 | Waltz-Jaskolski Donna M. | Grant | 1.2K | — |
| 2026-03-11 | Parcher Charles A. | Grant | 4.4K | — |
| 2026-03-11 | MULFORD MICHAEL D. | Grant | 1.4K | — |
| 2026-03-11 | Morrison Lance A. | Grant | 1.6K | — |
| 2026-02-24 | Macioce Mark J. | Other | 22 | — |
| 2026-02-24 | Shaffer Dennis G | Other | 11 | — |
| 2026-02-24 | Parcher Charles A. | Other | 127 | — |
| 2026-02-24 | Parcher Charles A. | Other | 11 | — |
| 2026-02-24 | CURRY ROBERT L JR | Other | 11 | — |
| 2026-02-24 | DUTTON RICHARD J | Other | 105 | — |
| 2026-02-24 | DUTTON RICHARD J | Other | 57 | — |
| 2026-02-24 | WURM GERALD B | Other | 772 | — |
| 2026-02-24 | WURM GERALD B | Other | 317 | — |
| 2026-02-24 | Singer Harry | Other | 70 | — |
| 2026-02-24 | Waltz-Jaskolski Donna M. | Other | 30 | — |
| 2026-02-24 | Oliver Mary Patricia | Other | 57 | — |
| 2026-02-24 | DUTTON RICHARD J | Other | 60 | — |
| 2026-02-24 | Shaffer Dennis G | Other | 274 | — |
| 2026-02-24 | Shaffer Dennis G | Other | 58 | — |
| 2026-01-02 | CURRY ROBERT L JR | Tax withheld | 354 | — |
| 2026-01-02 | DUTTON RICHARD J | Tax withheld | 1.8K | — |
| 2026-01-02 | Waltz-Jaskolski Donna M. | Tax withheld | 355 | — |
| 2026-01-02 | Shaffer Dennis G | Tax withheld | 475 | — |
| 2026-01-02 | Katitus Robert L | Tax withheld | 526 | — |
| 2026-01-02 | EDWARDS RUSSELL L JR | Tax withheld | 337 | — |
| 2026-01-02 | Morrison Lance A. | Tax withheld | 464 | — |
| 2026-01-02 | KESSLER CARL A III | Tax withheld | 467 | — |
| 2025-11-18 | Weaks Nathan E | Buy | 1.0K | $21.49 |
| 2025-08-21 | Weaks Nathan E | Buy | 500 | $19.85 |
| 2025-08-18 | Weaks Nathan E | Buy | 500 | $19.95 |
| 2025-08-05 | Whinnem Ian | Buy | 1.5K | $19.20 |
| 2025-07-31 | Weaks Nathan E | Buy | 1.0K | $19.35 |
| 2025-07-30 | Weaks Nathan E | Buy | 1.8K | $19.88 |
| 2025-07-30 | Weaks Nathan E | Buy | 206 | $19.90 |
| 2025-07-11 | Shaffer Dennis G | Buy | 1.0K | $21.25 |
| 2025-07-11 | Parcher Charles A. | Buy | 1.0K | $21.25 |
| 2025-07-11 | DUTTON RICHARD J | Buy | 4.0K | $21.25 |
| 2025-07-11 | Macioce Mark J. | Buy | 640 | $21.25 |
| 2025-07-11 | Morrison Lance A. | Buy | 1.0K | $21.25 |
| 2025-07-11 | MULFORD MICHAEL D. | Buy | 1.0K | $21.25 |
| 2025-07-11 | Congrove Darci L | Buy | 1.2K | $21.25 |
| 2025-07-11 | PERFECT CLYDE A JR | Buy | 2.4K | $21.25 |
| 2025-05-13 | Singer Harry | Grant | 59 | — |
| 2025-05-13 | Oliver Mary Patricia | Other | 46 | — |
| 2025-05-13 | Macioce Mark J. | Other | 14 | — |
| 2025-05-13 | WURM GERALD B | Grant | 725 | — |
| 2025-05-13 | WURM GERALD B | Grant | 297 | — |
| 2025-05-12 | Singer Harry | Grant | 1.0K | — |
| 2025-05-12 | Oliver Mary Patricia | Grant | 1.0K | — |
| 2025-05-12 | PERFECT CLYDE A JR | Grant | 1.0K | — |
| 2025-05-12 | Murray Dennis E Jr | Grant | 1.0K | — |
| 2025-05-12 | Mattlin Julie A | Grant | 1.0K | — |
| 2025-05-12 | Macioce Mark J. | Grant | 1.0K | — |
| 2025-05-12 | Wise Lorina W | Grant | 1.0K | — |
| 2025-05-12 | Congrove Darci L | Grant | 1.0K | — |
| 2025-05-12 | Weaks Nathan E | Grant | 1.0K | — |
| 2025-05-12 | WURM GERALD B | Grant | 1.0K | — |
| 2025-04-30 | Murray Dennis E Jr | Sell | 6.1K | $22.25 |
| 2025-04-29 | Murray Dennis E Jr | Buy | 6.1K | $22.44 |
| 2025-03-21 | Murray Dennis E Jr | Other | 8.0K | — |
| 2025-03-21 | Murray Dennis E Jr | Other | 8.0K | — |
| 2025-03-11 | CURRY ROBERT L JR | Grant | 957 | — |
| 2025-03-11 | Morrison Lance A. | Grant | 1.1K | — |
| 2025-03-11 | KESSLER CARL A III | Grant | 1.2K | — |
| 2025-03-11 | EDWARDS RUSSELL L JR | Grant | 820 | — |
| 2025-03-11 | DUTTON RICHARD J | Grant | 2.3K | — |
| 2025-03-11 | Whinnem Ian | Grant | 1.3K | — |
| 2025-03-11 | Waltz-Jaskolski Donna M. | Grant | 860 | — |
| 2025-03-11 | Shaffer Dennis G | Grant | 4.9K | — |
| 2025-03-11 | Parcher Charles A. | Grant | 2.3K | — |
| 2025-03-11 | MULFORD MICHAEL D. | Grant | 1.0K | — |
| 2025-02-18 | Shaffer Dennis G | Other | 201 | — |
| 2025-02-18 | Shaffer Dennis G | Other | 59 | — |
| 2025-02-18 | Singer Harry | Other | 63 | — |
| 2025-02-18 | WURM GERALD B | Grant | 323 | — |
| 2025-02-18 | Murray Dennis E Jr | Other | 63 | — |
| 2025-02-18 | WURM GERALD B | Grant | 787 | — |
| 2025-02-18 | Murray Dennis E Jr | Other | 63 | — |
| 2025-02-18 | Parcher Charles A. | Other | 108 | — |
| 2025-02-18 | DUTTON RICHARD J | Other | 60 | — |
| 2025-02-18 | DUTTON RICHARD J | Other | 83 | — |
| 2025-02-18 | DUTTON RICHARD J | Other | 58 | — |
| 2025-02-18 | Parcher Charles A. | Other | 11 | — |
| 2025-02-18 | CURRY ROBERT L JR | Other | 6 | — |
| 2025-02-18 | Oliver Mary Patricia | Other | 50 | — |
| 2025-02-18 | Shaffer Dennis G | Other | 12 | — |
| 2025-02-18 | Waltz-Jaskolski Donna M. | Other | 26 | — |
| 2025-01-03 | DUTTON RICHARD J | Tax withheld | 965 | — |
| 2025-01-03 | Waltz-Jaskolski Donna M. | Tax withheld | 366 | — |
| 2025-01-03 | EDWARDS RUSSELL L JR | Tax withheld | 349 | — |
| 2025-01-03 | KESSLER CARL A III | Tax withheld | 483 | — |
| 2025-01-03 | Morrison Lance A. | Tax withheld | 479 | — |
| 2025-01-03 | CURRY ROBERT L JR | Tax withheld | 244 | — |
All non-derivative Form 4 activity (SEC), newest first.
Notable events (8-K)
Recent filings
| Form | Filed | Period | Accession |
|---|---|---|---|
| 8-K | 2026-06-15 | 2026-06-15 | 0001193125-26-271237 ↗ |
| 8-K | 2026-06-01 | 2026-06-01 | 0001193125-26-251688 ↗ |
| 8-K | 2026-05-19 | 2026-05-19 | 0001193125-26-231030 ↗ |
| 8-K | 2026-05-19 | 2026-05-19 | 0001193125-26-229611 ↗ |
| 10-Q | 2026-05-08 | 2026-03-31 | 0001193125-26-214922 ↗ |
| 8-K | 2026-04-30 | 2026-04-30 | 0001193125-26-197754 ↗ |
| 8-K | 2026-04-22 | 2026-04-22 | 0001193125-26-168376 ↗ |
| 8-K | 2026-04-21 | 2026-04-21 | 0001193125-26-167115 ↗ |
| 8-K | 2026-03-20 | 2026-03-19 | 0001193125-26-116308 ↗ |
| 8-K | 2026-03-19 | 2026-03-19 | 0001193125-26-116251 ↗ |
| 10-K | 2026-03-06 | 2025-12-31 | 0001193125-26-096836 ↗ |
| 8-K | 2026-03-02 | 2026-02-27 | 0000944745-26-000001 ↗ |